How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

In one of the previous articles, we already talked about the Google Pay mobile payment service from Google. This time we will talk about a similar solution from Samsung. Now you will learn what Samsung Pay is, how to install it, set it up and how to use it.

What is this program

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Samsung Pay is a mobile contactless payment service developed by Samsung Electronics and used on Samsung phones. The service allows users to pay for purchases using mobile phones and smart watches.

One of the main differences between Samsung Pay and its competitors is that it supports not only NFC payments, but also electromagnetic transfer technology (MST) payments. This allows you to pay even on older terms that only support magnetic tape cards.

Magnetic Secure Transmission or Magnetic Secure Transmission (MST) technology transmits payment card information directly into the plastic card slot. This tricks the terminal into thinking that a real card has been swiped.

An application of the same name is used to provide the Samsung Pay service.

How to install Samsung Pay

If you have a Samsung phone, then this application must be preinstalled. If not, then you can install it from the Google Play app store. To do this, just go to Google Play, use the search and install Samsung Pay.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Once installed, the Samsung Pay app will need to be configured to include payment cards. After that, Samsung Pay will be ready to pay for purchases.

Which phones support Samsung Pay

Unlike Google Pay, which works on any modern smartphone with NFC, Samsung Pay payment service is available only to users of Samsung smartphones. At the same time, only relatively recent models are supported. Below we provide a complete list of devices on which you can use this service.

Devices with an asterisk (*) support payment via NFC and MST (magnetic tape emulation). Other devices only support NFC.

Also note that Samsung Pay will not work on rooted devices. In this case, restoring the standard firmware will not help. Rooted devices are permanently unable to use Samsung Pay.

What cards does Samsung Pay support

In order for the Samsung Pay contactless payment service to work, it must be supported not only by the phone, but also by the user’s bank. At the moment, the following payment cards can be connected to the service:

  • Alfa-Bank (MasterCard and Visa);
  • Tinkoff Bank (MasterCard and Visa);
  • VTB24 (MasterCard and Visa);
  • Rocketbank and Tochka (MasterCard);
  • Yandex (MasterCard);
  • Raiffeisenbank (MasterCard and Visa);
  • MTS-Bank (MasterCard and Visa);
  • Sberbank (MasterCard and Visa, except Electron series);
  • Bank Saint Petersburg (MasterCard);
  • Russian Standard (MasterCard);
  • “Opening” (MasterCard and Visa);
  • BINBANK (MDM Bank cards)

In the future, the list of banks and cards will expand. Contact your bank support for detailed information about the support of this service.

How to set up Samsung Pay

For Samsung Pay to work, you need to set it up first. To do this, launch the Samsung Pay app, sign in with your Samsung account, and agree to the terms of use.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

After that, set up a convenient way for you to unlock your phone. Only reliable unlock methods can be used with Samsung Pay. For example, an iris scan or a fingerprint.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

The app will also ask you to enter a separate PIN code for Samsung Pay. This PIN will only be used in this app and is different from the main PIN that is used to unlock your phone.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

This will take you to the main interface of the Samsung Pay app. Here you need to go to the “Payment” section and click on the “Add card” button.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

To add a card, simply scan it with your phone’s camera.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

If there are difficulties with scanning, you can click on the “Enter manually” button and fill in the card data yourself.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

After entering the payment card data, the application will require you to complete the verification using an SMS message. Your phone will receive an SMS with a code that you will need to enter in a special field.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

The last step in setting up Samsung Pay is to enter your signature in a special field on the screen.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

This completes the setting. Wait about 10 minutes for your card to successfully register with Samsung Pay. After that, the phone can be used to pay for purchases.

How Samsung Pay works

Once everything is set up, Samsung Pay is ready to go. To pay for purchases, you need to tell the cashier that you will pay with a card, and then swipe up from the bottom of the screen. This gesture will automatically launch the Samsung Pay app and get it ready to go.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

After launching the application, you will need to log in using one of the configured methods. This could be an iris scan, a fingerprint check, or a PIN code. After authorization, the phone must be brought to the payment terminal.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

To pay using NFC technology, the phone must be brought to the top of the terminal.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

If the terminal does not support contactless payment using NFC, then the phone must be brought to the magnetic stripe reader (on the right side of the terminal). In this case, the payment will be made using Samsung MST (Magnetic Secure Transmission) technology, which emulates the magnetic stripe of a payment card.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

After that, the terminal should fix the payment, and a corresponding message should appear on the phone.

Can I run Samsung Pay on a non-Samsung phone? Yes, you can use the payment function on watches from the same manufacturer or through the dedicated Samsung Pay Mini app. However, before choosing any of these methods, make sure that your card is compatible with the payment service. Especially in terms of sanctions. How to launch Samsung Pay on a non-Samsung phone and what limitations should users be aware of?

How to launch?

