How to pay with a world card via nfc on android and SberPay for World cards

About Mir Pay app

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August 10, 2022, 11:41

Contactless, safe, fast – this is how cardholders of the Mir national payment system pay for purchases and services. At the same time, they do not have to have the plastic itself, as they say, “on hand”. You can use its virtual alternative. In other words, Mir Pay application (6+). Why should you install it on your smartphone, how, where and when can you use it? We explain in a simple guide.

To begin with, it is worth figuring out which of the lucky owners of the Mir card can immediately start using the application. There are two fundamental points here. First, to connect to Mir Pay, you need a smartphone with an Android operating system of at least version 7.0, certified for the Russian Federation. Second: the gadget must support NFC – a technology for wireless data transmission at close range.

So, both conditions are met. You can safely join the orderly ranks of Mir Pay users and experience all the benefits of a contactless service.

First of all, it’s convenient. The application allows you to pay for goods and services with one touch of your smartphone. The advantage is that the gadget, as a rule, is always at hand, so you don’t have to look for a wallet in your bag for a long time and sort through its contents to find the right plastic.

Secondly, with Mir Pay on your phone, you can generally leave the card at home, and not carry it with you. This is very convenient, and if you accidentally forget your wallet in the car or at the office, an urgent purchase will not have to be postponed until you are reunited with your wallet.

Thirdly, the application is reliable. Any transaction that goes through Mir Pay is protected by international standards of payment systems. Account data, its owner, and even the card number do not appear in the process: they are replaced by a token – a special digital code.

Now that there are no doubts in the theory, we can move on to practice. To start using Mir Pay, you need to go to the application store on your smartphone. It can be Google Play, RuStore or App Gallery. Then type Mir Pay in the search bar, select the application and install it. By the way, you won’t have to pay either for downloading or for further use – the application is completely free.

When the application is loaded into the gadget, you will need to add your World map to it. You can do this by scanning the plastic or entering the data manually. Then, following the prompts on the screen, the card must be activated. Now you can safely pay for goods and services, having only a smartphone at hand. But how does it work? Simply unlock the device and bring it back to the terminal. For purchases, you need to enter a password or allow fingerprint payment (more on this in the instructions on the smartphone screen). Payment is instant – the money will be debited from the linked card.

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How to pay with a world card via nfc on android and SberPay for World cards

How to pay with a Mir card from mobile devices

The card of the national payment system “Mir” supports the function of contactless payment both by the card itself and by its token using mobile contactless payment services. In 2019, the Mir payment system launched its own Mir Pay payment application. How it works, how to add a card and how else to pay with a Mir card from your mobile – read our article.

Features of Mir Pay service

Currently, Mir Pay supports tokenization of plastic and digital Mir cards, and works on devices with Android 7.0 and higher. Cards of international payment systems cannot be added to Mir Pay. At the same time, the application allows you to add up to 10 bank or transport cards to the application on one device.

To use the Mir Pay system you need:

  • install the application on a mobile device with Android 7.0 and higher operating system and NFC support;
  • have a registered Google account;
  • have a valid Mir card of a bank connected to the Mir Pay service;
  • have access to the Internet to set up the application.

Today, Android phone owners can use Mir Pay and Samsung Pay, while Samsung smartphone owners can use two of these applications on one device at once.

How to add a card to Mir Pay and how to make a payment

The interface of the Mir Pay application is intuitive and contains step-by-step instructions for adding new cards.

To add a card, you must:

  • open the application installed on your mobile device;
  • scan the card with a mobile phone camera, add its data manually or scan NFC;
  • accept the terms of service and pass the card binding through automatic identification of the user and application by SMS by the security system of your bank.

When adding payment data to a mobile device, it is required to activate access to the contents of the phone with a password or fingerprint – this is necessary to protect your data. To use Mir Pay for all payments using your phone, set the application as a priority.

To pay by card using your phone, unlock the device and bring it to the payment terminal: the payment will be debited from the linked Mir bank card, which is selected as the main one.

To remove a card from the payment application, select the “Detailed information about the card” section and the required action.

How else to pay with a Mir card using a phone

The Samsung Pay application supports Mir cards of many banks in the Russian Federation. Apple Pay is temporarily unavailable.

When adding cards to payment applications, the procedure is the same as when using Mir Pay

  • scan the World map with the device’s built-in camera or enter its data manually;
  • accept the terms of service and verify your identity with the code from your bank’s SMS;
  • the card is ready to use.

Other contactless payment methods, such as using the Google Pay app, are not yet available.

How safe is paying by phone

Contactless payment services do not operate with your card payment data. When registering in the system, a unique ID is generated – a bank card token that allows you to carry out transactions without an open transfer of details. Information about the card number, holder, term is completely closed, for additional identification, an alternative PIN code is automatically created at the checkout, which does not match the main PIN of the card.

  • data exchange is carried out using NFC technology, which is characterized by a short range, excluding the inconspicuous connection of other devices;
  • when using a telephone, a plastic carrier is not used, it cannot be broken, lost or fall into the hands of intruders;
  • mandatory blocking of the mobile device and re-identification when paying minimizes the likelihood of other people accessing your payment data.

