How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

Greetings, dear visitor of the PenserMen.ru blog. Unfortunately, not all smartphone owners and Sber customers know how to pay utility bills over the phone via SberBank Online. And there is nothing surprising in this. Modern IT technologies are developing at such a speed that the human brain simply does not have time to process constantly updated information.

And if we also take into account the fact that the majority of working people do not have enough time to master modern gadgets on their own, then this problem is even aggravated. This article is just aimed at helping readers of the PenserMen blog in this matter. Let’s get started, android to help you!

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

How to pay utility bills by phone through Sberbank Online in the usual way

So, we entered. Go to the “Payments” page, select “My transactions”.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

Now you need to scroll the screen from the bottom up to the heading “Pay”. Here, under it, there will be just the list that we need. Find the name of the payment addressee that is close in meaning and click on this line. For our case with housing and communal services, the line “House” is suitable.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

On the “Home” page, you are already looking for your bill to pay. You can find it either by clicking on the “Find accounts by address” button, or by selecting the line by type of service. For example, “Rent”.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

But still, if you need to pay for all services, and not selectively, it will be more convenient to use the “Find bills by address” button. The address is usually remembered by everyone, but personal accounts for each service are not always at hand. However, the decision is yours.

If you decide to use the search by address, then after pressing the treasured button, the page “Search utility bills by address” will open. There you will need to fill in the fields of your address and click the “Search” button below.

After that, you will see a whole list of these same accounts. It remains only to choose the one you need and click on it. And then there is nothing complicated. On two pages, click “Continue” and get to the coveted “Pay” button.

Actually, in the SberBank Online phone application for utility payments, yes, however, as well as for other operations, everything is intuitively clear. Just follow the prompts, enter the requested information and you will be fine.

How to pay utility bills by phone through Sberbank Online using a barcode

Of course, it would be more correct to call this graphic “abracadabra” a QR code. But, for some reason, the name barcode, which numbered various goods, has firmly taken root among the people, although it is significantly inferior to the QR code in terms of the amount of encoded information. In our case, the name does not play a fundamental role, so let it be a barcode.

In this case, everything is simple. A square with a barcode (QR code) can sometimes be seen at the top left of the home page. But some of it is not permanent, then it is there, and then it is not. So it’s better to go, as described above, to “Payments”, scroll the screen up to the “Pay” section and now select “Payment by QR or barcode”.

Clicking this line will open the scanner. All you have to do is point your phone camera at the barcode of your utility bill and wait until this scanner reads it. Sometimes it doesn’t do it fast enough, so be patient and let the process complete.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

As soon as the scanner reads the barcode, a window for selecting a card for debiting money will immediately open. Select and click Continue. In the next window, you can check all the information provided in the receipt and again touch the “Continue” button. Then click “Pay” and everything is in openwork! By the way, the payment amount is usually displayed on the button itself.

Calling a barcode scanner via the Sberbank voice assistant

If for some reason you find it difficult to find a barcode scanner, then Sber’s voice assistant will open it for you in no time. To do this, immediately after entering the SberBank application, tap its icon.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

The Assistant window will open and a greeting will sound. If you have not used it yet, then you will first need to choose which one you want to “deal with”. Choose, and then point by point:

  • Press the circle at the very bottom of the phone screen to make it “come to life”, listen to courtesies addressed to you (any advice or suggestions are possible).
  • Speak articulately, in a clear voice: “Pay utility bills by barcode.”
  • Listen to everything that is written on the screen between the second and third points and press the “Pay by QR-code” button.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

After this pleasant conversation with the Sber robot, the scanner of the SberBank Online application will open for you. Well, further actions have already been described above. And to be honest, this voice assistant Salyut is practically not suitable for paying utility bills. But for the transfer of money is quite nothing.

Auto payments for utilities and phone notifications about new accounts in SberBank Online

If you do not want to bother with self-payment of utility services, then you can connect auto payments. On the “Payments” page (see the very first picture), the first line “Auto payments and auto transfers” just allows you to do this. It’s not difficult to figure it out if you carefully follow the prompts.