The easiest and most expensive option for using Samsung Pay on non-Samsung phones is to purchase a watch from this South Korean manufacturer. Oddly enough, the payment function on a smartphone and smartwatch are not connected. Therefore, to run it, you do not need a phone from either the manufacturer or the bracelet. To set up payment, you need:

  • Make sure both your mobile device and watch are charged. If necessary, put them on recharging;
  • If there are already some connected accessories in the phone settings, it is better to disable them;
  • Run the application;
  • Select your accessory model and pair;

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

  • Go to settings and click on the payment option. Please note that you may need to install an additional plugin;
  • Log in to the system or enter your profile (if you already have one);
  • Proceed to linking the card to the system. Enter the details of the plastic or scan them with your phone;

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

  • Enter an example signature into the service;
  • Wait for the data verification to finish. As a rule, it takes a maximum of 5-10 minutes. After the verification is completed, you can proceed to pay via Samsung Pay.

The disadvantage of this method is the high price of the watch. On average, the price tag starts from 20 thousand rubles. And not everyone is ready to buy a gadget for this money just in order to get a payment function.

Another drawback is the requirements for a mobile device. You can pay with a smart watch only if you connect it to an Android-based smartphone (at least 4.4 and more than 1.5 GB of RAM). Linking the gadget to the iPhone will not work, Apple policy prohibits the use of third-party payment services. Allegedly in terms of data security.

Application

Another way to use Samsung Pay on a non-Samsung phone is to install the Samsung Pay Mini app. This software was developed specifically for smartphones of other brands and models. It was assumed that the program would be compatible even with iOS. But due to Apple’s security policy, installing the application on an iPhone will not work. Therefore, it is better to use again a smartphone on Android (not lower than 5.0). To proceed to payment:

  • After installation, open the program and log in to the system (or register again);
  • Click on the plus icon to link the card to the service;
  • Enter the details of the plastic and wait for the verification of the data.
  • After the end of the check, we try to pay for purchases.

The main disadvantage of this method is the unavailability of the program in official stores. And “left” sites do not guarantee the security of your data.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

How did the sanctions affect?

The main drawback of the options presented above is the impact on them of the sanctions that have imposed restrictions on the use of payment options in Russia. In particular, smart watches do not accept cards from MIR payment systems. And Mastarcard or Visa are blocked and whether they will be returned to the Russian Federation is not yet very clear. However, this cuts off all traversal paths.

Did you find an option that turned out to use the function? Tell in the comments!

  • Important information
  • Sign up for Samsung Pay
  • Adding cards
  • App setup

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Important information

Install the latest operating system before setting up Samsung Pay. How to update Android, including on Samsung devices, is described in separate articles on our website.

Details:
Update Android on Samsung devices
How to update Android

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

You can use the service only after authorization in it. In this case, there are two options – continue working with your Google account or enter your Samsung Account details, the registration of which is described in detail in another article.

Read more: Create a Samsung account

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Usually, Samsung Pay is installed on devices by default, but if the application is not in the menu, you can download it from the Google Play Store and Galaxy Store.

If it is not available in the app stores, then either the device does not support it, or the device is intended for sale in another region, or non-original firmware is installed on it.

List of devices that support Samsung Pay

Sign up for Samsung Pay

Launch the application. If a Samsung account has already been added to the device, authorization will be performed automatically, otherwise, tap “Login”, enter data and connect.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

If you wish, we continue to work with the Google account.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Adding cards

Using Samsung Pay, you can pay for goods and services from your smartphone even without an Internet connection. You can register ten banking and 100 loyalty cards. Some banks and payment systems may not work with the service, this point needs to be clarified in advance.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Banks Samsung Pay works with

Immediately after setting, tap “Add a card”.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

If this process was postponed, launch the application and add it in the “Payment” tab.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Or press the corresponding tile on the main screen.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Point the camera so that the card fits inside the frame. The application reads all the necessary data, and we only have to enter the three-digit code (CVV2) printed on the back.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

A contactless payment card can be added via NFC. We select the appropriate item and apply the “plastic” to the back of the smartphone with the technology logo located on the front side of the card.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

If the first two methods do not work, fill in all the data manually.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

We accept the conditions of the bank.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

We send a request to the bank to check the card, enter the combination received in the return message, and click “Send”.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

We put a signature, which will be an additional confirmation of the owner of the “plastic”, and tap “Save”. After completing the registration, click “Finish”.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

If the card has already been associated with the service, the application will offer to restore it. Open “Menu”, then “Bank cards”,

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

click “Activate” and perform the steps already described above.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

On the main screen of Samsung Pay, tap the “Club cards” tile,

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Or open this section from the “Menu” of the application.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

To import previously registered cards, select the appropriate item, select them and tap “Done”.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

We are waiting for Samsung Pay to restore them.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Press “Add new card”,

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

select the store we are interested in in the list, scan the barcode,

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

if you wish, take a picture (you can take a picture from the front and back), enter its number and tap “Save”.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

If the desired seller is not in the list, click “Add a card not from the list”, and draw it up in the same way, but in this case you will have to write the name yourself.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

App Setting

Samsung Pay can be used right away, but there are some options that can be turned off or turned on to make the process easier. We go to the “Menu” of the application and open the “Settings”.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Using the “Quick Access” function, you can call up Samsung Pay by swiping up from the bottom of the screen.

