Google Play is not configured for contactless payment and how to add a card to Sberbank Pay and how to link it if it does not connect

Causes of failures when working with the world map in the google pay system

Malfunctions may occur due to:

Basic problems

Technology not supported if:

Technical and financial problems are the main ones.

If the client does not register in the system, you should check the device support.

Old equipment does not have a radio module installed.

Why the card is not added

If the map is not added to Google Play, then the reasons may be the following:

Tip for our readers: for purchases in any online stores, it is better to allocate a separate card to which you will transfer funds as needed. Also, enable 2-Step Verification wherever possible.

Lately, contactless payments have become very popular. Despite this, for many, it remains a big problem to correctly set up calculations.

This article contains answers to questions, if it was not possible to set up contactless payment, what actions should be taken.

Start adding card

Now, to set up payment via NFC on Android, you need to enter your payment details once. I’ll tell you about the full version of this stage. However, if you have a bank application installed (in this case, Sberbank), everything is greatly simplified. I will talk about this below.

In general, open the Google Pay app. You will see a ” ” sign. Click on it.

Why problems appear

There are several reasons why you can’t set up contactless payment:

Why is paypal asking for a security code

But in some cases, PayPal does not even accept cards from banks that do not request CVC. In practice, users have found that payment instruments, which almost always go through the procedure, are issued by the following banks:

You can also use the options offered by other organizations, but you should first contact the issuing bank and clarify the rules.

Causes of problems and ways to solve them

If the consumer failed to set up contactless payment 10 pda, and NFC does not turn on, the problem is looked for in the following reasons:

• the mobile phone is flashed unofficially, which disrupts the correct operation of the mobile application;
• The item in the menu “root-rights” is similar to the item “administrator rights” on the computer. As a rule, these rights are open to optimize the operation of the operating system with a power user, which prevents the configuration of other services;
• the special function “downloader” is in active mode, which is also a hindrance, and the mobile application does not work well.

Why doesn’t contactless payment work?

Before you start solving the problem, you need to figure out why it appeared on a smartphone with NFC at all. As a rule, the main reason for an error when trying to enter bank card details or pay for goods in a store is an incorrectly selected firmware.

For example, in China, payment through the NFS is not used, in contrast to the less popular QR code technology in our country. Therefore, some smartphones from the Middle Kingdom, having NFC on board, are not designed for contactless payments in the standard way by default.

https://youtube.com/watch?v=Xp1pgQOHx8M%3Ffeature%3Doembed

The second most common cause of an error is opening Root access on a smartphone. This is a special mode for editing the source code of the operating system. Ordinary users activate it when trying to install certain applications or recover lost data.

Also, the lack of NFC performance appears after the owner of the smartphone unlocks the bootloader. This is done in order to reflash the device, but, unfortunately, only a few think about the consequences.

Why the card is not linked

There are situations when Sber Pay does not connect the card, which causes bewilderment among bank customers. There may be several reasons:

• Lack of support. Note that as of March 2021, Sberbank Pay only supports VISA and MasterCard payment systems. Can’t add. Bank employees claim that this is a temporary phenomenon, but the exact date of adding this service is not indicated.
• Expired. Before adding a payment instrument, pay attention to the date indicated on the card. If the time is up, the bank will not tie the “plastic” and you will need to reissue it.
• Blocking. The card cannot be linked to Sberbank Pay if it is blocked, or there are other restrictions on its use.

In a situation where you cannot connect a payment instrument to SberPay, contact a banking institution for help. This can be done via the Internet directly through the application, free of charge from a mobile phone at 900 in the Russian Federation or around the world by calling 7-495-50-055-50.

Now you know how to add a card to Sberbank Pay, and what is needed for this. Once again, we note that according to the rules of a financial institution, only payment instruments of Sberbank itself and exclusively VISA or MasterCard can be linked.

In the comments, share your experience of doing such work, and the difficulties that arose in its implementation.

Users of Xiaomi smartphones with MIUI 12.5 global firmware do not understand many of the features and difficulties faced by Xiaomi owners on Chinese firmware.

In particular, for the Chinese MIUI 12.5, the developers did not include the main Google Play services, including the Play Store.

Probably, if you use the phone only inside China, this is not a problem, because in this country Google services are blocked, they do not work, and therefore there is no reason to use them on Xiaomi smartphones.