And don’t worry that you will lose control over debiting money from your account. One day before the payment transaction, you will receive push notifications or SMS notifications on your phone. If you need to cancel a payment, it will be enough to answer an SMS or go to Sberbank Online and make a cancellation in the application.

In case of your “silence”, the payment will be made automatically on the next day. And again, this will not go unnoticed by you. Sber will definitely notify you of the completed transaction.

New Account Notifications

Another useful feature is the notification of new utility bills. True, they (SMS or PUSH) will begin to arrive to you if they are regularly paid through SberBank Online. Well, regularly it’s a couple of times in a row.

Why is it convenient? And the fact that the SMS notification about the found account will immediately indicate all the data you are interested in for payment:

  • name of the organization of the bearer;
  • your personal account number;
  • the amount to be paid;
  • the size of the commission for this operation;
  • a code consisting of a set of numbers.

This is exactly the code that you need to enter in the response SMS to number 900. Payment will occur automatically right there. True, the action of this code is limited to three days. If you do not respond within this time, no payment will be made.

Where can I find checks or certificates of your payments for housing and communal services in SberBank Online

Yes, this question worries many cautious people. First of all, they include the same elderly people and pensioners who are used to collecting and even filing all paid receipts in case of a “nuclear war”.

But there should be no reason to worry, because all paid bills can be found in history at any time. It stores data about all your financial transactions. And if you really want to print receipts and hem them, then you can do this if you have a printer.

It is enough to press the penultimate button with the dial and the name “History” at the very bottom of the phone screen in the SberBank application. And you can play around with the voice assistant – it will give you a button on which you will need to click. There you can already scroll back and forth and find any of your payments and utility services, including.

If you find it, click on it and you will be taken to a page with a check for this operation. Move the screen down a little and you will see all the actions available with it. You can, for example, “Save the check.”

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

In the next window, touch the “Save Receipt” button. There is already your choice: either “Share” and send to someone by mail, whatsapp or in some other way, or specifically “Send SMS”, and of course you can simply “Save” after which it will appear in the gallery of your phone. Usually, an album called Sberbank is automatically created for this.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

How to print a check will not be analyzed in this article. This is a separate story and on another topic. So we will limit ourselves to this material. But once again I want to reassure you that documentary evidence of any of your utility bills by phone from the SberBank Online application can always be fished out and put on paper.

That’s all. Got questions? Ask in the comments. Good luck to you! See you soon on the pages of the PenserMen.ru blog.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

Barcode – graphical information that is applied to the receipt. Thanks to the code, you can quickly read the information and pay for utilities. For your convenience, we will consider all available methods of paying for utilities using a barcode (QR) in Sberbank.

Payment by barcode via mobile bank

To pay utility bills using QR you need:

  • Select “Payments” section
  • Go to the “Payment by QR or barcode” section
  • Bring the receipt to the cell phone and scan the code
  • Enter the payment amount or confirm the one that appeared automatically
  • Confirm the transfer of money to pay utility bills

Payment terminals and ATMs of Sberbank are literally at every step. It is important to bear in mind that most of them work 24 hours a day, without days off and holidays.

To perform an operation:

  • Insert a card, enter a PIN code or select a cash payment method on the screen
  • After click “Payments by barcode”
  • After scanning the QR code
  • Check payment details and confirm transaction

It will take no more than 5 minutes to pay utility bills in this way.

Attention! If you have any questions, you can always contact a bank specialist for help. For prompt assistance, just call. You can find out all the phone numbers of the bank by reading the article on our portal “Sberbank hotline phone: how to call an individual and legal entity”.

What other services can be paid for with a barcode at Sberbank

For the convenience of customers, Sberbank offers barcode payments not only for utilities. Payment available:

  • Fines for traffic violations
  • Taxes and government payments
  • Education, school or kindergarten
  • Internet and communications
  • Invoices for various services where there is a QR code on the receipt

What is the fee for paying by barcode

Before you make a payment through QR for utilities, you should take into account the commission. Its size is from 1 to 3%.

It turns out that the most profitable way with a minimum commission is payment from a bank account through a self-service terminal.

