NFC Expert How to connect a card to Android Pay
- Alfa-Bank;
- Ak Bars Bank;
- Binbank (only MasterCard at the time of launch);
- VTB24;
- “MTS Bank”;
- Otkritie (including Rocketbank and Tochka);
- Promsvyazbank
(only MasterCard at the time of launch);
- Raiffeisenbank;
- Rosselkhozbank;
- Russian Standard (only MasterCard at launch);
- Sberbank;
- Tinkoff Bank;
- Yandex. Money” (only MasterCard).
This list will expand in the future.
In addition to bank cards in Android Pay, you can save gift and bonus cards from merchants, which entitle you to receive discounts on purchases. To connect such a card, the user needs to scan its barcode using a phone.
https://www.youtube.com/watch?v=https:accounts.google.comServiceLogin
As planned, in the store, the user should open the desired loyalty card on the phone and show the device to the cashier for scanning or manual input of the barcode. Android Pay can also alert the user if they are near a store that accepts one of their cards.
How secure is Android Pay?
After a cursory acquaintance with the capabilities of the service, a logical question arises about its security. After all, payment is made literally with one touch, it seems that illegal access can be obtained just as easily. But this is far from true!
in the USA, Great Britain, Australia and some other countries. When launching the service in our country, all the accumulated experience is used, which allows us to avoid unforeseen situations.
How to pay with Android Pay in apps and websites
In Russia, almost every retail chain has such terminals – Azbuka Vkusa, Pyaterochka, Perekrestok, Karusel, Magnit, OK, Eldorado, H{amp} amp;M, Starbucks, KFC, Burger King, Teremok, Doubleby, Rosneft, Bashneft and so on. Until the end of 2017, Sberbank, which serves 1.1 million terminals, promises to add the possibility of contactless payment to all its devices.
To pay for goods and services, you need to “wake up” the device with the Android Pay application and bring it to the terminal for a few seconds. If the operation is successful, a message about it and an image of the card used will appear on the screen.
In some cases, the cashier may ask you to enter a PIN code or sign a check. It depends on the settings of the bank that issued the card and the terminal. As a rule, in Russia, when making contactless payments, you need to enter a PIN code for a transaction worth more than 1,000 rubles.
Android Pay allows you to make three transactions in a row without unlocking the phone for up to 1000 rubles each, on the fourth, the user will need to unlock the phone using a pattern or fingerprint. The “counter” of transactions is reset if the user has unlocked the phone between them.
If the user has connected several cards, then one of them will need to be selected as the standard one, which will be used by default. To use another card, before paying, you need to open the application and select the desired card – if necessary, it can be assigned as a standard for the future.
Android Pay also allows you to pay for purchases in some mobile applications and websites through the mobile version of Google Chrome. In such cases, the “Pay with Android Pay” button will appear on the payment page.
In some services (for example, Uber), you can use Android Pay as one of the permanent payment methods. At the start of the system in Russia, the service will be available in Lamoda, OneTwoTrip, Rambler/Kassa and Afisha, and later it will appear in Delivery Club, Kinokhod, Ozon, Yandex. Taxi” and other applications.
Google’s website has instructions for developers who want to enable Android Pay in their apps and websites. In Russia, payments via Android Pay can be accepted using Yandex. Cashier”, Assist and Payture.
Conclusion
The launch of Android Pay in Russia is another proof that a new era is dawning in the world of payments. Contactless payment is really worth trying for yourself, especially in the summer season, when you don’t want to carry something extra with you, including traditional means of payment.
Android Pay as a service looks quite attractive, primarily due to the wide coverage of user devices at the start. It is worth recognizing that NFC is a common feature in the android world. In addition, many promotional campaigns are expected in the near future to popularize, because each of us loves pleasant bonuses and discounts!
How are payments secured
Google guarantees that Android Pay does not use information about cards connected to the service. The system creates virtual “copies” for them, the data of which is transferred to the seller, and the data on real cards is stored on Google servers.
The first time Android Pay is launched, the user will need to set up security on the phone, such as a gesture or fingerprint lock. Turning off phone security will delete data from the Android Pay app.
If the device is lost, it can be locked or erased using Android Device Manager. Also, data from Android Pay is automatically erased if the device is inactive for 90 days or more.
https://www.youtube.com/watch?v=https:tv.youtube.com
#Google#Russia#banks#Android_Pay