But what about those who ordered a Chinese Xiaomi with MIUI 12.5 without Google, and at the same time they live in a country where the services of this company function normally?

Previously, you would have to dance a special dance with the bootloader, unlocking the phone, installing third-party APKs and other rituals, but MIUI 12.5 provides a special mechanism to automatically install Google Play services for those who need them.

Details are described in the videos you see on this page.

In short, the following steps need to be taken:

• Find “Accounts & Sync” menu;
• Activate the switch;
• Return to the previous screen and click on “Add New Account”;
• Select ;
• Log in under your account;
• Accept the user agreement;
• Return to desktop. Store icons should already appear on it, and applications related to the use of Google services will also work.

About the author: MiMaster

Hello, my name is Timur. Since childhood, I have been fond of computers and the IT industry, I like it, this is my passion. Over the past few years, I have been deeply fascinated by Xiaomi: ideology, technology and a unique approach to explosive business growth. I own many Xiaomi gadgets and share my experience of using them, but the main thing is solving problems and incidents that arise under unexpected circumstances on the pages of the mi-check.ru website

To enter Play Store:

• then enter the first name/surname/date of birth/gender;

*Only Latin letters and numbers can be entered.

• enter a password of at least 8 characters long;

• if you wish, you can enter your phone number to receive relevant alerts (this item can be skipped);

• click “Accept” to agree to the privacy terms and conditions of use;

Congratulations! Your Google account has been created and you can now use the app.

You must agree to the “Google Play Terms of Service” before using.

*You can accept or refuse to receive the newsletter. This will not affect the operation of the application in any way.

After all the manipulations, we go to the main working window of the program: at the top there is a search bar with a voice input function (just click on the microphone and say aloud the name of the application that you want to install on the gadget), in the center – recommended programs.

To install any program:

Select an application using the category search, or enter the name in the search bar yourself;

*Look at the installation process using the application using the “Mi Fit” application;

After going to the application page, press the “Install” button and wait for the download process to finish;

*After installation, you can click the “Open” button and use the application.

You can open the context menu of the application with a swipe from the left edge of the screen: here you can manage applications – install updates / uninstall, etc. It is also possible to set up an account, activate a promotional code, or make settings for the Play Store itself.

Reasons why a bank card does not support contactless payment

The PayPass function, otherwise the contactless payment option, may not work in the following cases:

• If this function is not provided by the bank that issued the plastic card. In this example, we can consider the Mir payment system. A bank client can pay with a card in a contactless way by applying it to the terminal. At the same time, the owner of a bank card will not be able to connect it to special applications for contactless payment on Iphone and Samsung devices;
• When an error occurs while reading the card. Problems that arise with contactless payment may arise due to a chip malfunction or technical features of the terminal. In the second case, you can try to use contactless payment using another terminal;
• An old-fashioned device that reads payment details. Modern technologies have reached far from all stores in the country. Therefore, not every terminal is equipped with an NFC sensor. When making a purchase in a particular store, the client needs to make sure that the terminal supports contactless payment. You can find out about this by a sticker on the reader: Visa Pay Wave, MasterCard PayPass, as well as Apple, Google, Samsung mobile services. Sometimes there are situations when software crashes occur in the terminal. Their consequence is a temporary loss of communication between the seller and the bank. In this case, the buyer will have to wait until the connection is restored or pay for the purchase in cash.

Important! In the case of contactless payment using the Samsung Pay service, the presence of an old-style terminal does not affect the ability to pay. If there is an MST chip in the smartphone, the customer can pay for the purchase.

• Damage to a bank card. It is impossible to determine the damage to a bank card on your own. If you have problems with the card, you can contact the support service of the bank that issued the card. After checking the card, the bank’s specialists will advise you to contact the nearest branch of the bank to fill out an application for reissuing a means of payment. Within a few days, the client of the bank will be able to receive a new means of payment;
• Blocking the means of payment. The bank’s security service can block the card in the following cases: violation of the agreement between the bank and the client, suspicions by unauthorized persons of fraudulent activities, entering the wrong pin code several times, when seizing funds by order of the court or bailiffs.

In addition to the main reasons for the impossibility of contactless payment, there are other circumstances. Most often, the reasons that it is impossible to pay for a purchase with a card lie in the expiration date of the means of payment.

Mechanical damage

There are situations when Google Pay does not work on the phone, and an error is displayed in the reading message in the form of the phrase “Android Pay is not supported by your smartphone.” A message stating that NFC does not work after the update appears before the user if all the above algorithms are executed correctly, but the phone being configured is not equipped with an NFC microchip, or the module is damaged and needs to be replaced.