In conclusion, it should be noted that Sberbank offers its customers a convenient utility payment service. At the same time, the operation is possible for you even in the absence of a card. All you need to do is use the mobile application or self-service terminal.

In conclusion, we suggest watching a video on the topic.

After the departure of Apple Pay and Google Pay, the question arose of how else Russians can pay for offline purchases by phone.

Against this background, technology has become popular again for several years now. Technology has entered our lives: with the help of codes, we went to public places during the pandemic, rented scooters, left tips in cafes, and followed links. And now they are practically the only way to quickly pay for a purchase with a smartphone.

We figured out how it works and what factors do not yet allow “quiring” to achieve the popularity of Apple Pay and Google Pay.

How QR codes for payment work

A QR code is a scannable barcode where you can sew any information. The data is converted into a square with a pixel pattern; to decrypt it, a smartphone camera is enough. Unlike a classic linear barcode, which contains no more than 20 alphanumeric characters, thousands of characters can be sewn into it.

QR codes are used in various areas, one of the main ones is contactless payments. The method has become especially popular in China. According to the UnionPay payment system report for 2020, 85% of users used to pay. As The Guardian wrote, the number of such transactions in China reaches 1.8 billion per day.

There are two types for payment – static and dynamic.

Static – universal and perpetual. They do not change, they can simply be printed and left in a place convenient for the buyer. In such codes, only the details of the seller are encrypted. For the buyer, this means that he needs not only to count with a smartphone camera, but also to enter the amount on his own. This delays the buying process.

Dynamic ones are formed for each purchase: they contain both the seller’s details and the purchase amount. In this case, the buyer only needs to scan the code – you do not need to enter anything yourself. This is more convenient, but there is also an obvious drawback: you can’t just stick one for all purchases. It needs to be generated each time and displayed either on the screen or on the checklist.

What is happening with QR codes in Russia now

Payment by way in Russia was developed for several years, but the method did not take root: by that time people were already used to a more convenient method, payment via NFC. According to Visa, every third transaction in Russia was paid for with a smartphone, and more than 70% of Russians used contactless payment in total. In 2020, Russia ranked second in the world in terms of the number of Apple Pay users, only the United States had more.

At the beginning of 2021, Visa representatives in Russia said directly that payments had no prospects: “It’s one thing — you put your phone in, maybe even entered a password. And it’s completely different – you have to take a picture, go to your bank’s application or a special application, link your card to it.” It was believed that the technology, if it develops in Russia, then as an additional and very niche one.

But after the departure of Apple Pay and Google Pay in Russia, they began to look for ways to keep paying for purchases with a smartphone. That’s when they remembered about QR codes.

In Russia, implementation for payment is carried out through the Fast Payment System – SBP. CBP is primarily known as a way to transfer money between citizens. But besides this, the Fast Payment System is used for purchases in the Internet or offline stores.

Such billboards can now be found in Moscow

According to TASS information from Russian banks, the number of transactions with assistance in the three quarters of 2022 compared to the same period in 2021 increased by almost 20 times. According to VTB and Zenit Bank, if at the beginning of 2022 payments with assistance in Russia accounted for 3% of the total retail turnover of goods, services and catering, by the end of 2023 the share could increase to 10%.

The advantage of payment is obvious: Russians are returning to the habit of paying by phone. You can forget your bank card at any time, and a smartphone is usually always at hand. This is especially true for a business with a small flow of customers: it is easier to place universal static codes. For businesses, payment is even cheaper than acquiring: the commission is from 0.4 to 0.7%.

There are also enough shortcomings in payment. The Russians are not yet accustomed to this method, and this will take time. By now, there are not many really large networks and businesses that are implementing . Perhaps this situation will change in the future.

Also, not all banks accrue cashback and bonuses for payments using , and some banks are not connected to the SBP at all.

In which stores you can pay with a QR code

According to , in 2021, almost 70% of phone transactions were for purchases in supermarkets and grocery stores, as well as restaurants and cafes. Therefore, much will depend on how quickly and on a large scale payment will be introduced into large retail chains.

