How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Newly mobile
the Qiwi Wallet program received one advantage over other electronic types
wallets – it has an option to make payments from a gadget. For most users
NFC mechanism it turned out to be possible not to waste time on the production of plastic
cards that are linked to Qiwi Wallet.

Now, without registering in any payment system – on the Internet, sometimes it is very difficult to make a purchase, because. many stores do not accept bank cards (although the trend has been changing for the better lately ☺). But QIWI, Yandex money or WebMoney are accepted in almost every online store.

And in general, a simple transfer of money to a friend (relative) can turn into a real burden. For example, if this is a bank transfer, you need to specify a bunch of details: BIC, account number, full name, etc. (and the transfer takes up to 5 days – it’s long and difficult to do everything, for a person who is poorly versed in this).

Whether it’s a matter of working with a qiwi wallet (eng. version of QIWI) – indicate the phone number, enter the amount and you’re done – in 5 minutes the recipient has the money in the wallet. Comfortable? Comfortable!

Why qiwi wallet:

  • only a phone is needed for registration;
  • easy and fast deposit, transfer and withdrawal of money;
  • simple and safe operation;
  • no need to go through a long identity verification procedure;
  • widespread in our country;
  • no need to download and install additional programs;
  • it is possible to get a QIWI Visa plastic card and pay with it like a regular bank Visa card;
  • QIWI has a wide network of partners, and many products can be bought at a discount (cashback up to 25%!).

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

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Hello everyone! The other day I came across the fact that many do not know that now, paying in Chinese stores on Aliexpress with dollars, you can save a lot.

For example, today, June 9, 2022, the internal exchange rate of Aliexpress is 69.97 rubles, and on QIWI a dollar will be sold to you for 62.79 (this ratio is constantly fluctuating, and the benefit fluctuates accordingly).

Simple arithmetic – buying, for example, 10.000, will allow you to save 1026 rubles. The larger the amount, the greater the benefit.

Please note that we are talking about purchases in Chinese Aliexpress stores (delivery can be both from China and the Russian Federation). In the stores of the Russian Federation (there is an icon – the tricolor of the Russian Federation above the delivery or in the basket), we pay only in rubles and you won’t be able to save money there!

So, how to pay through a Qiwi wallet in modern realities?

This is relevant only for Android smartphones. There is no solution for iPhone.

How to pay with Qiwi

Registering a wallet in QiWi:

  • go to “Profile”
  • then to “Settings”
  • opening a new account in dollars
  • select it as the default account.

Everything! Now you can pay on Aliexpress through a QiWi wallet in dollars.

You can also exchange rubles for dollars within QiWi, by transferring between your accounts.

QiWi account is replenished without commissions from any card via SBP.

Also keep in mind: by default, the Qiwi wallet has the “Minimum” status with a limit of up to 15,000 rubles. to the balance and this status does not allow paying for purchases in foreign online stores. To upgrade your status to “Basic” (the ability to store up to 60,000 rubles on your balance + the ability to pay for Aliexpress), you need to enter passport data.

You may also find that the application urgently needs to be updated.

To get around this:

  • turn off the Internet
  • open the app
  • go to the cart
  • turn on the Internet
  • and that’s it, let’s shop!

Or do this:

  • in the above versions of the application, put the product in the basket
  • select the payment method “QiWi”, writes “Failed, please update the version of the application”
  • go to the Aliexpress website on PC, add to cart and click pay
  • the site offers payment options, the first of which is the same QiWi
  • enter the phone number and click pay
  • if the payment failed, then in QiWi we confirm the payment of the invoice by pressing the corresponding button

If you notice that the method indicated in the article has stopped working, you probably have auto-update of applications turned on and the store has installed the latest version without your knowledge. There are two solutions: turn off auto-update in the app store right away or reinstall it every day when you need to make a purchase. For myself, I chose the first way.

In Google Play, this is done as follows:

  • go to Google Play settings
  • select connection settings
  • click on the item “Auto-update applications” and select “Disable”

All these subtleties have been posted on my KVPokupok telegram channel for a long time (you will find the link below), as well as up-to-date information about discounts, promotions, goods at low prices from Aliexpress and more. Check it out and join!

If you are interested in how to transfer money from your phone to Qiwi, read the recommendations in our article. Qiwi is a popular payment system on the Internet. With its help, users were able to make money transfers in a minimum time. For the operation, you can use not only a computer, but even a mobile phone or tablet.

One of the fastest and easiest ways to transfer money to Qiwi is to transfer funds via mobile. To do this, use 2 quick methods, which we will describe next.