In such situations, it is recommended to visit a service center where they will diagnose the mobile device and perform the necessary repairs.

Adding a card through the bank application

This option is much faster and more convenient. Install the official application, log in to it and in the properties of the desired card, click “Add to Google Pay”. After confirmation, you can go to the store and pay with your smartphone, you won’t need to set up anything else.

What is the world payment system

MIR is a Russian national payment system that was created in 2022 in response to foreign sanctions that resulted in the blocking of transactions on cards of Russian banks. Its peculiarity lies in the limited area of ​​work. MIR operates only in the Russian Federation and a number of CIS countries.

Google pay setup

In order to install this program you need:

• In the Play Market find “Android Pay”
• Install, if there is not enough memory, clean outdated applications
• Add a card, if there is one, just select it
• Entering data on the map
• We confirm the identity using the code that comes in SMS

https://youtube.com/watch?v=vWlL09P6vXw%3Ffeature%3Doembed

Android Pay is active. Next, set up the smartphone itself:

• Settings – Wireless
• “additional features”
• “Contactless payment”
• In the “Main payment method” section, click Android Pay

If everything went well, then you can pay for purchases with one touch of your smartphone.

Enable nfc on smartphone

Before enabling NFC on your device, you need to check if you have the module as described above. Next, you should configure it: go to “Wireless networks” or “Additional functions” and click on the appropriate switch.

Confirmation

Google will display the terms of use of the service, which must be accepted by clicking on the button at the bottom of the screen. After that, the application will ask for confirmation from the bank. Usually it comes in the form of a code in an SMS. After, you will receive a code in SMS, which you need to enter in the appropriate field.

Root rights

We check the activity of the “superuser” option, which blocks the launch of the program. Download from the Play Market “SuperSU” and check.

After that, just delete it:

• Select “Settings”.
• Click “Complete removal of ROOT-rights”.
• We agree on all points.
• After all of the above, reboot.

These manipulations will not bring any negative impact to your smartphone, but on the contrary will improve its performance.

Examples for popular phone models

Instructions on how to set up contactless payment by phone – a general scheme that, in general, will work everywhere. The principle for different phone models, operating systems and banks is the same: enable NFC, install the application, add payment details to it. I will briefly describe the important nuances that need to be taken into account.

The essence of the problem

At the moment, the main criterion when choosing a smartphone is the presence of NFC. And if in budget devices its absence can be justified by the low cost of the device, then in flagship models the presence of a chip is considered mandatory.

NFC allows shoppers to pay for goods by touching their phone to a contactless payment terminal. It is available in almost every store. Thus, there is no need to carry bank cards and cash with you. All information will be stored in the mobile gadget. If there is no corresponding chip, you cannot pay in stores using a smartphone.

On Android devices, the technology is implemented in the Google Play application. You can enter data on bank cards into it, after which the user just needs to bring the smartphone to the reader to pay for the goods. The same goes for iOS smartphones that use the Apple Pay app.

Despite the huge number of advantages, the technology does not work stably for all users. Some complain that they are unable to set up contactless payment. In such a situation, buying an Honor or Huawei smartphone with NFC becomes pointless, because the chip does not function. Fortunately, this problem is not new, and therefore there are many ways to restore the functionality of a mobile device, including contactless payments.

How to pay

If the seller accepts contactless payments, then the buyer’s task is:

How to use

However, only those Mir cards that were issued jointly with the Ministry of Railways, for example, Mir-JCB, Mir-Maestro, etc. are accepted abroad. The main principles of use are:

Android pay does not accept card

Very often, the smartphone does not see the details and displays the message “Android Pay these cards are not accepted.” Problems occur as a result of a failure in the calculations or at the time of attaching the user’s account data.

How to remove a card from android pay?

1. Launch the payment application. Click on the map image;

2. A message to be scrolled will pop up at the bottom of the screen. At the bottom there will be a line “Delete card”.

How to add “world” map to google pay

Many people would be interested in adding “Mir” to the list of cards of the Google Pay electronic payment system. Now this system is available for all devices (smartphones, tablets, smart watches) running the Android operating system. However, here all Google fans are in for a severe disappointment: the Mir card cannot be tied to Google Pay, as well as to Apple Pay and PayPal.