You can set the option so that the software opens even if the smartphone is locked.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

If you enable gesture control, moving your finger up or down on the fingerprint scanner will open or close the notification area.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

An additional parameter activates the launch of Samsung Pay by swiping up on the scanner.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

By default, the “Payment” tab displays the card that was used last, but you can pin the most frequently used bank and club cards there.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

To switch, just slide them left or right.

To access all loyalty cards on the payment screen, you need to add a special icon.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Now the panel with them will open when you click on this icon.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

In the “Biometrics” section, you can change the method of verifying the rights to make payments, but for this you will need to enter the PIN code created when registering the application.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

To change the PIN code, you will first have to confirm the current one.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Try not to forget your Samsung Pay password as it cannot be recovered. It will be possible to create a new one, but for this you will have to reset the application, which means erasing all the data saved in it.

It is possible to enable or disable the display of advertising from the payment service and its partners.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

If you wish, you can add information about yourself – indicate your phone number, email address, delivery information and payment information.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Almost all actions in the service are accompanied by notifications. In this case, you can always disable them completely or only some categories.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Now you can’t pay using this method So far, only Mir Pay works out of all contactless methods – to pay through it, you need a Mir card and an Android™ phone of at least version 7.0 with NFC. So you can pay in Russia and countries where Mir is accepted and there is Mir Pay.

There is also our solution for Android – so far it only works in Russia.

Add our card to Samsung Pay and you will be able to pay them in supermarkets and cafes.

What you need

  • YuMoney card – virtual (get it instantly) or plastic (will arrive by mail or by courier).
  • Compatible Samsung device.

Samsung Galaxy Z Flip

Samsung Galaxy Fold

Samsung Gear Sport – NFC only

Samsung Galaxy Watch – NFC only

Samsung Galaxy Watch Active – NFC only

Samsung Galaxy Watch Active2 – NFC only

Samsung Galaxy Watch3 – NFC only

Learn more about Samsung Pay on the Samsung website

How to add a card to Samsung Pay on your smartphone

  • Open Samsung Pay, sign in to Samsung Account (or sign up) and set up fingerprint or app PIN authentication.
  • Click Add Card.
  • Scan the card with your smartphone’s camera or enter the data manually. Contactless cards can be added by tapping Add via NFC and touching the card to the back of your smartphone.
  • Accept the terms of the bank and confirm the addition of the card with the code from the SMS.
  • Sign on the screen with your finger or stylus, tap Save.

Up to 10 bank cards can be added to one device.

How to pay with a smartphone

  • Swipe up from the bottom of the screen (to open Samsung Pay) and select a card.
  • Place your finger on the fingerprint scanner or enter the application PIN.
  • Bring your smartphone to the payment terminal.

How to add a card to smart watch

To get started, sign in to Samsung Account on your smartphone.

  • Connect your watch to your smartphone in the Galaxy Wearable mobile app.
  • In Galaxy Wearable, open the Samsung Pay section and click Add card.
  • On your watch, set up a PIN code lock screen.
  • Click Add card and scan the card with your smartphone (or enter its details manually).
  • In Galaxy Wearable, accept the terms of the bank and confirm the addition of the card with the code from the SMS.

How to pay with smart watches

  • Press and hold the Back key to open Samsung Pay.
  • Select a card by rotating the ring around the screen and click Pay on the watch screen.
  • Bring the watch to the payment terminal.

How to pay with Samsung Pay online

  • In the payment form, find the Samsung Pay button, click it and enter your Samsung Account details.
  • Confirm the purchase on your smartphone with your fingerprint or app PIN.

How to transfer money using Samsung Pay

  • Swipe up from the bottom of your smartphone screen to open Samsung Pay.
  • Select a card and click Money Transfers.
  • Specify the recipient’s mobile phone and send the transfer.

Learn more about transfers on the Samsung website

Phone or card problems

Lock the device via Find My Mobile service, all data will be deleted from it. Cards that are added to Samsung Pay do not need to be blocked. If you have a new SIM card, do not forget to change the linked phone in YuMoney.

  • terminal does not accept contactless payments,
  • you ran out of money, you need to replenish the balance,
  • one of the YuMoney limits worked,
  • YuMoney card has expired (virtual one has a year, plastic one has 3 years),
  • you pay abroad from an anonymous wallet: then you need to change the status.

The card is no longer valid

Remove old card from Samsung Pay. Get a new card from our website or app, then add it to your phone.

Just change it in the “Cards” section on the site or in the YuMoney app.

There are not so many working ways to bypass Samsung Pay blocking in Russia on your phone. You can link a MIR card and continue to use the service, set up payment through Yumani with Visa and Mastercard credit cards, or switch to another software (such as MirPay). And many users do not particularly bother and hide the plastic under the smartphone case. Why not bypass the blocking of Samsung Pay? Which option suits you best?

How to bypass the ban?

The issue of bypassing the blocking of Samsung Pay in Russia arose due to the fact that Visa and Mastercard cards stopped working in the system since March. Because of this, contactless payment by phone has become inaccessible to many users. But in fact, for Samsung Pay customers, bypassing the ban is not so necessary. After all, they still have access to payment with the help of MIR.