How to transfer money from phone to Qiwi

After authorization, do the following:

  • Select the “Top up” window, in this case online will do.
  • From the proposed list, select the operator whose services you use. Please note that these operators work without commission and it can be different (MTS-9.90%, Megafon-5.60%, Tele2-9.90%, Beeline-7.95%).
  • Next, enter the amount that you need to replenish to Qiwi Wallet from your mobile.
  • Check if everything is filled in correctly and if there are enough funds for the transfer, and press the “Transfer” button.
  • The last step is payment confirmation. A text message with a code is sent to your mobile phone number. After entering the code in the field, click the “Confirm” button.
  • Within a couple of minutes, money is transferred to the electronic account, about which you will be notified by SMS.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

For clarity, you can watch a video about transferring money from mobile to Qiwi wallet. Similarly, you can perform the reverse operation, that is, transfer money to the mobile balance. What is required for this: go to the “Personal Account” and click on the star in the right corner of the page, then look for the “My mobile” section. Next, enter the details and confirm the transfer.

Top up with a mobile provider

If you are interested in the question of how to replenish a Qiwi wallet from a mobile phone, you should first log in to your mobile provider and go to the “My Account”. It can be – MTS, Tele2, Beeline and others. In your account, you will be able to manage your available funds and payments. Using the prompts, you can make a deposit without any problems, but keep in mind that the commission can be from 3 to 9.95%.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Consider an example of replenishing a Qiwi wallet by sending an SMS message (Megafon):

Please note that all the nuances of transferring electronic money via SMS must be clarified with your operator along with the question of what commission is charged.

Causes of translation error

There are situations when it is not possible to top up a Qiwi wallet from a mobile phone. Then Qiwi displays a text stating that you have one account, you need to use another wallet or take another number. Such an error mainly occurs when using mobile communications of Ukrainian operators, as well as when creating an additional account.

Another reason for the error – Qiwi recognizes you as a BOTA. To correct situations, you need to enter your email address and information about personal data in the settings.

Using the presented recommendations, you can transfer money from your phone account to Qiwi wallet in just a few minutes.

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After MasterCard and Visa left Russia, many of us discovered the Qiwi payment service. Not only did it allow you to replenish your App Store and Google Play accounts at first, but it also gave – and still gives – the opportunity to pay for purchases on Aliexpress in dollars at a favorable rate. True, over time, app stores turned off Qiwi, but the habit of using the service has not disappeared for the majority. On the contrary, many even wanted to pay with Qiwi using their phone in stores. But if it wasn’t possible before, now it is. Albeit somewhat indirectly.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Qiwi started issuing its own Mir cards that allow you to pay by phone

Unfortunately, the Qiwi service itself did not work for contactless payment. That is, it is impossible to pay from his account by choosing it as the default payment method even on Android. However, the service began to issue its own cards of the Mir payment system, which can be linked to other services and pay for purchases already with their help, using only a smartphone for this.

How to get a Qiwi card

In order to link the World map from Qiwi, it must first be released. The service offers two types of cards. The first is the most common, physical, and the second is virtual, which is issued instantly. The most convenient, of course, will be a virtual machine, because it costs less, and you can get it immediately after payment. However, for your convenience, I will show you how to release both.

First, let’s figure out how to issue a physical card. I deliberately call it physical, not plastic, because there is no plastic in the card. It’s made from recycled corn – eco-friendly and all:

  • Launch the Qiwi App on Android;
  • Open the “Maps” tab and select the corn physical map World;

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

A physical card costs one and a half times more than a virtual one

  • Fill in your full name, specify the delivery address and choose delivery by Russian Post (it will be free, unlike courier);
  • Pay for the issue of the card from your Qiwi account or from another linked card and wait for it to arrive.

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Issuing a Qiwi World virtual card is even easier. Due to the fact that it is not named and is delivered immediately to the application, you do not have to specify any data:

  • Launch the Qiwi application on your smartphone;
  • Go to the “Maps” tab and select the virtual map World;

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Virtual card is both cheaper and more convenient

  • Confirm the card issue and go to the payment page;
  • Pay for the issuance of the Mir card, and at the same moment you can start using it.

Pay Qiwi from phone

Now you can add the issued card to any of the two payment services that you have on your smartphone: Samsung Pay or Mir Pay. You can read about how to do this in this article. It describes in detail the process of linking a card, regardless of the format of its release, as well as possible problems that you may encounter and how to fix them.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Add a Qiwi card to Mir Pay and pay by phone contactless

You can pay for purchases with a Mir card from the Qiwi service using a phone in Russia without restrictions. Since the transactions are carried out by the National Payment System, your payments will be accepted in all stores where there is a contactless payment terminal. Therefore, there will be no problems with the reception of problems at home. Another thing is that abroad you may not even accept the card itself, not to mention paying by phone.