Visa and MasterCard are essentially competitors, both organizations are headquartered in America

Bootloader mode active

If this mode of the mobile device is active, then the Google Pay protection system does not work the first time and blocks the card linking. Using this option, a lot of things are configured and modified in a mobile phone on the Android OS, but in fact this is a hack.

If the contactless payment stops working, be sure to check if the downloader mode is active and turn it off.

Please note that the bootloader in enabled mode creates problems not only for the Xiaomi Mi device. A similar problem with NFC is noted in Zenfore Max Pro M2 and in other smartphone models.

How to solve the problem?

So, if root access has been activated on the smartphone, the bootloader is unlocked, or the device is based on unlicensed firmware, you will not be able to pay for purchases in the store in a contactless way. But, if you are not sure that Root access is open or there are problems in the operating system, it is recommended to first double-check the settings:

• Activate the NFC icon in the notification shade.
• Open your phone settings and go to the “More” section.
• Change wallet type from HCE to SIM.
• In the section with applications, put down all the permissions for the program that is used as a payment for purchases.
• In the “Pay with one touch” item, set the value of GP or AP.

If nothing has changed with the settings after the “games”, and contactless payment is still not available, then Root is activated on the phone, the bootloader is activated, or there are problems with the firmware.

First you need to lock the bootloader. This situation usually happens on Android smartphones. The user needs to turn off the device and open the developer menu (holding the top volume rocker and the power button). Next, you should pay attention to the item “Look State”. There it is necessary to set the value “locked”, which will indicate that the bootloader is locked.

When it became clear that the bootloader is not active, but at the same time NFC does not work, you need to move on to other ways to solve the problem. For example, to disable root rights. If the user is sure that he really has Root activated, you can deactivate as follows:

Having root-rights

If everything is done correctly, the firmware of the phone is correct, but contactless payment cannot be made from this device, it is recommended to check the root rights. This menu item exists only for advanced consumers. There is a possibility that the “superuser” option is enabled on the smartphone, which automatically prevents the installation of mobile applications.

Scan card or enter data manually

The application will prompt you to scan (take a photo) of the card. This is very convenient as it takes a few seconds. If for some reason the procedure does not exit, then click on the inscriptions at the bottom of the screen and enter the data manually. At the very end, you need to double-check the data and enter the CVV2 / CVC2 code located on the back of the card.

Bank check

Not all financial institutions participate in contactless payment technology via smartphones. The card format is important. Domestic system World is not supported.

To clarify the information, it is enough to do one of the following actions:

Financial service specialists will explain the problem and help you fix it. The technology in structures is in the testing stages. There may be interruptions and problems with the display of information.

After performing this simple operation, Root will turn off and, most likely, contactless payments will work again on the smartphone. But if you fail, don’t despair. You need to make sure that the smartphone is running on the latest licensed firmware. For this:

If it became clear that, for example, Xiaomi is running the Chinese version of MIUI, you will have to download the firmware on the official website and install it. In other cases, after performing updates, NFC should work.

How to choose several contactless payment methods on Android at once

To set up contactless payment on your smartphone, you need to add the MIR card to the corresponding services. This feature is available right in the app. The setup is done in just a couple of clicks.

To use several services for payment at once, you need:

Thus, the user gets the opportunity to pay for most purchases with the main default method, and, if necessary, use another service from the list of available payment instruments.

https://youtube.com/watch?v=Vi-QmnS4RF4%3Ffeature%3Doembed

The population of many countries of the world is used to paying with bank cards in stores in a contactless way. To do this, the card is chipped and has an antenna for signal transmission. The range of bank cards equipped with an NFC chip is from 4 to 8 centimeters.

The term NFC stands for Near Field Communication. Currently, all new cards issued by Sberbank support the contactless payment function. If the client has an old means of payment, it can be changed by contacting the bank to reissue the card.

Not all bank cards support the contactless payment function. The chip contains important information and payment details. Using a transmitter that generates a magnetic field, bank account details are transmitted to the terminal. At the same time, the terminal is also equipped with a magnetic field generating module. As a result of the contact, funds are debited from the client’s bank account and transferred to the seller’s account.

Contactless technologies are used for: payment in public transport, taxis; shopping in stores; payment for delivery by courier. The capabilities of the NFC chip are not limited to this. The magnetic field allows you to read the details when using the card as a pass, magnetic key or electronic business card.

