Android Pay in Russia: the first problems and their solution

What smartphones does Android Pay work with

Android Pay works even on low-end models like Samsung Galaxy A3, LG G4s, Huawei P8 Lite, Sony Xperia XA

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Android 4.4 KitKat operating system version or newer NFC module for contactless payments

Android Pay will work even on some devices from the beginning of 2013: HTC One, Sony Xperia Z1, Samsung Galaxy S5, LG G3s and others. But not for everyone. For example, Nexus 7, Galaxy Note 3 and Galaxy S3 do not have HCE. Most modern low-cost phones have N FC: Samsung Galaxy A3, LG G4s, Huawei P8 Lite, Sony Xperia XA.

Still, it is often not put on phones up to 10 thousand rubles. You cannot pay with Samsung Galaxy J1, Acer Liquid Z520, Asus ZenFone Go, LG K5 and other budget models. Another important condition is that the phone must be without root access. On a hacked device, the application simply will not start. The craftsmen allegedly found a way to bypass the restriction, but we do not recommend doing this on your device.

What cards are linked At the time of launch, the system worked with Visa and MasterCard debit and credit cards from 14 banks: AK Barsa, Alfa-Bank, Binbank, VTB24, MTS Bank, Otkritie Bank, Promsvyazbank, Raiffeisenbank, Rocketbank, Russian Standard Bank, Rosselkhozbank, Sberbank, Tinkoff, Tochka Bank. Android Pay also supports Yandex. Money”. Later, other banks and the Mir payment system will most likely begin to cooperate with Android Pay (it is planned to be connected to the already working Apple Pay and Samsung Pay). In the USA, a PayPal account with all connected cards is linked to Android Pay. Perhaps, over time, such a function will appear in Russia.
Where Android Pay is paid Like other systems, Android Pay works through the NFC protocol, so phone payments must go through wherever Visa and MasterCard contactless card payments work. Next to the terminals, there are usually icons for PayPass, PayWave, Apple Pay, Android Pay, or contactless payment systems. At launch, the partnership with Android Pay was announced by Spar, Azbuka Vkusa, VkusVill, Karusel, Perekrestok, Pyaterochka, Magnit, M.video, Lenta, Metro and H stores. {amp}amp;M, Burger King, KFC, McDonald’s, Teremok, Starbucks, Double B, Shokoladnitsa, BP gas stations, Bashneft and Rosneft. This means that in these establishments there should be no problems with payment and cashiers who refuse to accept payment from the phone. It also adds discount and bonus cards of these networks to the application. For example, the Moscow City Hall announced the possibility of traveling by metro and MCC for 1 ruble when buying a ticket via Android Pay. But the passengers discovered that 40 rubles were deducted from the cards and no refund was made.

Application support

On May 23, when Android Pay officially launched in Russia, some users discovered that the application was not available or did not work on their devices. The official Google support site lists smartphones that do not support Android Pay. Among them are Elephone P9000, Evo 4G LTE, Nexus 7 (2012), Samsung Galaxy Note III, Samsung Galaxy S3 and Samsung Galaxy Light.

In addition to the models announced on the Google website, users of other devices from different brands encountered a problem when installing the Android Pay application. In particular, problems are observed on smartphones Meizu, Xiaomi, OnePlus and others.

Solution: for many popular devices, w3bsit3-dns.com forum users have already compiled detailed instructions for launching Android Pay. Perhaps a solution to the problem has already been found for your smartphone. How to find out:

  • go to the topic about Android Pay and find your gadget through the search;
  • go to the topic thread about your device, open the topic of your device and see the latest messages, as well as the topic header (don’t forget about the search function);
  • go to the topic of flashing your smartphone and see the solution on the last pages or header.

Tip: even if your smartphone is on the list of unsupported devices, it makes sense to try installing Android Pay on it. For example, we personally tested the operation of Android Pay on the Galaxy S8 with the “incompatible” MyKnox function – everything worked, but before that, you need to set Android Pay as the main payment system in the device settings. In the case of other devices, go to the profile topic – it is possible that there is already a solution there.

Which cards are tied

At the time of launch, the system worked with Visa and MasterCard debit and credit cards from 14 banks: AK Barsa, Alfa-Bank, Binbank, VTB24, MTS Bank, Otkritie Bank, Promsvyazbank ”, Raiffeisenbank, Rocketbank, Russian Standard Bank, Rosselkhozbank, Sberbank, Tinkoff, Tochka Bank.

Android Pay also supports Yandex. Money”. Later, other banks and the Mir payment system will most likely begin to cooperate with Android Pay (it is planned to be connected to the already working Apple Pay and Samsung Pay). In the USA, a PayPal account with all connected cards is linked to Android Pay. Perhaps, over time, such a function will appear in Russia.