At the end of 2022, we can say that the implementation is not going very fast. Small stores, rather than large companies, are adapting to the new conditions much faster.

In May, the retail chain “Magnit” launched payment by payment in all its stores. But store employees need to be warned to print out a guest bill with a code. There are plans to introduce it at self-service checkouts.

You can pay with QR codes in Krasnoe i Beloe and Vkusvill stores. At Pyaterochka, the technology is available at “hundreds” of self-service checkouts, X5 Group said. Until the end of 2022, payment by was supposed to appear at all remaining self-service checkouts, as well as at regular checkouts of X5 brand stores: in addition to Pyaterochka, the network includes Perekrestok and Karusel.

Other well-known companies where there is payment are Svyaznoy electronics seller, SDEK delivery service, Kari shoe stores, Lukoil and Gazpromneft gas stations.

How to pay with a QR code in a store

Through smartphone camera. Almost all modern phones can read without a separate application – just open the camera. The same goes for payment. When you click on the link, a banking application will open where you need to confirm the payment. The main thing is to make sure that your bank is connected to the SBP.

If you have several banking applications on your phone and the wrong one opens, change it. This can be done by long pressing on the window that will appear when scanning

Through the SBPey application. The official application of the Fast Payment System is available for iOS and Android. You can connect several Russian banks at once: for this you do not need to enter card details, only your account number and phone number.

The application supports about a hundred Russian banks, but there are few popular ones among them, including VTB, Russian Standard and AK Bars. All credit organizations were supposed to connect to SBPey before July 1, 2022, but some banks still have not done this.

Through Sberbank. Go to the “Payments” section and find the “Payment by QR or barcode” tab. After the first use, the “Pay by” button will appear in quick access to the “Payments and transfers” section.

You can also open the camera on the main page of the application: find a small icon under your name and exchange rates.

All applications have an additional function “Scan QR code from file” in the phone memory

Through Tinkoff. Open the app and go to the “Payments” tab. There, click on the icon in the upper right corner.

The second way is to shake the phone. By default, this will open the quick money transfer tab, where there will also be an icon

The icon is available for quick payments in Tinkoff

Through On the main page of the application, find the “Pay by QR” tab.

Through other banks. More than two hundred Russian banks are connected to the Fast Payment System. The easiest way to find out if they pay is on the SBP website. Drive the name of your bank into the search, look for a checkmark next to the word “Pay” and follow the instructions.

How else to pay by phone in Russia

Android smartphone users have alternatives to Google Play – with one condition: only World maps can be connected to them.

Samsung Pay. The payment service for Samsung smartphones has not stopped supporting Mir cards, they can still be connected and paid using NFC. But in May, Russian users complained about difficulties when adding cards. The press service of the service replied that connection problems may arise if the phone was not purchased in Russia. So there is a chance that Samsung Pay will not work if you purchased a gadget brought using parallel import.

Huawei Pay. The Chinese contactless payment system works, but only with UnionPay cards issued in Russia.

For iPhone owners, payment by phone is almost the only way to pay by phone. But recently, a new way has appeared.

Payment stickers. In fact, these are small stickers in the form of a bank card for contactless payment. It is suggested to stick the sticker on the body of the smartphone or its case.

Tinkoff Bank, as well as Sberbank and MKB already have such stickers. Tinkoff plans to release about half a million stickers in the first quarter of 2023.

Payment by QR code is a type of non-cash payment, analogous to payment by bank card through acquiring.

All individual entrepreneurs and organizations can accept payment via QR codes to their settlement accounts. You don’t need to buy special equipment for this. The seller places it for payment, for example, prints it on the price tag or shows it from the tablet screen next to the product. The buyer reads the QR code through the bank’s application to pay for the product or service.

The essence of a QR code is the same as that of striped barcodes – information is encrypted into it, which can then be read through a technical device

Any textual information can be encrypted in a QR code — an advertising slogan, a phone number, a link to a website. It can be presented by passengers instead of an electronic ticket or entrepreneurs instead of a business card. If used for payments, then the details of the recipient, the amount and purpose of the payment are encrypted in it. They are used to pay for goods or services.