Users’ opinion about the app

People write that the service makes their life easier. Even dependence on the phone does not overshadow much. Users urge developers to quickly conclude an agreement with financial organizations to support MIR cards from Sberbank and other financial institutions, as they are quite popular in Russia.

Changing google pay settings

If a person is convinced that he does not have Root configured, and NFC is really present on the phone, it is recommended to reinstall the Google Play application:

• Delete the program.
• Open Google Play.
• Through the search, find and install the Google Pay application.
• Open the program.
• Add a card to Google Pay, specifying its number, expiration date and CVC code.
• Confirm the action by entering the code from the response message.

After completing all the above settings, you need to make sure that NFC is activated on your phone again. The corresponding icon is usually displayed in the notification shade or in the “Contactless payment” settings item.

What banks does Google Pay work with?

Holders of “plastic” are often interested in what cards can be linked to Google Pay, and whether all financial institutions support working with the payment service. The Android Pay app has been operating in Russia since 2022. At first, about a dozen financial institutions connected to the system. As popularity grew, so did the number of banks interacting with the new program.

Check and set the default card

The bank will send a confirmation via SMS, and in some cases a small amount will be debited from the account (up to 15 rubles, depending on the bank), which will then be returned to your account.

After confirmation, the NFC setting in the phone for payment is completed. You will see a list of cards, one of which you can set as default. Now you can start paying!

System Requirements

The following technical parameters of the system will be required for operation:

Old models of Chinese and Korean manufacturers incorrectly support the method of calculation through software.

When using the software, the device may malfunction.

Now you know the main causes of problems when using a contactless system for paying for purchases and services through a mobile application. The article describes how to eliminate them.

Troubleshooting Contactless Payments

Since there can be many reasons for the impossibility of contactless payment, first of all, the buyer must make sure that the terminal is functioning properly. If there are no problems with the reader, you can contact your bank to check the means of payment.

If there are enough funds in the account and the bank card has not expired, then you should pay attention to other reasons why contactless payment cannot be made.

Unofficial Firmware

It is proposed to consider the setting of this option using the example of the Xiaomi Mi smartphone. The matter is that in the native version there is a characteristic error. If you are setting up for a smartphone from another manufacturer, the steps required for this are almost the same, discrepancies may be contained in the settings items.

The correctness and quality of the firmware are only certified mobile phones that are under warranty from the manufacturer, officially entered in the region’s register.

It is recommended to check the phone firmware for incompatibility. The updates require the owner of the Xiaomi Mi device to activate the automatic downloads of the mobile gadget and its connection to Wi-Fi.

To control the smartphone firmware, you need to do the following:

• opens the “settings” menu;
• there is an item “about the device”;
• the position “MUIU version” is selected;
• the “Settings” button is pressed in the menu;
• the “auto update” option is activated.

What cards are not accepted in the system?

Generally speaking, MIR cards are “overboard”. But conversations are already underway and decisions are being made to add this “plastic” to the list of tools that support Android Pay. As for other cards, the situation is individual for each bank.

The issue of compatibility must be clarified individually, and exact information can be obtained from the bank. Its employees are ready to give information, they say, these cards are not accepted by Android Pay, while others work without comment.

How to change payment method

Saying “Change payment method in Google Play” we mean correcting information on cards. In particular, expiration dates and CVC codes. This data changes when the plastic is reissued at the end of its expiration date.

Failed to set up contactless payment. Solutions.

An example would be the Xiaomi Mi smartphone, because its MIUI firmware gives an error. In other devices, the algorithm of actions is the same, only the names of the items may differ in the settings.

Quality firmware

Possible incompatibility – several checks should be made to verify this. Updates on Xiaomi Mi device are automatic. All you need is activation and internet access.

• Go to settings.
• We find the line with the name “About the device”.
• Press “MUIU version”, after that settings.
• Set automatic update mode

Smartphones that already have a warranty already come with firmware and are entered in the register of your country.

When the “SuperSU” mode is active, the card binding will not work either, because the security system is blocking. This mode is compared to hacking. Be sure to check your phone.

• Check if the NFC option is active.
• Swap HCE wallets for SIM.
• Select “No Limit” mode in “Battery and manufacturer”.
• In the “Means of payment” item, select GP or AP.

“Failed to set up contactless payment” is a notification that appears on various devices. For example, Google Pay, Xiaomi Mi, or linking a bank card.