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In general, the Qiwi World map has no other shortcomings. Unless someone may be confused by the conditions, but I will not bring them here. In the end, the article is not about the card as such – you can read about it on the relevant resources – but about how to use contactless payment services. And since all the conditions are specified when registering in the Qiwi application, I no longer see the point in dwelling on this.

  • Beginners in Android
  • Applications for Android

Qiwi payment is one of the services provided by a well-known payment system. The largest number of its users are in Russia and the CIS countries, but foreign residents are already starting to use its capabilities when working with Slavic sites and freelancers. Receive payment on the Internet, pay without commission or with minimal payments – this is just a little that the famous payment system can offer, which is gradually taking the palm from its main competitors: WebMoney and Yandex Money.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

How can Qiwi payment be used

Payment via Qiwi is possible for the following products:

  • Utility and state payments, for example, payment of fines, gas, electricity, etc.;
  • Internet and cellular communication;
  • Any possibility of social networks on the Internet;
  • Online games;
  • Banking services, including repayment of loans;
  • Gasoline and other automotive fuels;
  • Goods and services on Internet sites;
  • Urgent international transfers;
  • Transfers to other users, etc.

All this provides an opportunity for Qiwi Wallet, payment from it is made instantly or within three business days. At the same time, the site has a three-stage security system, and therefore each financial transaction performed must be confirmed via SMS, which comes to the registered phone. In addition, a report on the operations performed can be seen not only on the site in the History section, but also in messages sent to the e-mail address.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Due to this, payment through Qiwi Wallet is absolutely safe. And to make a payment, you can use a personal computer, telephone or a special payment terminal.

In order to pay via computer, please follow the instructions below:

  • Go to the official website of the payment system;
  • Log in;
  • On the main page, select “Pay”;
  • Choose the payment option you want to make in the opened table;
  • By going to the appropriate page, select the operator / company / bank / other, depending on what you want to pay;
  • Enter your payment details and click “Pay”;
  • Confirm the payment via SMS, which will be sent to the registered phone.

You can see the completed payment in an SMS that will be sent to your phone number or in a message automatically sent by the system to your email address.

Next, do the following:

  • Open the program, set it up for your wallet (enter your own details, including a password, as for entering the site, and then come up with an additional four-digit password for entering via phone);
  • Authorize in the system;
  • Choose “Pay”;
  • Choose a payment option;
  • Choose a service provider;
  • Fill in the details, click “Pay”;
  • We enjoy the prompt result.

Making a payment through the terminal is even easier, however, this method has become less and less used due to low security – there is no need to enter a password here. To pay via Qiwi terminal, you will need:

  • Enter your own details;
  • Select the appropriate service;
  • Specify supplier;
  • Enter money into the bill acceptor;
  • Click “Next”.

Money is credited instantly, but for ongoing transactions, you may be required to pay a commission of up to 9% of the total payment. When using the terminal, do not forget to carefully enter your data, be sure to check them after entering and keep in mind that it does not give change, and therefore you will need to immediately make sure that you have the right amount on hand.

So, you can pay through Qiwi for almost any services and goods on the Internet. To do this, you can use the official website, mobile phone and terminal. Funds transfer transactions are usually made instantly, but sometimes it can take up to three banking days.

Today there are several ways to replenish Qiwi wallet. In this article, all kinds of payment methods and step-by-step instructions are presented to your attention.

There are many ways to replenish Qiwi Wallet online. The most popular of them is through the Qiwi terminal, which is located in almost every city in our country. To replenish the wallet in another way, you can use bank transfers, a bank card or via the Internet online.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

How to put money on qiwi wallet

An account in the Qiwi system is characterized by a simple interface, and, as a result, ease of use. Registration only by phone number also does not raise questions from the user. And if you have a card account with Sberbank, we offer you to open a Qiwi wallet in a few simple steps, and then replenish it through the Sberbank system online.

To top up your qiwi wallet, you must be a registered user in the qiwi system. Let’s take a closer look at how to create a qiwi wallet.

Registration in the qiwi system takes place by phone number, and takes at most 5 minutes.

Direct replenishment of a qiwi wallet through Sberbank online can occur in various ways.

Creation of a Qiwi wallet replenishment template

In any case, it is most convenient to create a template for replenishment in the user’s cabinet – the transfer menu, which can be used repeatedly, changing only the amount of funds. To create a template, specify the wallet number and amount, and make a template based on the first payment. Translation is carried out almost instantly.

Replenishment through the exchanger

In addition to the above-described popular method of replenishing a qiwi wallet, there are also replenishment from a plastic card, replenishment from a mobile operator account, replenishment by bank transfer, replenishment through an exchange office – transfer from payment systems Yandex Money, WebMoney. plus the last method – small losses in the transfer, because. the commission for the withdrawal does not “hit” the wallet. Through the exchange office, you can replenish qiwi by exchanging them for WebMoney (and vice versa, i.e. in both directions), Yandex money, PayPal, etc.