I’ll tell you how a business can start accepting payments via

Pros and cons of paying by QR code

For businesses, accepting payments via has its pros and cons.

Pros. Accepting payment cheaper than acquiring, a business can save on bank fees. The commission depends on the type of activity of the company: either 0.4% or 0.7%.

No need to buy equipment: the bank generates, and the buyer’s smartphone reads them – all for free.

Any business can accept payment via online and offline, in any tax regime. After connecting this option in your bank, it is enough to place the codes in convenient places. A bank terminal is not required.

Cons. Not all buyers will be able to pay by, but only those whose bank is connected to the SBP, who knows about the possibility of such payment and knows how to use it.

Some merchants must accept cards regardless of what other payment methods they use. For example, this applies to Mir cards if the seller’s revenue for the previous year exceeded 20 million rubles in general and 5 million rubles at the point of sale.

In this case, paying by will not help save on terminal rental – you still have to install it.

For those who are not required to accept Mir cards, a full transition to the card is fraught with the loss of some customers – they will not want or be able to pay by QR code. For example, the fact that a smartphone does not have a bank application.

Acceptance of payments by is suitable as an additional method of receiving payment, and not instead of acquiring.

From the buyer’s point of view, there are also some disadvantages that limit the use

The maximum transfer amount when paying for goods and services is 1,000,000, this method is not suitable for more expensive purchases.

To pay through the buyer, you need a smartphone with a working camera, a bank account connected to the SBP, a bank application and mobile Internet.

What is the Fast Payment System

QR codes are used in the SBP — Fast Payment System.

Fast payment system is a service through which instant interbank transfers are made by an identifier – a phone number or a QR code.

At first, only individuals transferred money through the SBP between themselves, but since December 2019, a business can also accept payments through the system to a current account.

A company will not be able to pay off with a company or with an individual entrepreneur, but it does not need to. Legal entities and entrepreneurs settle accounts among themselves using bank details, there is simply no need to encrypt them.

To accept payment by , both the seller and the buyer must have bank accounts connected to the SBP. Now many banks are connected to the system, their full list can be viewed on the operator’s website.

If the buyer’s bank is not connected to the Fast Payment System, it will not be able to pay for the goods through it. Therefore, the point of sale must accept payment in different ways, it will not be possible to switch completely to.

Also note that the SBP does not replace the online cash register. You still need to buy a cash register to accept payments from individuals.

There are other payment systems that are not related to SBP. They are developed by individual banks for their clients. For example, money can be transferred via Sberbank’s “Pay QR” application.

What are QR codes

QR codes are generated by the bank where the merchant’s account is opened and where payments from customers will be received. Some cash desks can also generate QR codes, without constant requests to the bank – I will talk about them below.

The bank can give one static code through which all customers of the outlet will pay, or generate different dynamic QR codes for each purchase. Dynamic codes will appear on the cash register screen when settling with customers online. These codes look the same, the difference is in the information encrypted in them.

A static QR code is a code where only the details of the seller are encrypted, it is created once for an unlimited time. When paying for the purchase, the client will enter the required amount himself. A static salesperson can, for example, print it out on paper and stick it next to the checkout.

Dynamic QR code. This code contains not only the details of the seller, but also all information about this purchase – goods, amount and purpose of payment. Dynamic QR codes are generated individually for each client – for a specific product, work or service.

After reading the dynamic, the client will need to confirm the withdrawal of money in the banking application, he does not need to enter the purchase amount. Dynamic codes are usually valid for a limited time, such as one hour or one day.

The business owner himself decides which codes – static or dynamic – he needs. Static codes can only be printed once, but there is a chance that customers will enter amounts with errors. A dynamic code eliminates such errors, but it must be generated each time on a computer, tablet or smartphone and shown to the buyer for scanning.

If there is no dynamic generator in the bank, and they are very needed, then you can go to another bank where there is such a generator.

How much the bank will have to pay

The size of the commission when paying through the SBP is set by the banks that send and receive payments, that is, there are two commissions – for outgoing and incoming payments. The maximum amount of commission is set by the Bank of Russia.