These systems have a number of advantages:

• Absence of a large number of plastic cards.
• It is enough to have a smartphone, and most people always have it at hand.

One of the minuses is – insignificant failures in the settings and the lack of awareness of users about it.

Problems with adding a card to android pay

Why doesn’t Android Pay accept a card?

The option is not added for the following reasons:

If the Android version is below 4, the software will not work.

How to add a card to SberPay

Before linking a Sber Pay card, make sure that the Sberbank Online program is available on your phone. Please note that the contactless payment service is only available for Android smartphones, so you must use the Play Market to download the application.

After completing the above steps, you can figure out how to add a card to Sber Pay. The general algorithm of actions is as follows:

• Enter the Sberbank Online mobile program on your Android smartphone.
• Select from the list the “plastic” that you plan to add to Sberbank Pay.

The bank needs some time for verification and confirmation. If everything is fine, in the future you can pay using a new payment instrument. Do not forget about the need to add Sber Pay as a default program and enable NFC. This work is done in the smartphone settings, and the principle of operation depends on the operating system.

Below we will consider the general approach on how to add the Sberbank Pay service to the default category for Android 10:

• Go to Settings.
• Click on “Other Connections”.

• Move the toggle switch to the right.
• Click on “Default App”.

Once you’ve managed to add your card to Sber Pay and enable the NFC option, you can use the app’s features to pay for goods/services offline.

General payment algorithm is standard. Bring the phone to the terminal to launch Sberbank Pay, touch the scanner with your finger or enter the code, and then look at the transaction and check the balance. If everything is fine, move your smartphone again to pay and confirm the payment.

Google pay not supported

It often happens that after the correct settings, a common error comes up – “Android Pay is not supported on your device.” Taoke happens for two reasons: the first, an outdated smartphone model, the second, a malfunction of the NFC chip.

We hope that this article clarified what to do if you failed to set up google play contactless payment.

How to pay

Google Pay works wherever contactless payments are accepted.

1. Unlock your phone screen.

2. Bring the back of the device to the terminal.

3. The terminal will confirm that the payment was successful.

1. Click on the icon

2. Follow the prompts of the application to complete the order.

Google Pay is available to users of devices with an NFC contactless payment module and operating system version KitKat 4.4 and higher.

Google Pay and Android are trademarks of Google Inc.

Removal of means of payment

It makes sense to know in advance how to remove the payment instrument from the system. This will be needed if the card is lost, blocked by the issuing bank, expired or not accepted for any other reason.

To remove a card from the system:

Xiaomi

Instructions on how to set up NFC on Xiaomi are similar to any other Android smartphone. For Xiaomi models, there are nuances: you need to configure several switches in the settings, which are usually disabled for security reasons:

• Actually, NFC itself: – – enable the module.
• Need to set “Security element location” – enable
• You can set Google Pay to autoload, for reliability.

What should I do if Android Pay supports work with the map, but it is not added?

Each bank specifies payment instruments that work with wireless payments. The support service can clarify that these cards are not accepted by Android Pay – MIR, Maestro and others. But there are situations when “plastic” supports Android Pay, but when adding it, difficulties arise.

There are three reasons:

Problems with linking can occur if incorrect payment instrument data is specified during setup or a verification code is entered by mistake (the one that comes in SMS). In case of difficulties, you need to contact the bank in one of the available ways:

To fix the problem, you may need to remove the card and application, and then install from scratch.

How users can link a payment instrument

It will be possible to add a MIR card in the same way as other cards. Consider the procedure step by step:

After such manipulations, the card will be connected and the banking “product” will appear in the application.

If the payment “method” is not added, please make sure your phone and app settings are correct.

What cards does google pay support

So what maps does Google Play support? Here is a list of payment systems that the search giant’s application runs on:

As for the banks themselves, their list will be much longer:

If you study the entire list, you can find out that a little more than 100 banks cooperate with Google Pay, as opposed to the Mir payment system, which has as many as 278 of them on the list. On the other hand, this is the case when the quality better than quantity: the list of both includes all major banking organizations.

NFC is translated into Russian as “near field communication”

No Internet connection is required to make a payment, but you need to set up (enable) NFC on your smartphone in advance.

Tell the cashier that you will have to pay by card. Unlock your phone and bring it to the payment terminal provided to you. For small amounts (up to 1000-3000 rubles, depending on the bank), you do not have to take additional steps. You will see a green check mark and you will know that the transaction was successful. No cards, and the procedure takes a matter of seconds!