To select an exchanger, use special services that these exchangers monitor – this way you will win in terms of time, exchange rates. Criteria such as the balance of currencies, user reviews, and the rating of the exchanger are also taken into consideration. The withdrawal takes place online.

Replenishment via Qiwi payment terminal

That Qiwi owns a wide network of payment terminals located almost everywhere. Replenishment is carried out according to the following steps:

  • Go to the menu Payment for services
  • Choosing electronic money
  • Next, choose a wallet or a payment card.
  • Specify the mobile phone number to which the qiwi account is registered
  • Checking the correctness of entering information
  • We deposit money into the bill acceptor of the cash-in device

Transfer of funds is carried out instantly.

Do not forget to take the check issued by the terminal and keep it at least until the funds are credited to the account.

How to transfer money from a card online

If you are a new client of the described payment system, then you need to register and link a bank card. For the operation, select the Register card section (but if there is already one, you can Add a new one) and the corresponding bank card. Next, you will be asked to enter your card details. After that, the screen will display that the operation was successful.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

At the next stage of registration, select the Continue button and proceed to work directly with the card. To do this, in the window that appears, write the debited amount to the Qiwi account (information about its size can be found through the bank (Internet, telephone) or simply by calling the bank’s hotline) and confirm the registration.

Replenishment via mobile phone from a Sberbank card

The easiest way to top up Qiwi is as follows:

Qiwi wallet allows you to pay for goods and services on the Internet and in regular stores. The article tells about what and how to pay through Qiwi, how to use the mobile application and the proprietary terminal, provides step-by-step instructions for the main types of operations. And also – how to set up and use a wallet for purchases in offline stores.

What can I pay with Qiwi Wallet

Qiwi wallet allows you to pay for goods, services, make payments to the supplier and perform other operations:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Let’s consider in more detail the main ones.

Mobile communications

To top up your personal mobile phone account, you need to go to the “Payments” tab and select the desired operator from the “Mobile communications” section. The following window will open (using Beeline as an example):

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Here you need to enter a phone number, specify the payment method and the desired amount. You can set up recurring payments. The operation is confirmed by a code from the SMS message.

Credit

Loans are also repaid through the Payments page. On it you need to go to the “Repayment of loans” section. The page that opens presents a large number of banks, MFIs and other services:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

After selecting the desired service, a payment window will open (it changes depending on the selected organization):

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

For payment, you also need to specify the payment details, select the method of repaying the debt, enter the amount.

Utilities

Housing and communal services are paid through the “Utility payments” section. This page contains a large number of different companies and organizations:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Payment requires a personal account number, payer code or other details (depending on the specific service):

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

The next stages and steps are no different from those previously given.

Shopping in online stores and paying for services online

Companies and online stores may offer customers various payment methods, including electronic wallets. Payment by Qiwi wallet is available on many large and well-known sites.

In order to pay with funds from the wallet, you must select it from the list and fill in the payment details. The operation is confirmed by a code from an SMS message or by another method selected by the user.

You can pay via Qiwi even if there is no such method in the selected store. This will require a branded card – it has a common balance with the wallet, and money will be debited from it. You can issue a virtual card for free and instantly, or order a plastic one for a small amount. The procedure for paying and buying with a card is no different from any other bank card.

Is it possible to pay for Qiwi with a wallet in a store, how to do it

With Qiwi Wallet, you can pay not only on the Internet, but also in offline stores. To do this, the user needs to issue one of the Qiwi branded cards:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Then you can act in several ways:

  • Use the ordered bank card as a regular one and pay with it in stores. The only negative is that you need to pay a certain amount at a time (depending on the chosen card) for issue and delivery.
  • Issue an instant and free virtual card and link it to any Wallet, such as Google or Apple Pay. To confirm, you will need a one-time code from an SMS message. Money will be debited directly from the wallet, information about transactions is stored in the history. This method is the most convenient, because you do not need to wait for delivery, and the card itself will be completely free. At the same time, the conditions between a virtual and a plastic card are practically the same.

Please note that the last of the presented methods is available only for phones with NFC after linking the card to the Wallet (both virtual and plastic will do). To make a purchase, you need to unlock your smartphone, turn on NFC, bring the device to the payment terminal, wait for a sound signal and make sure that the payment was successful.

If the linked card is not the main one, and you need to pay from it, you will have to go to the Wallet application you are using and select a Qiwi card.

When buying in this way, confirmation is not required if the amount is less than 1000 rubles. Otherwise, you will need a PIN code or a one-time SMS code.

Payment in a mobile application and through branded Qiwi terminals

Qiwi wallet payment for goods and services is available not only on the website, but also in a mobile application and a proprietary terminal. These methods are fundamentally different, so they should be analyzed separately.