When transferring money between individuals, including individual entrepreneurs, no commission is charged until the transfer amount reaches 100,000 per month. From money over 100,000, the bank will charge a commission from the sender up to 0.5% of the transfer amount, but not more than 1,500. Recipients of money do not pay commission. Such a tariff is valid until July 1, 2022, after which there will be no limit anymore – a commission will be taken from any IP transfer, both from the sender and the recipient.

For businesses, accepting incoming payments through the SBP is paid:

  • up to 0.4% for any goods for personal consumption and certain services;
  • up to 0.7% – for everything else.

Commission 0.4%, but not more than 1500, from incoming payments from the SBP is paid by the business that provides services:

  • Utilities.
  • Education.
  • Transport.
  • Medicine.
  • Insurance.
  • Internet access.

The maximum rate of 0.4% is set for paying for medicines, dietary supplements and other medical products, excluding medical equipment, charitable payments, and also for paying for the services of the self-employed. For example, a client ordered apartment cleaning services from a self-employed person and paid for them through the SBP. A self-employed person from any such income will pay a maximum of 0.4%.

For everything else, the maximum allowable commission rate is 0.7% of the transfer amount.

For example, Ivan pays 2500 for dinner in a cafe and transfers 1000 to a friend using a QR code. In total this month, he transferred 12,000 to other people, that is, he did not exceed the limit of 100,000, so the bank will not take a commission from him . Ivan will not be charged a commission for paying at the cafe either.

A cafe that accepts payment by pays a fee to its bank. According to the tariff, the commission is 0.7% – the cafe will pay 17.5%.

SMEs can refund commissions paid on FPS transactions from July 1, 2021 to July 1, 2022. The banks themselves will provide information on the commissions paid, receive a subsidy and compensate the entrepreneurs for the costs.

The commission for accepting payments via is significantly lower than the commission for paying through acquiring. For payments through acquiring, you have to pay from each payment, plus you need to pay for the rental of the terminal.

Here’s how fees differ at some banks.

Tariff for merchant acquiring

Tariff when paying by

How to set up a store to accept payment by QR codes

First of all, find out if your bank is in favor of the Fast Payment System. If connected, then find out what type of QR codes the bank can offer – static or dynamic.

Also find out what fees you will have to pay for sending and receiving payments.

If you are satisfied with the conditions of the bank, apply to connect the acceptance of payment by QR codes. All banks have their own connection procedure, for example, in Tinkoff Bank you need to connect Internet acquiring, open an account and turn on the Fast Payment System.

After that, options are possible, for example:

  • The bank will generate a static code that can be printed out and offered to customers for payment.
  • You will be prompted to install a banking application that will generate dynamic codes. If there is a technical possibility, the application can be integrated into the online cash register.

There is an option when dynamic codes are issued by the cash desk itself, without sending requests to the bank. To do this, you need to install the code generator directly at the checkout. This generator is not from a bank, but from a third party. For example, it is offered by the company “Bifit”.

Next, you will only need to accept payment through, which happens according to the following scheme:

  • The seller shows the QR code to the client, who scans it with a smartphone camera. If the OS of the smartphone is Android, you need to open the banking application and count through it.
  • The banking application decrypts the code and displays the payment details on the screen.
  • The client looks through the payment details – the name of the recipient, the amount, makes sure that everything is correct, and confirms the payment.
  • After a few seconds, the seller receives the money to his current account.

How to return the money to the buyer who paid

According to the law, if the buyer wants to return the goods, the seller must accept it and return the money if the conditions from the law are met. For example, the item must not be used.

You can return the money through the SBP at the buyer’s phone number. To do this, the buyer presents a receipt for the purchase with the number of the operation and the phone number by which the payment was made. Using these details, the seller makes a reverse operation and the money is instantly credited to the buyer’s account.