How to pay with Android Pay

Android Pay in Russia: the first problems and their solution

Like other systems, Android Pay works through the NFC protocol, so phone payments must go through wherever Visa and MasterCard contactless card payments work. Next to the terminals, there are usually icons for PayPass, PayWave, Apple Pay, Android Pay, or contactless payment systems. At the time of launch, partnerships with Android Pay were announced by Spar stores, Azbuka Vkusa, VkusVill, Karusel, Perekrestok, Pyaterochka, Magnit, M.

video”, “Lenta”, Metro and H{amp}amp;M, Burger King, KFC, McDonald’s, Teremok, Starbucks, Double B, Chocolate Girl, BP gas stations, ” Bashneft and Rosneft. This means that in these establishments there should be no problems with payment and cashiers who refuse to accept payment from the phone.

So, for example, the Moscow City Hall announced the possibility of traveling by metro and MCC for 1 ruble when buying a ticket via Android Pay. But the passengers discovered that 40 rubles were deducted from the cards and no refund was made.

Possible errors

Among the possible problems with installing Android Pay is an error that appears when downloading from PlayMarket. It means that the program is not compatible with the smartphone and the application cannot be installed.

If the Android Pay application is installed, then you need to set it up and link a bank card, after which you can make purchases in stores by paying with your smartphone.

Android Pay in Russia: the first problems and their solution

If for some reason you need to remove or disable Android Pay, please read the instructions in which we told you How to remove Android Pay.

Is it possible to pay from hours

Huawei Watch 2 is one of the few smartwatches that supports Android Pay

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This category also includes LG Watch Sport

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How safe is it

After a cursory acquaintance with the capabilities of the service, a logical question arises about its security. After all, payment is made literally with one touch, it seems that illegal access can be obtained just as easily. But this is far from true!

in the USA, Great Britain, Australia and some other countries. When launching the service in our country, all the accumulated experience is used, which allows us to avoid unforeseen situations.

Like other payment systems, Android Pay does not transmit the card number and customer information to the terminal. Instead, a one-time 16-digit key (token) is sent to the phone, which is transferred to the terminal and used for payment. Tokens are generated in the Google cloud and sent to the phone via the Internet.

Offline, Android Pay uses one of the tokens from the phone’s memory. How exactly the system protects these tokens is still unknown. In addition to the key, Android Pay sends information about the payment network (Visa or MasterCard) and phone number to the terminal. Set a PIN or pattern password on a phone without a fingerprint scanner, otherwise anyone can unlock it and spend money. If your device is lost or stolen, block it using this link.

How Android Pay differs from Apple Pay and Samsung Pay

Android Pay does not create or store tokens on a secure chip inside the smartphone, as Apple Pay and Samsung Pay do. It receives keys from the cloud. Android Pay cannot pay on older terminals that do not support NFC. Samsung Pay can.

Android Pay is available to many: old smartphones and inexpensive models support it. The list of devices for Apple Pay and Samsung Pay is much shorter. The first works on iPhones from the sixth, iPhone SE, iPad Air 2, iPad Pro, Apple Watch (as well as on iPhones from the fifth, but after hours). Samsung Pay supports the Galaxy lineup from S6, Galaxy Note 5, A5 and A7 2016, A3 2017, Gear S2 and Gear S3.

Android Pay in Russia: the first problems and their solution

At the start, the list of partner banks supporting Apple Pay and Samsung Pay was much shorter. Android Pay immediately launched with a large package of contracts. But the geography of Android Pay is still relatively small. In addition to Russia, it has been launched in 10 more countries. Apple Pay and Samsung Pay also work in 5-6 other states.

What other alternatives are there

In addition to Android Pay, Apple Pay and Samsung Pay, there are payment apps. For holders of any Visa cards, there is the Visa QIWI Wallet application. When paying through the terminal, the application encrypts the data and requires confirmation, which is sent to the phone number.

The Wallet app is compatible with Android smartphones that have an NFC chip. The application does not link existing bank cards, so for payment you need to issue a MasterCard card from Russian Standard, Tinkoff or St. Petersburg banks (this is done in the application). If the application was pre-installed on a smartphone, then the card information is stored in a secure chip; if it is installed after purchase, then the data will be placed in the MasterCard cloud.

https://www.youtube.com/watch?v=r29FpQXB0_8

Alfa-Bank, MTS Bank, Moscow Industrial Bank, Ak Bars, Russian Standard, St. Petersburg, Tinkoff, Euroset and Yandex banks have contactless payment services. . Of money”. All of them work only with MasterCard and Android.

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