Through branded terminals for payment for goods and services

From the terminal, you can make a payment to the supplier, or pay invoices.

Payment for services through the Qiwi terminal is as follows.

After authorization in the account (not always mandatory), you must click the “Pay for services” button and find the desired company/service/product through the search bar. After selecting the desired item, a menu for entering details will open (they depend on the specific company):

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

For example, a phone number, an apartment, and the amount itself can be requested as details. After filling in all the fields, you can deposit cash and confirm the operation.

If the user has unpaid invoices, the system will automatically notify you immediately after authorization in the terminal:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

A list of all accounts can also be viewed on the main page of your profile.

Invoice example:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

You can pay for it in cash, as a service, or by debiting funds from the wallet itself. In the second case, only confirmation is required from the user.

Using mobile phone to pay

In terms of its capabilities and functionality, the mobile version practically does not differ from the browser version. Through the application, you can pay for goods and services, make transfers, issue and link bank cards, view transaction history and set your favorite payments.

Depending on the settings and design, the start page may change, but in general it looks like this:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

To open the entire list of goods and services, click the “Pay” button:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Next, a list of categories will open, each of which contains specific goods and services:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

After selecting the desired payment, the user needs to fill in the details, specify the amount and confirm the operation.

Similarly, any other actions are performed through the mobile application. According to their algorithm, they are not much different from the browser version.

Possible problems when making a payment via Qiwi

Each type of payment has its own types of errors and it is impossible to consider them all. However, there are common reasons why users may encounter problems.

First you need to make sure that there are enough funds on the wallet to complete the payment (it is worth remembering the commission that is charged on top of the payment). Then check the correctness of the entered payment details and the absence of account locks. If this does not help, you should check for problems with a particular type of operation. To do this, you can use the system guide at https://qiwi.com/support/payments/subject7/popolnit-koshelek, which discusses the most common errors.

If you couldn’t solve the problem on your own, you will have to contact the user support service. This can be done by calling 8 800 707-77-59 or through a special form on the website.

In addition, you need to check the status of your account, since the available operations and limits on them largely depend on it. This will be discussed in more detail below.

Qiwi limits and limits

When paying with a Qiwi wallet, the user is subject to restrictions and limits that directly depend on the received status:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Immediately after opening, the status level “Minimum” is assigned. With it, you can pay utility bills, top up your mobile phone and pay only in Russian stores. At the same time, the amount of all transactions per month should not exceed 40,000 rubles.

For most users, the “Basic” level will be optimal – it provides access to all operations, while the limit is 200,000 rubles. per month. Switching to the status of “Professional” is advisable only if there is a shortage of basic limits and restrictions.

In addition, the user can independently set certain restrictions. For example, by including a complete ban on making transactions on the Internet with a Qiwi wallet.

Please note that the above limits and restrictions apply to purchases both online and in physical stores.

Thus, Qiwi Wallet is a convenient and easy way to pay for goods and services both online and in regular stores. Depending on the required service, the user can use a personal account on the website, a mobile application, a terminal or a branded card.

Qiwi is a large Russian electronic payment service that provides users with the opportunity to pay for purchases on the Internet and in physical stores, make transfers and other transactions. The article discusses what a Qiwi wallet is and how to use it through a personal account on the site, a mobile application and branded terminals. Detailed instructions for basic operations are also provided.

What is a Qiwi wallet

Consider what a Qiwi wallet is, when it appeared, what it is for and what opportunities it provides.

The Qiwi brand appeared in Russia in 2008 and immediately began to gain popularity due to its novelty and many fresh ideas at that time. Initially, it was a regular payment system focused on work and interaction with partners. Today, Qiwi is a large multifunctional user service that offers wide functionality with many features.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

According to the official statistics of the company for 2018, more than 90 thousand kiosks and service terminals have already been opened, the monthly audience exceeds 47 million people, and in total about 20 million active users are registered in the system. The management does not plan to stop there, and believes that the service can cover a much larger number of users.

This is not only a regular payment service, but also an electronic wallet that works on a prepaid Visa account. The system provides its customers with access to convenient, secure and versatile Visa products. A personal wallet account can be linked to a plastic or virtual prepaid card, which allows you to pay for purchases around the world in any place where Visa is accepted.

Qiwi Features

Among the capabilities of the Qiwi system, there are both standard, inherent in almost all modern electronic wallets, and unique services.

A member of the system can use a convenient and affordable tool for performing any one-time and regular transactions with state institutions, housing and communal services enterprises, mobile operators, banks, money transfer systems. Qiwi wallet allows you to pay for goods and services in various online services and stores. Inside the system, users can transfer funds from one account to another, open a general fundraiser, participate in various promotions and receive cashback from purchases.