Select payment application

This option may be in “More Features” or NFC settings. Usually one of three applications is used: Google Pay, Apple Pay and Samsung Pay. The latter is only available for top Samsung models. In our Android example, the application must be downloaded and installed on your device (usually select “Google Pay”. Remember that it is installed by default).

How to use the payment system

You can work with Google Pay wherever such payment is supported. To avoid failures, monitor the status of the account, charging the phone and the presence of an Internet connection.

Other factors

Does your phone still support contactless payment? What else affects the functionality of the option?

Check if the NFS function is on. To do this, enter the standard settings and go to the “more” subsection.

If the smartphone gives an error when paying by phone via NFC, try to change the wallet from HCE to SIM by using the “location of the security element” tab.

In the default settings, find the “battery and performance” tab, determine the GP option, set all permissions and set the mode to “no restrictions”.

Before you start paying by mobile phone, please give all support to Google Pay software.

Find the item “one-touch payment”, go to the line “payment method”, install GP or AP.

Next, I will write a step-by-step instruction on how I set everything up on the Xiaomi Redmi Note 9 NFC smartphone, after which you can easily pay for purchases with your smartphone, unless of course there is money on the linked card (s)!

• Open the settings, go to the “Connection and Sharing” item and find in it;
• Go to “Contactless payment”, there I set “Default payment” “” (from available SberPay and GooglePay) and “Use default application” – Always;
• Next is the most important point: “Location of the security element” – I had “SIM Wallet” and because of this there was an error when paying via NFC using Google Pay! To avoid an error – you need to put “” – now there is no error and payment with a smartphone goes without problems, as it should be!

These are the settings on the Xiaomi Redmi Note 9 NFC smartphone, this does not mean that your smart will be somehow radically different, I just advise you to immediately go to the settings and check what the location of the security element is, immediately change the “Wallet HCE” and pay with NFC without any problems!

iPhone

The answer to how to enable NFC on iPhone is simple: it is already enabled. This applies to all iPhones, starting from version 6. The Wallet program is also installed in the basic application package. It is in it that you need to configure and add cards.

• Open Wallet.
• Click on the top right corner or the inscription.

• Enter your Apple ID.
• Take a photo of the card or enter the data manually.

• The bank will check and confirm the card, as in the case of Android.
• You can start paying. Keep your finger on “Touch ID” during the transaction.

https://youtube.com/watch?v=Xp1pgQOHx8M%3Ffeature%3Doembed

Honor

The way how to set up NFC on Honor is completely the same as the instructions described above. To enable and disable the module more conveniently, you can move the icon to the quick access toolbar.

Solution via google pay

If your bank card does not have the contactless payment function, you can solve the problem by installing a special Google Pay service on your smartphone. In order for this to be possible, the device must be equipped with an NFC chip, and the bank card must be able to connect to the mobile service.

According to the instructions, the user needs to install a mobile application on a smartphone and link their payment instrument to it.

Important! Not all banking institutions provide their customers with the ability to connect a bank card to the Google Pay service. This must be taken into account when downloading a mobile application. Full information about the actions performed with a bank card can be found in the branch of your bank.

If your smartphone does not have an NFC chip, then you will not be able to pay in a contactless way through the terminal. However, the mobile service described above is suitable for paying for goods purchased on the Internet.

Users of bank cards were pleasantly surprised by the fact that since 2020 the Google Pay mobile service began to support such payment systems as Mir and Maestro. Recall that these payment systems until this year were not supported by any contactless payment service for purchases.

Due to the convenience and efficiency, the popularity of contactless payment will grow significantly in the near future. Contactless payment is safe and convenient, and also helps to save time. For greater convenience, the card is synchronized with the phone.

Conclusion

So, setting up and activating NFS on your phone is as easy as shelling pears. I use the smartphone payment function all the time. It’s easier and safer than paying by card. The procedure takes a few seconds, you do not need to carry a card with you, no one can see your pin code, security code, or card number.

The payment technology is so secure that even if someone intercepts the signal that the phone sent to the terminal, they will not be able to use it. All data in it is one-time and encrypted.

https://youtube.com/watch?v=fBU7BB1ZZDs%3Ffeature%3Doembed

I am sure you will appreciate the convenience and comfort that this technology brings. And my instructions will help you set up payment once, deal with all the details and nuances.