Remember

  • You can pay using QR codes only if the bank of the seller and the buyer are connected to the Fast Payment System.
  • QR codes can be static, that is, reusable — they contain only the details of the payee, and dynamic, that is, one-time, they contain detailed information about the product with the price.
  • The buyer scans through the banking application and confirms the payment. The seller instantly receives the money to his current account.
  • For businesses, accepting payments is paid, but the commission is less than with acquiring – up to 0.7%.
  • Payments via a QR code will replace card payments — at least not all buyers have the Quick Payment System set up.

Point your smartphone camera at the QR code, place it in the frame. Q The R-code will be scanned automatically. 1.4 Information for payment will appear on the screen: personal account number, amount payable. Correct the data if necessary.

It is enough to save a receipt in your phone in any format, for example, from e-mail. In the mobile application, in the “Payments” section, click “Payment by QR or barcode”, and then click the “Scan from file” button. Select a saved file and focus on a barcode or QR code by scanning it.

How to read a QR code from a screenshot?

How to read a QR code on the screen of an Android smartphone

First you need to save the QR code on your smartphone as an image. For example, you can just take a screenshot of the screen with it. On Android, this is usually done by pressing the power and volume down keys at the same time. The image can then be scanned.

How to pay by QR code If it is on the phone?

How does QR code payment work?:

  • You read the code using the phone’s camera, after which the system will redirect you to the bank’s application.
  • In the bank’s mobile application, you select “Payment by QR code”, after which the scanner will start to recognize the code.
  • The QR code scanner will immediately start in the SBPey application.

How to read QR code from gallery?

How to open a QR code on a photo?:

  • Select a photo in the gallery.
  • Select an app that can scan QR codes. It can be a Lens from Google (the same Google Lens) or firmware (for example, Scanner in Xiaomi / Redmi / POCO).

How to pay for a QR code with a Photo?

How to open a QR code on a photo? Select a photo in the gallery. Press the Send button. Choose an application that can scan QR codes.
How to pay by QR code with a photo?:

How to read a QR code from a Photo on an iPhone?

How to Scan a QR Code in the Camera App

Open the Camera app from the Home screen, Control Center, or Lock screen. Select the main camera. Hold your device so that the QR code is in the viewfinder of the Camera app. The device will recognize the QR code, and a corresponding notification will appear.

How to scan a QR code from the screen of your iPhone?

Scan QR Codes with iPhone Camera:

How to scan the code from the screen?

Open the built-in camera app on a compatible Android phone or tablet. Point your camera at the QR code. Click on the banner that will appear on the screen. Follow the instructions.

How to pay via QR code on iPhone?

It is not necessary to use special equipment to accept payments by QR code. You can simply stick a QR code at the checkout, which the bank will generate for you. More convenient for buyers. To pay, the client does not need a bank card or a phone with a contactless payment function.

How to read a barcode from a Photo?

How to scan a barcode

Upload an image or take a photo of the barcode. Select the scan quality and barcode type (optional). Click the Scan Barcode button. Get the scan result.

How to read QR code from Samsung Photo?

How to read QR code from Samsung Galaxy mobile device:

  • 1 Open the Samsung Internet or Internet application.
  • 2 Touch the three bars in the lower right corner.
  • 3 Select Settings.
  • 5 Drag the QR Code Scanner icon to the bottom bar.

Can I pay by QR code in the feed?

You can now pay with QR codes from Sber in Lenta Lenta, the largest hypermarket chain, has connected to Sber’s contactless payment service Pay QR. Making purchases and paying, even if the client left the wallet at home, has become simple, convenient and safe in every sense.

Why do KBs ask you to pay by QR code?

For your convenience, the QR code will be displayed on the buyer’s monitor, from where you will only need to scan it through your mobile bank application. When paying for a purchase by scanning the SBP QR code, you will also receive an additional 1% discount on products with white price tags and the “Use the card” mark.

What program is a QR code?

At the same time, Kaspersky QR Scanner contains all the necessary functions of a QR scanner, including saving contacts on your phone. In addition, it creates a log of all scanned codes, so that in the event of a compromise through a QR code, you can track when and how it happened.

How to correctly read a barcode?

So, in a barcode consisting, according to the European standard, of 13 digits, the first two digits indicate the country; the next five are the company code; in the next five digits, consumer properties are encrypted (the first is the name of the product, the second is consumer features, the third is mass, the fourth is composition, the fifth is color).