WORLD

The easiest way to get around the Samsung Pay ban on the use of Visa and Mastercard cards is to link to the MIR system. Moreover, they can be issued digitally directly in the bank’s application. For example, in Sberbank this function is displayed directly on the start page:

  • In the “Wallet” section, click on the plus sign.
  • Select a debit card.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Please note that we need a credit card that supports the MIR national payment system. Only with its help it is now permissible to pay by phone.

Now go to the payment service and link the plastic there. For this:

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

  • Enter the details of a digital or real MIR credit card;
  • Pass confirmation of binding via SMS.

Immediately after activation, start using the service.

Yumani

If you want to continue using Visa and Mastercard in Samsung Pay, how to bypass card blocking without issuing new plastic is not an easy question. We can definitely say that it will no longer be possible to add blocked payment systems to the service. But you can bypass the blocking of Visa and Mastercard using the Yumani service. For this:

  • Point your smartphone camera at the QR code and scan it;
  • If you have Android 8 and above, then allow installation from the browser in the settings. The item may be hidden in the “Security” section (“Allow installation from unknown sources”);
  • When the installation is completed, open the software;
  • Register;
  • Go to the “Maps” section;
  • And issue an instant contactless credit card;

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

  • Top up your wallet account from any card (it doesn’t matter Visa, Mastercard, MIR) either in the application itself or through the bank’s software. For example, in Sberbank Online, this can be done through the SBP service;
  • Now enable NFC payment in your smartphone settings;
  • Set Yumani as the main payment method from your phone;
  • To pay contactless, bring your mobile device to the reader and unlock your smartphone;
  • If the amount is over 1000 rubles, you will have to enter a PIN code.

This may not be the easiest way to get around Samsung Pay’s Visa and Mastercard ban. But nevertheless, you can continue to use payment systems without issuing a MIR credit card.

There are other apps to bypass Samsung Pay restrictions and continue paying for purchases contactlessly from your phone. For example, you can switch to MirPay. In order to use the program, you will need a MIR bank card. Moreover, many users note that the service does not work well with a virtual credit card, often the payment does not go through. Therefore, you will have to get real plastic from the bank. Next:

  • Install MirPay on your mobile device;
  • Open the program and log in;
  • Tap on the “Add” item;

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

  • Enter details or use the scanner to automatically read the data;
  • Activate binding;
  • Set up a payment confirmation method (touch ID, PIN, etc.);
  • Set MirPay as the main payment method in your smartphone settings.
  • Done! You can go shopping!

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Of course, this will not allow you to use Samsung Pay, bypass sanctions and card blocking in the system. But then it will be possible to continue to pay by phone in the store.

Case

After Samsung Pay was banned, tens or even hundreds of thousands of service users thought about how to bypass the blocking. And they found a little trick. Instead of wondering how to deal with blocking, they simply put a credit card under the phone case. Now, when you need to pay in a store, you can simply attach your smartphone (more precisely, a card under a cover) to the terminal.

Is it legal?

Is it possible to bypass the blocking of Samsung Pay? If you want to get a magical way to play around with the settings and get it working, then no. That won’t work. But all the methods proposed above are legal, and most importantly, they allow you to continue using your mobile device for contactless payment.

So don’t be shy, use it! And offer your options on how to bypass the blocking of Samsung Pay!

What is Samsung Pay. In which banks the service does not work. Compatibility of devices with a payment service from Samsung. Set up and connect Samsung Pay on your device. How to add a card and pay for purchases using your phone. Reviews of users of the service.

Updated: January 12, 2023

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Features of Samsung Pay payment system

Samsung’s contactless payment service, like its counterparts Apple Pay, Google Pay, supports NFC contactless payment technologies. The system makes payments using a secure protocol, which allows you to avoid leakage of card data. To pay, just bring the device to the reader.

But Samsung decided not to stop there and additionally added the MST payment function, which imitates the magnetic stripe of plastic cards. That is, you can pay for a purchase with a smartphone even if the terminal does not support contactless payment. The device, as it were, broadcasts a virtual magnetic strip within a radius of 7-8 centimeters.

Also, the manufacturer has provided additional protection for personal data and bank details of the owner of the smartphone. In addition to the standard security measures provided by NFC technology, a dynamic code system is used.

Does Samsung Pay work in Russia?

Samsung Pay continues to operate in the Russian Federation.

However, due to the restrictions of international payment systems, some operations are not available for Russian banks:

  • Adding Mastercard and Visa cards of Russian banks to Samsung Pay
  • Payments and money transfers using Samsung Pay with Mastercard and Visa cards of Russian banks

You can make payments using Mir cards of Russian banks. The list of banks can be viewed here.

  • Launch the app
  • Sign in to your Samsung account, if you don’t have one, click “Register” and create one
  • Scan your fingerprint or iris (if the option is supported on your smartphone) or set a PIN code for the application

Before installing the service, the manufacturer offers to update the smartphone firmware to the latest version.