Qiwi also offers to issue a branded virtual or plastic bank card, which can be paid not only on the Internet, but also in real stores.

In general, the functionality of the system can be displayed in the following diagram:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Advantages and disadvantages of Qiwi payment system

The main benefits of Kiwi are:

  • Great popularity in Russia and some CIS countries. A large number of people not only know what qiwi wallet is, but also actively use the system, which provides additional opportunities. Due to its prevalence and development, in almost any locality you can find a proprietary terminal that allows you to work with the system.
  • A variety of ways to deposit and withdraw money – from linking a bank card to cash.
  • Convenient information about ongoing operations, the ability to connect SMS confirmations. Together with other factors, this provides good security for users at work.
  • No commission for paying for most services and goods, as well as interest-free internal transfers.
  • Several types of branded bank cards, as well as the ability to link your own credit card from another bank.
  • Simple registration and verification in the system. Creating an account takes no more than 5 minutes, after which you can already start using the wallet. If desired, verification is carried out, which is also extremely simple.

There are only 2 main shortcomings:

  • A high percentage of commission when transferring money from a wallet to a bank card. But users can use other more profitable ways.
  • Relatively weak technical support. Users note that not all disputes can be resolved through the administration, and sometimes it does not reach the resolution of the conflict.

The listed disadvantages do not cover a huge number of advantages, so using Qiwi is still convenient, profitable and safe.

How to create a Qiwi wallet

We have considered what a kiwi jack is and what it is for, now we will figure out how to start using the system. First you need to register an account, you can do this on the official website or through a mobile application, but the first option is simpler and more understandable.

On the official website, you must click the “Create Wallet” button, after which the primary registration window will open. In it, you need to enter a mobile phone number, and then confirm the action with a code from an SMS message. As an option, authorization through social networks is available, but additional information will still be required from the user:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

The next window creates a password and accepts the service agreement:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

After that, automatic authorization will occur – the account has been created, and you can already start using the system, but to get all the features you need to go through verification.

Account Verification

When opening an account, each user is assigned the first status – “Minimum”. It allows you to store a small amount of money and pay for various goods and services, but only in Russian stores. If this is not enough, you should pass additional verification and get a new status – “Basic” or “Professional”:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

The system will automatically offer to start verification — after registration, a link will be placed on the main page of your personal account, by clicking on which you can go through online identification:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

“Basic” and “Professional” statuses differ only in maximum limits, and for most users, the basic level will be enough. To do this, you must specify the following information about yourself: full name, date of birth, passport data, in addition, SNILS or TIN may be required. After that, you can fully and without serious restrictions use the wallet.

How to use Qiwi Wallet

Consider how to use the Qiwi wallet through the main services: a personal account on the site, a mobile application and branded terminals.

How to use Qiwi wallet via computer

The greatest functionality and the maximum number of services from Qiwi Bank is available when working through your personal account on the site. Let’s take a look at the main features.

The “Payments” tab contains a large number of categories (only a part of the screenshot) in which users can pay for goods and services, make payments. Each category contains many items, and to see them, you need to click the corresponding button:

In most cases, payment is made in one order. First, a category is selected (name of a product or service), then payment details are filled in, an amount is entered and the operation is confirmed.

In the transfer tab, you can transfer money to other users within Qiwi, as well as withdraw money using money transfer systems and other electronic wallets. There are many ways, including the popular Yandex Money and WebMoney:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

You can withdraw funds to a bank card, account, through a money transfer system. Conditions, procedure and procedure for performing the operation vary depending on the selected method:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

You can top up your account both online using a bank card, transfer or phone balance, or in cash. This page lists all offline replenishment points, indicates the opening hours when you can come. Here you can also see the size of the commission of a particular point and partner:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

The functionality of Qiwi is much larger, there are many other services and features in the system. For example, you can open foreign currency accounts, issue special cards with individual conditions, use credit products.

How to use Qiwi wallet via phone

The functionality of the mobile application is practically the same as the version on the computer. Through it, you can also pay for goods and services, make transfers, issue and link bank cards, view transaction history and set your favorite payments.

The start page looks like this (may vary depending on the theme, design and version):

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

For example, to replenish the balance of another service or pay for any services, you must click the “Pay” button:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Next, select a category from the proposed ones, and find the desired service in it. You can also use the search and enter the name immediately:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

After that, the payment page for a specific service opens – the user is required to specify the details, the desired amount and confirm the operation.

Any other actions through the application are performed in a similar way. If you have questions and difficulties, you can always use the internal prompts, which describe the main provisions.