How to scan QR code in telegram?

How to scan QR code in telegram:

  • launch the Telegram app on your phone (Android, iPhone) and open the settings.
  • Go to the section Privacy – Devices and click on the “Scan QR code” button.

What is the point of paying by QR code?

Payment by QR code as part of the SBP

Paying with a QR code is the legal equivalent of a transfer by card or phone number for businesses. And the SBP QR code is an image in which a link to the recipient’s current account is encrypted. It simplifies the payment process for the client: no need to enter details manually.

Is it possible to pay by QR code in Pyaterochka?

Pyaterochka connected more than 9,000 self-service checkouts to the Fast Payment System. To pay for purchases, it is enough to scan a dynamic QR code through the phone’s camera or a mobile application of banks and confirm the operation.

How to pay by code?

How to pay for purchases using a QR code:

  • Open the bank’s mobile app.
  • Find and go to the SBP service.
  • Scan the code.
  • Confirm the purchase payment.

Can I use someone else’s QR code?

As with other documents, the use of someone else’s code or an attempt to forge it entails administrative and criminal liability. Someone else’s QR code cannot be used. This is a violation of epidemiological norms, which can lead to the spread of coronavirus infection.

How to read QR code without app?

And the easiest way to do this is to use a special site. Open the webqr.com page in your browser. The site is very simple and focused solely on the QR code. To decode the QR code, there are two options: either hold it in front of the camera, or upload a photo.

Why can’t I pay via QR code?

Make sure you are scanning the correct barcode or try changing the region in the settings.” A. Try to select “all regions” in the settings of the mobile application, or vice versa, your region where the organization is registered (for example, Moscow).

How to pay for electricity using a barcode?

To make a fast and secure payment, you need to scan the code from a paper receipt (or from an electronic one if it is displayed on the monitor of another device) in the banking application on your mobile device in the QR – payments section and click the “Pay” button.

How to pay online by QR code?

What does the buyer’s payment look like:

  • The customer scans the QR code. In the offline environment and on the desktop version of the site, the buyer scans a QR code using a smartphone camera or directly in the bank’s mobile application.
  • The buyer chooses the bank.
  • Buyer confirms payment.

How to save the Quar code on the phone?

Saving a “covid” QR code in an android device:

  • Launch the State Services application, log in to the service. Go to the “All COVID certificates and QR codes” section.
  • Open “COVID-19 Immunization Information”.

How to read your QR code?

Open a QR code scanner on your device or simply turn on the camera (if it supports reading such codes). Point the camera at the QR code – it should be recognized from any angle. The decrypted information (for example, contact details) will instantly appear on the screen.

How to make a screen code?

How to take a screenshot

Highlight the code you want to take a screenshot of and press hotkeys (default is Ctrl+Alt+Shift+A) to take a screenshot.

How to recognize a barcode in a picture?

Today I will show you a very simple and Cool function! You will be able to pay receipts by barcode in just 5 seconds! All details are filled in automatically! Your phone must have a camera. Everything is very simple! See next!

The Sberbank online application must be installed on your smartphone. On Android, you can install it in the Google Play service.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

Next, open the app, go to the tab at the top. At the bottom of the page, click on the Payment by QR or barcode tab.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

Next, you will receive a notification Allow the Sberbank application to take photos and videos. Click on the tab.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

Next, your camera will be activated and a scanner will appear. Point your camera at the barcode on the receipt. The scanner will automatically scan it.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

The barcode is displayed in the receipt as a square, at the top next to the details.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

Further, after scanning, a page will open for you, you can select an account or a card from which payment will be made. Click on the button.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

Further, on the next page, the details of the receipt will be automatically filled in. You just need to press the button.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

Next, on the next page, you can check the details. Then click on the button.

How to pay utility bills by qr code from your phone step-by-step instructions and how to pay utility bills by phone through Sberbank Online in a standard way and by barcode

Everything is ready! This is how easy and fast you can pay for barcode receipts in Sberbank online through your phone.

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