Setting up Samsung Pay – how to add a card

Before using the application, you need to connect a card for payment:

  • Run the application and click “+” in the item “Bank cards” on the main page
  • Allow the app to take photos
  • Enter the data manually or scan the card with the camera. There is also an “Add by NFS” option for contactless cards. To do this, you need to attach the plastic to the back of the smartphone
  • Mark your agreement with the terms of service of the bank
  • Press the “SMS” button to receive a one-time code to the number linked to the bank card
  • Put your signature with your finger or stylus on the screen, press “Save”. It may be required to confirm payment at the checkout

In Samsung Pay, as well as in analogues, you can add several cards for payment. In total, up to 10 pieces are stored.

How to use Samsung Pay

To pay for purchases from a smartphone:

  • Swipe up from the bottom of the screen and select the card you want to pay
  • Sign in with your fingerprint or other chosen method
  • Bring the back of the phone to the payment terminal

For purchases through a Samsung watch or other wearable devices:

  • Press back button to open payment apps
  • Select the desired card by turning the bezel
  • Bring the device to the terminal and press “Pay”

Payment by such devices is proposed to be made with a battery charge of 15%.

Which devices are supported

Before using the application, it is better to check if it is compatible with this device. Samsung Pay is compatible with the following models:

  • Galaxy S10e, S10, S10+, S9, S9+, S8, S8+, S7 edge, S7, S6 Edge+ ,S6, S6 Edge
  • Galaxy Note10, Note10+, Note9, Note8, Note5
  • Galaxy A20, A30, A40, A50 128GB, A50 64GB, A70
  • Galaxy A9 2018, A7 2018, A8, A8+, A6, A6+, A7 2017, A5, A3 2017, A7 2016, A5 2016
  • Galaxy J6+, J4+, J7 2017, J5 2017
  • Gear S3 classic, frontier (but WORLD cannot be added)
  • Gear Sport (but WORLD cards cannot be added)
  • Galaxy Watch, Galaxy Watch Active (but WORLD cannot be added)

Pitfalls of the Samsung Pay payment system

Samsung Pay is the third most popular among users after Google Pay and Apple Pay. We decided to study why the application is less in demand than its counterparts.

Is Samsung Pay accepted for online purchases everywhere

The coverage of the territories where you can use Samsung Pay is quite wide. Payment by the service is available in 24 countries. By comparison, its competitor Google Pay is used in more than 30 countries.

If we talk about online purchases through the application, then the Samsung payment service is also a little behind its peers. You can pay through the application not in any online store. For example, when ordering an air ticket online in Pobeda, the aggregator application offers to pay using Google Pay or Apple Pay.

What to do if there are problems with the work of Samsung Pay

Some users are experiencing difficulties with Samsung Pay. Before contacting the service center, it is worth trying to update or reinstall the application. Especially if there is an incompatibility notification when you launch Samsung Pay or one of the cards freezes when paying.

Also, problems may arise due to various software failures or features.

For example, the region of sale of a smartphone does not match the region of location, or the contactless payment function on it is blocked (“gray” phone). Such a violation can be solved by changing the data system in the service center

Also, the application may not work if the smartphone was re-flashed after purchase. This lock cannot be changed. Samsung writes a special code to the devices that does not allow the contactless payment system to work after re-flashing. This is done for security purposes so that no one can make transactions with the card of the owner of the stolen smartphone.

If problems with using the application could not be solved, you can use its analogue – Google Pay. It is also suitable for Samsung smartphones.

Conclusion

Samsung Pay has its pros and cons as a payment service. For example, an enhanced security system and the ability to pay for purchases in terminals that are not equipped with NFS. The service is constantly being improved to keep up with the competition. Including expands the possibilities for payment through the application on the Internet.

On the other hand, the payment system is somewhat behind the competition. Some users face problems installing or using it. If Samsung doesn’t resolve its patent and lawsuit issues, this could be a serious reason to further reduce its popularity in the Russian market.

Used the app for two years when I had a Samsung smartphone. I tied a virtual card to it and used it to pay for purchases. Comfortable enough. There were no problems. But I made such payments infrequently, usually I pay with a simple plastic card.
— Sergey Shchekaev, COO of VZO

I had the Samsung Pay app installed on my smartphone by default. I wanted to deposit my Sberbank card there and try payment, but my hands did not reach. When I issued a Tinkoff card and installed the application, the card data was loaded into Samsung Pay automatically. But I have never been able to pay off, I don’t know why. The payment didn’t go through. Now I pay for purchases with a smartphone through another application, where I also store discount cards. This is convenient, so I settled on this option and did not deal with the Samsung application.
— Anna Bukhtiyarova, author of VZO

Modern technologies make it possible to pay for goods and services without cash or even a credit card. This can be done directly from your smartphone using mobile payment systems such as Samsung Pay. How does the Samsung Pay system work and how to connect and use it in the future?

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Samsung Pay is a mobile payment system developed by the popular Korean manufacturer Samsung. Its main feature is the ability to make payments through payment terminals directly from the phone. This is ensured by the presence of MST technology in modern Samsung smartphones. Thanks to it, the smartphone generates an alternating current, creating a field capable of dynamic changes. It operates at a distance of about 8 cm from the reader.