How to use Qiwi wallet through the terminal

The main thing for which Qiwi branded terminals can be used is replenishment of the internal balance in cash (although other operations are also available). This method is convenient because in most cases there is no commission, sometimes it is not charged from a certain amount. You can get more accurate information on a specific terminal on the map from the official website. https://qiwi.com/replenish?terminalTypes%5B0%5D=QIWI

Depending on the terminal, the interface and order may differ slightly, but not significantly. Let’s take a look at the most common type.

On the main page, you need to click “Visa Qiwi Wallet” and select “Top up your account”:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Next, enter the details of the wallet (the phone number to which it is linked). The number should start with the number “9” without using additional characters:

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Next, the system will ask you several times to confirm the correctness of the data. The comment field can be left blank and skipped. At the end, the operation is checked and executed.

Next, the system will ask you several times to confirm the correctness of the data. The comment field can be left blank and skipped. At the end, the operation is checked and executed.

Money is credited instantly, but in rare cases, due to technical reasons, processing can take up to 3 days. If after this time the funds have not arrived, you need to fill out a special form https://qiwi.com/support/payments/subject7/popolnit-koshelek. For this reason, it is advisable to keep the check until it is fully credited.

It should be noted that standard terminals only accept money, you cannot withdraw funds through them.

Qiwi wallet is a Russian electronic payment service that offers quite favorable terms of use. With its help, users can pay in online and offline stores, pay for various services, and make transfers. In addition to the standard functionality of an electronic wallet, system members can use additional services, participate in promotions, receive bonuses and cashback from purchases.

What is contactless payment?

Used by NFC in
Qiwi wallet is convenient. This system has its own advantages:

  • Funds
    easy to control, you can use one of the payment methods,
    to pay all bills;
  • gadget, comparing
    with a wallet with cards, always at hand;
  • not worth it
    issue and expect a physical plastic card.

However, before the start
application, it is necessary to find out a couple of disadvantages of contactless payment with
wallets:

  • need
    all the time to control the charge of the cell, if the gadget is dead – you can
    be left without funds;
  • to
    to make payments you will need a cell phone with OS newer than Android 4.4 and which has
    payment support thanks to NFC.

How to replenish Qiwi wallet?

Wallet replenishment,
which will reach the card balance, can be done in several ways:

  • banking
    by card (when the amount is about 2000 rubles, the commission is 0.75%, it is not paid anymore);
  • through
    branded terminal (commission is not paid if the amount is more than 501 rubles);
  • from another
    Qiwi wallet;
  • with
    cell phone balance;
  • with
    using a bank transfer (the time of crediting can be extended up to 5 days);
  • in offices
    partners.

You can choose any
of the indicated methods. If you use Sberbank, then transfer funds to
Qiwi is available from mobile applications or your own account for PC. Category
payments have a special link. If necessary, you can link another wallet to Qiwi,
for example, WebMoney. In this regard, you can withdraw from it the amount with the minimum
commission at any time.

The most convenient and
the easiest way is to replenish with a bank card in the program. Her
you can bind in it, so that for further payments you need to enter
only CVV code from her back area. The comfort of this method is that during the replenishment
for an amount less than 2000 rubles, you will immediately be able to see the commission calculation.

After you exercise
replenishment of the balance, you just need to unlock the gadget and bring it to
bank terminals. Everything else NFC technology does for you.

You only need
confirm purchases so that funds can be debited from your main wallet
Kiwi. When traveling outside of Russia, you can install a wallet with a different currency. K
a virtual card will also be attached to it.

How reliable is this system?

Most users think that using NFC is common
leads to theft of funds from your own wallet and linked to it
virtual cards. However, the producers and developers of the program thought about it
security.

  • At constant
    Internet connection, you can control traffic online
    money in your own wallet. The program sends a notification to the display
    of your gadget about any receipts and write-offs. In addition, it has an item
    “History”, where you can see a list of all receipts and expenses for any
    time.
  • Thanks
    of this technology it is impossible to conduct a couple of transactions at the same time, according to
    For this reason, you are protected from double debiting.
  • Add
    and you can always deactivate the NFC function. For example, most people applied
    contactless payment, they are afraid that intruders are in public transport
    can steal funds from them. In this regard, you can turn off this service
    after boarding a bus or metro. On the given bank card
    it is not possible to perform, you will need a special case for
    plastic.
  • If
    you won’t be logging into your own account for a couple of days, opportunity
    contactless payment is deactivated. You will need to turn it back on.

Now on the main page

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

How to activate the contactless payment option?