In addition, work is provided by NFC technology, which allows contactless payments. The system works as follows: the user adds his card data to a special application, and in the future he can pay for purchases only by bringing his smartphone from the terminal. Transactions in this case take place in the same way as when paying directly with a card.

Of the advantages of the system, the following should be noted:

  • It eliminates the need to carry a card. The phone is usually always at hand, and it is much more convenient to pay with it. This is the most obvious advantage, but there are others, no less significant.
  • Payments are secure. When making a payment, the payment terminal receives encrypted data, which cannot be stolen. Payments are confirmed by a fingerprint, which is unique for each person.
  • The developers have done everything to ensure the protection of the user. For this, the KNOX service is used. It is an antivirus built into a smartphone and makes sure that card data is not stolen.
  • The service also monitors the correctness of transaction processing. But the user also needs to be vigilant. Before making a payment, you need to pay attention to the debit amount.
  • An important advantage of the system compared to competitors is the ability to make payments at any terminal, not just the one that supports contactless payments.
  • The service is simple and easy to use. To start using it, you only need a smartphone that supports the appropriate technology and an installed application of the same name.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

As already mentioned, the unique technology allows the service to conduct transactions on two types of terminals at once:

  • Magnetic. They are used by conventional terminals for carrying out operations with plastic cards.
  • Wireless. These types of payments are supported only by special devices that work with NFC technology.

Work with NFC technology in Russia is not developing very fast, and not all retail outlets have such terminals. This makes the system universal. Two types of transactions at once are supported by a universal magnetic chip that smartphones are equipped with. In view of this, the device is recognized even by the most common terminals.

The company has thought carefully about the security of the service. Appearing errors and bugs are eliminated extremely quickly. When working with magnetic terminals, the already mentioned chip, which generates a one-time code, provides protection. The terminal will thus read not the card number, but the sent number, which is of no value to attackers.

When using enhanced NFC, streaming data encryption is supported, as well as the SE algorithm, so hacking and unauthorized access attempts on the card are recognized very quickly.

We offer you to watch a video about how Samsung Pay works:

https://youtube.com/watch?v=lF0ru3bWaiY%3Ffeature%3Doembed

How to use, algorithm step by step

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

To use the system, the owner of a Samsung smartphone needs to add bank card details to the application. Later they get into Samsung Knox and remain encrypted there. Before making a payment, you need to select the required card and access it by providing a fingerprint or entering a pin code. The gadget must be brought to the terminal and wait until the transaction is completed.

The magnetic emitter built into smartphones operates at the same frequency as plastic cards. The terminal treats the phone like a card and makes the transaction in the same way. You can pay for goods and services not only through terminals that support NFC, but also through ordinary, more outdated devices.

When paying, the smartphone does not send the card data to the terminal, but a sixteen-digit code called a token. Therefore, there is no risk of interception of data by fraudsters. Even if they receive the token, they will not be able to do anything with it, because the system will block it if they use it again.

Each operation can be confirmed not only with a password, but also with a fingerprint. The latter option is more reliable, since the print cannot be faked. If the system suspects a hacking attempt, all data that may be useful to scammers will be deleted: card numbers, history of financial transactions, and so on.

We invite you to watch a video on how to use the Samsung_Pay application:

https://youtube.com/watch?v=3R05uv30Coo%3Ffeature%3Doembed

List of supported phones

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Samsung Pay currently allows contactless payments from the following smartphones:

  • Samsung Galaxy: S7 and S7 Edge, S8, S9.
  • Samsung A3, A5, A7 2016 and 2017, A8, A8+.
  • Samsung Note 5, Galaxy Note 8.
  • Samsung Galaxy J5 and J7.
  • Samsung S6 Edge.

On the last two smartphones, only NFC is used for payment. Samsung Gear S2 and S3 smart watches can also be used. It should be noted that the payment service only works on smartphones with official firmware that has not been rooted and modified.

What do you need to connect?

In order to use the system, you need to do a number of simple steps: install the application, set some settings and link cards. It is worth understanding more about how this is done.

Install, register and set up

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

  • Open Settings on your phone, then Accounts.
  • Next, “Add account” is set and Samsung account is selected.
  • Next, you need to go to the smartphone options and select the “About device” item.
  • Press “Software Update” and select “Update”.
  • When starting the update, you need to wait for the process to finish.

Update required. Since the system requires the latest version of the operating system on the phone.

Next, the download and installation of the software product itself begins:

  • You need to open the Google Play store and find Samsung Pay in it.
  • After downloading, you need to find the application shortcut on the phone screen and launch it.
  • It is also necessary to come up with a pin code and use it in the future to confirm transactions.

Gadgets

To use technology, you need a gadget that supports it. Their list is listed above. At the same time, some models have only partial support for payment using NFC technology. Most of the latest devices provide MST payment technology.

Please note that Samsung Pay only works on Samsung phones.

What cards are supported?

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Please note that the software does not support all cards. They must belong to specific payment systems. In addition, the bank must be a partner working with the payment service. The list of banks includes almost all major financial institutions.

MasterCard

You can link cards that work on the MasterCard payment system. They are issued by such banks as Alfa-Bank, Tinkoff, VTB-24 and so on.