If your device is
is indispensable in terms of technical characteristics, then at first contactless payment
by payment, you need to install the Qiwi program and the correct settings:

  • In the beginning
    it is worth activating the NFC function. To do this, we go using the list of any
    programs in your own device settings.
  • Opening
    insert “Wireless network” and expand the additional item using
    “More” links.
  • Find the item
    NFC and you can allow communication with other devices.
  • To that
    you will need to turn off superuser rights. If you don’t
    errors will occur during the payment attempt.
  • Can
    register or log in to the official Visa Qiwi program
    Wallet. The wallet must be linked to the mobile number used on yours
    gadget.
  • To
    to work on the application, you need to create a password (the same is usually used
    when accessing a wallet on a PC) and a PIN code for quick authorizations. Anytime
    when you access the program, you need to enter these four-digit combinations.
  • In program
    you will need to fill out an application for a Visa Pay Wawe card. For this you will be
    you need to enter data about yourself, because cashiers have the right to demand during settlements
    documents. For this reason, mark relevant and correct information.
  • The card will turn out
    virtual and linked to your account, which allows you to pay
    Qiwi via NFC.
  • This card
    can bind to the NFC system, and contactless can be swiped through it
    payment. Virtual plastic does not differ from the real one, for this reason it is the same
    You can use the data when paying for online purchases.
  • Find
    the card in the application is easy, using the link on the main screen that you used
    for registration in systems.

With the new function of contactless payment via smartphone!

as advertising

The QIWI payment service, which is widely represented throughout Russia, has gained well-deserved popularity due to its convenience and ease of use. A single system combines 180,000 terminals, a web service, and mobile applications. With the help of an ordinary smartphone, a QIWI user gets access to a wide variety of services that Visa QIWI Wallet opens for him – the fruit of the joint work of two financial companies.

Now this cooperation is reaching a new level. In accordance with the latest market trends, Visa and QIWI are building a “bridge” from online to offline and are introducing the possibility of contactless payment using the NFC protocol in Visa QIWI Wallet.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

This is made possible thanks to HCE (Host-Based Card Emulation), an NFC card emulation technology first introduced in Android 4.4. And if in some cases, to emulate a card, a hardware connection to an additional security element is necessary, then with Visa QIWI Wallet all data is processed directly through the processor of the mobile device.

For security reasons, all NFC card data is encrypted, protected with cryptographic keys and stored exclusively in the phone’s memory. Also, contactless payment will not work on rooted devices – verification takes place immediately when the function is turned on.

The QIWI Visa debit card, which is emulated by a smartphone, is automatically issued after the QIWI account is authorized in the application. It has all the data of a regular plastic card and can be used in standard scenarios. Additionally, through the application, you can issue a plastic and virtual QIWI card. For ease of replenishing a QIWI wallet (Visa QIWI Card account), registration of a third-party card is provided. After registration, you can replenish your QIWI account with it directly through the application. Thus, the Visa QIWI card acts as an intermediary for online purchases, and the data of the main card remains confidential.

To pay with a smartphone using a virtual Visa QIWI card, you will need terminals that support Visa PayWave technology. You can recognize them simply by the contactless payment symbol – four parallel vertical lines.

For the user, the mechanism of contactless payment using a smartphone is not much different from paying with a bank card, but at the same time it is much safer. You don’t have to “shine” the card, which means that the risk of data loss is minimized. On the smartphone that you bring to the screen for payment, it is not even necessary to launch the Visa QIWI Wallet application. All that is required is that the device is turned on, the NFC function is active, and the screen is unlocked. To avoid accidental triggering, the payment simply will not be processed if the cashier has not entered payment information and activated the POS terminal.

After payment, as expected, the terminal will issue a message, and the cashier will issue a check. An SMS notification will be sent to your phone if you have enabled this feature. Just in case, all payments made using a smartphone are saved in the app’s history. You should not be afraid that, for example, due to the prolonged contact of the terminal with the smartphone, the amount will be debited twice – after processing one transaction, the terminal automatically turns off. If the purchase amount is more than 1000 rubles, it will be necessary to leave a signature on the check.

If your phone with the QIWI Wallet application is in the hands of intruders, the system provides several levels of protection at once. If you do not enter the application for several days, the contactless payment function is automatically disabled. With each new launch, QIWI Wallet requires you to enter a four-digit code, which will require a password from your QIWI account to reset. You can quickly block contactless payment by calling the QIWI support service.

An important advantage of QIWI Wallet contactless payment is that it allows you to connect several devices to one account at once. The QIWI wallet number is needed only for the initial activation of the application – it will receive an SMS with a unique code. For payment, it does not matter which SIM card is installed in the device and whether there is one at all. Internet connection is also not required.

How to pay via qiwi wallet by phone and step-by-step instructions for paying via qiwi wallet in the new and old application

Visa QIWI Wallet with contactless payment function Visa PayWave is perfect for everyday shopping. There is no need to even take your wallet with you to the store, which means that the threat of losing money is simply reduced to nothing. You just need to have a smartphone or any other device with NFC and an activated application. Simple and safe.

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