VISA

VISA cards are also supported. In Russia, they are issued by a wide list of banks.

Virtual cards

Russian users can use Yandex virtual card for payment. Money, which can also be added to Samsung Pay.

It should be noted that Maestro and MIR cards cannot be used in this system.

Link to smartphone

After installing the application, you need to link a card to your phone, from which funds will be debited when paying for goods and services.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

This is done as follows:

  • You need to launch Samsung Pay and enter the PIN code you created.
  • Next, you need to click on the map icon or on the “Add” button.
  • You can take a picture of the card or enter its details in the appropriate fields.
  • Click “Next” and read the agreement.
  • The last thing to do is to sign on the screen of the gadget.

It takes about ten minutes to register payment information. If it doesn’t pass, you should contact the bank. The problem may be in the card – perhaps there are restrictions that make it impossible to use it for payments of this kind.

Contactless payment technology

After the application is installed and the cards are added, you can use the technology for contactless payment. It is applied quite simply:

  • Swipe up from the bottom of the screen or open the Samsung Pay app.
  • Next, you need to log in using your fingerprints or pin code.
  • The phone is brought to the terminal after the payment pending message appears.
  • It remains only to wait for the successful completion of the operation.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

There are no fees for using Samsung Pay. Also, no internet connection is required at the time of payment. Authorization is carried out using a smartphone. Therefore, in this way, you can make payments abroad, while in roaming, and even if there is no SIM card in the phone.

We offer you to watch a video about the nuances that may arise when paying using the application:

https://youtube.com/watch?v=whljLCksgvM%3Ffeature%3Doembed

Problems that may arise during work?

The Samsung Pay service is very easy to use and easy to deal with. However, users may experience certain problems and need to know how to fix them.

If you forgot your password

The issue of password recovery may become relevant if, when linking the card, the owner chose only one method of identification – entering a digital code. In accordance with Samsung’s security policy, it is impossible to recover or change the password of the payment system. If there is a problem, you can use the following path:

Data can also be deleted via factory reset, but this is a very complicated method, since in the future you will need to restore the data of all applications, reconfigure calls, backgrounds and other functions.

In order not to forget passwords, it is better to write them down and store them in an inaccessible place. Fingerprint identification is considered more reliable and effective.

What should I do when I failed to connect to the server?

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Why doesn’t Samsung Pay work at all or can’t connect to it temporarily? Consider a number of main reasons:

  • If you get an error when connecting to the Samsung Pay server, you can try using it later or restart your phone.
  • The reason for the inability to connect may be that the phone does not support the technology in principle. In this case, the situation cannot be changed, since the device is simply devoid of the components necessary to perform such operations.
  • Another possible reason why Samsung Pay does not start is if the phone turned out to be “gray”, that is, the official place of its sale is not Russia. You can solve this problem by going to a service center, where specialists will change the region through the appropriate programs, and the phone will begin to support contactless payments.
  • In addition, Samsung Pay may not work if the phone has been reflashed. Nothing can be done in this case.
  • If the problem is directly in the application, you can try to reinstall it, restart your smartphone or install updates. The smartphone may itself offer to install the latest version of the software, or the user must do this on his own initiative.

The program is not updated

If the program is not updated, you can try to do it again after some time.

Sometimes you need to reinstall it completely. It is also worth making sure that no actions have been taken with the smartphone that may affect the inability of the software to work.

Lockout due to unauthorized modifications

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

A message of this nature may appear on rooted smartphones. Devices that have unrestricted access to the file system are simply not allowed to use the service. It is not yet known if this restriction will be removed. So far, users have to choose between root access and convenient fast payments.

Samsung Pay greatly simplifies the life of the owner of the phone, allowing you to use it instead of a card or wallet. Making financial transactions with this service is convenient and safe. The only downside is that not all Samsung smartphones support the technology.

Many are accustomed to paying for purchases with a smartphone without taking a card from their wallet —
it’s fast and convenient. But due to sanctions, international payment
Google Pay and Apple Pay have been suspended in Russia, while Mir Pay only works with Mir cards. But there is an alternative – first of all, it is the Samsung Pay payment service available for
smartphone owners of this South Korean company.

The presence of Samsung Pay turns a smartphone into an electronic one
wallet — thanks to this function, you can not carry bank and discount cards of stores with you, add them to the application and simply bring your mobile phone to the terminal for payment.

What works and doesn’t work in Samsung Pay

Contactless payment service Samsung Pay continues to work in
Russia, according to the official website of the service. Thus, the South Korean
the company refused to join Western sanctions.

The payment service supports two main functions.
Firstly, they can pay for purchases in a regular store when the smartphone is in use
instead of a contactless payment card. Secondly, through Samsung Pay you can
pay for online purchases – you can not enter card details, but simply select it from
list and make payment.

However, some operations may not be available to Russian users. So, currently can work with
mistakes:

— Payments and money transfers using Samsung Pay with MasterCards
and Visa of Russian banks;— Issue of new tickets for the Troika virtual transport card.

At the same time, according to Samsung, tickets for the virtual Troika were previously
released and already added to Samsung Pay will continue to work.

Payments by
Mir cards work in Samsung Pay without restrictions, the list of supported banks can be viewed on the company’s website.

How smartphone payment works

If the mobile phone has an NFC chip, the payment system works with any terminal,
supporting NFC (Near Field
Communication).

The user links a bank card to a payment card
service in the smartphone, its data is stored in encrypted form. When paying with a chip
NFC in the smartphone communicates with the contactless module in the payment terminal, transmitting
encrypted information.

After that, the data is decrypted, the service connects the bank
of the terminal owner with the bank that issued the card, payment is made.
The presence of the Internet on the smartphone for payment is not necessary – it is enough to
Only the terminal had access to the Network.

Unlike competitors, Samsung Pay can imitate
magnetic stripe of the card thanks to proprietary Magnetic Secure technology
Transmission. Thus, using the service, you can pay using obsolete
terminals that do not support contactless payment.

System is secure – card data is not stored on
Samsung device and servers. Instead of a real card number when paying
uses a special digital code generated randomly – a token.

How to start using Samsung Pay

First you need to make sure that the smartphone supports
NFC technology. After that, find the Samsung Pay application in the menu and launch
him. If there is no application on the device, you should install the application from Galaxy
Store.

Up to ten devices can be added to Samsung Pay
payment bank cards

Required in the final
add a bank card – you can enter all the data manually or scan
it using the camera of your smartphone. Contactless cards can also be added by clicking Add
via NFC” and attaching it to the back of the device.

You can add club cards to Samsung Pay from
barcode. To do this, find “Club cards” in the main menu and press
“Add”. Then select the necessary card from the list, scan its barcode
or enter data manually

Contactless payment by phone is already commonplace. But Samsung has expanded and improved this convenient service. If you have a phone of this brand, then you need to know all the nuances and details about Samsung Pay, how to use the application, and how it works, which banks it supports. I have collected all the useful information in the article below.

What is this app and why should I choose it

In Russia, as in Western countries, there are three contactless payment services using a smartphone: Android Pay, Apple Pay and Samsung Pay. Banks also release their own applications, but the listed services are the most versatile. General order of how to use them:

  • Your phone must have the following function: NFC-module must be installed.
  • Connect bank cards in the program.
  • Confirm this action at the bank, usually via SMS.
  • Pay at the checkout, where there is a terminal with an NFC module.

The South Korean brand, unlike its two competitors, even improves this procedure, and the way to pay with Samsung Pay is even more convenient and easier. The brightest advantages of the service are:

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

What you need to use Samsung Pay

If you bought a smartphone that supports the function, you can start it immediately after turning on and setting up the phone for the first time. But if you have not used it before and do not know if your smartphone supports it, then I will list all the nuances without which you will not be able to connect Samsung Pay. These requirements are:

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

  • the phone must be purchased in Russia and originally intended for Russia;
  • only official firmware, no root rights. In addition, the program will be blocked if malware is detected;
  • bank card must be supported by Samsung Pay. This applies to both the type of card and the name of the bank. The full table can be found on the company’s website. But this list has already expanded so much that your bank and card are almost certainly on it;

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

Before you can pay with Samsung Pay in the store, you need to set up the app. This procedure is very simple:

  • The manufacturer recommends updating the official firmware to the latest version.
  • Find Samsung Pay among apps and open it. Or install from Google Play. If you are unable to do this, then the smartphone does not meet the requirements listed above.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

  • Tap “Login” in the app and sign in to your account. Or create it.
  • Select the verification method: biometrics, pin code.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

The only thing left to do is to add a card. We have a separate article on the site on this topic.

Step by step instructions

The process of setting up the application is extremely simple, but it is even easier to make a payment using it. Here is a step by step guide on how to use Samsung Pay when paying:

  • Unlock your phone.
  • Swipe from the bottom of the smartphone to the top. The last card used will appear.

How to pay for samsung pay without opening the application and how to pay with a smartphone in cafes, shops and even in the market

  • Scroll through the cards, select the one you need, if necessary.
  • Bring the back of the smartphone to the payment terminal: to its front or to the magnetic tape, depending on the type of device.
  • Confirm the payment by the chosen method: fingerprint, pin code, etc.
  • An inscription will appear on the terminal that a connection with the bank has taken place: it means that the smartphone can be removed.
  • Payment for Samsung Pay has happened, everything went well.

As you can see, it’s not difficult to turn on Samsung Pay on your smartphone. It’s fast and safe. In addition, contactless payment by phone is a hygienic and convenient payment method. You do not need to use anything extra, except for your phone. Moreover, in this regard, your opportunities are expanding even more. I really like this application. I hope you also find it useful.

In autumn 2016, the mobile payment service Samsung Pay became available in Russia. It can be used to pay for purchases by touching Samsung Galaxy smartphones* to the terminal in grocery stores, at the box office of the cinema, in restaurants and other places. The editors of w3bsit3-dns.com decided to find out what it was like not to carry a wallet or even a bank card with you and pay with a smartphone everywhere. We talk about our feelings, and also present you with a detailed guide to Samsung Pay.

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