Possible problems when paying by phone

Difficulties with payment arise for owners of any devices and cardholders of different banks. They do not depend on the payment system or type of card, and most often occur for the following reasons:

  • There is a malfunction of the NFC module on your device or POS terminal. Restart your phone and try the operation again.
  • Too short contact between card and payment terminal. Bring the phone up again and hold it a little longer.
  • Operation limit. This may apply to debit and credit cards, for which there are daily limits on debits – for example, for a child’s card, you can set a payment limit of no more than 10,000 rubles per month or another.
  • Failures in the Internet, lack of communication with the bank at the receiving equipment.
  • Your card has expired.
  • An outdated version of the mobile device software or payment application. Perform an update.

Linking a card to a mobile phone simplifies payments, reduces the time of service at the checkout by choosing to pay through the payment service used.

At Raiffeisen Bank, you can issue Mir plastic and digital cards to pay for online and offline purchases.

In Raiffeisen Bank, the limit of transfers via the Faster Payments System has been increased to 300,000 ₽ per day. And until March 31, you can even transfer by phone number via SBP without commission

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The actual departure from Russia of the world’s largest payment systems – Visa and MasterCard – forced many Russians to abandon the convenient payment for purchases using a smartphone. Visa and MasterCard cards issued by Russian banks can no longer be added to Apple Pay, Google Pay and Samsung Pay wallets. Bank cards of these systems, which were added to wallets earlier, also stopped working as a means of payment on a smartphone.

Therefore, now it simply does not make sense to bring a smartphone to the terminal in a store or cafe. Those who have a Visa or MasterCard card can only pay with the “plastic” itself – using a chip or a contactless module. MasterCard calls contactless payment PayPass, Visa calls it PayWave.

Some users pinned their hopes on the support of the cards of the Russian Mir system in payment systems for smartphones, but a miracle did not happen. Google from the very beginning refused to use them as a means of payment. At Apple, Mir cards could at first be added to a virtual wallet on a smartphone and used for payment, but then this feature was turned off.

How can I pay with my smartphone now?

This question worries many of those who are used to daily comfort and the absence of the need to carry a wallet with money and bank cards. Is there an alternative to Apple Pay and Google Pay?

Fortunately, contactless payment via a smartphone has not completely disappeared from Russian realities – you can still pay for purchases.

Samsung Pay

How to pay with a world card via nfc on android and SberPay for World cards

Mir cards of several dozens of Russian banks work with the Samsung Pay payment system, which is available on most Samsung smartphones, both budget and flagship. The main thing is to pay attention to the presence of an NFC chip when buying.

In Samsung Pay, you can add and use Mir cards of such banks as Alfa-Bank, VTB, Gazprombank, MKB, MTS-Bank, Otkrytiye, Promsvyazbank, Rosbank , Sberbank, Tinkoff and many others.

At the same time, as noted by Samsung, adding Visa and MasterCard cards to the Samsung Pay virtual wallet is not yet possible – as well as payments using cards of these systems added earlier. However, Samsung’s system works great as a Russian analogue of Google Pay. The main thing is to open the World map, which in most cases can be done for free.

SberPay

Another alternative to Google Pay and Apple Pay is Sber’s contactless payment system called SberPay. It is activated through a proprietary application and works in the same way as other contactless payment systems that have become familiar. It is worth paying attention to the fact that SberPay is available only to customers of Sberbank itself.

To activate SberPay payments, you need to open the Sberbank Online branded application, select the card you want to use for contactless payment, go to the settings of the card itself and click the “Connect SberPay” button. After that, there will be two ways to pay using a smartphone.

The first way is to simply bring your smartphone close to the terminal to launch SberPay, then confirm the payment (with your fingerprint or code) and bring your smartphone close to the terminal again.

The second is to launch SberPay manually by holding down the Sberbank Online application icon and selecting SberPay. Then you will need to confirm the operation with a fingerprint or PIN code and bring the smartphone to the terminal.

How to pay with a world card via nfc on android and SberPay for World cards

Mir payment system also launched its own contactless payment service. However, it is only available on Android smartphones. You can pay for purchases using it at any terminal where Mir cards are supported.

Mir Pay application is available in the Google Play catalog. After downloading and installing, you need to open it, scan the front side of the card with the number (for this, use the smartphone’s camera) or enter the number manually. Following the prompts on the screen, you need to activate the card so that it is added to the virtual wallet.

The payment process itself is similar to SberPay – you just need to unlock your smartphone and bring it to the terminal.

Mir Pay supports Mir cards of many Russian banks – Sberbank, VTB, Tinkoff, Otkritie Bank, Rosbank and others.

Note that you can also pay with Mir cards on a number of Internet sites, including the large AliExpress marketplace.

“Wallet Pay”

This service could be considered as an analogue of Apple Pay in Russia, however, since March 10, as reported on its official website, contactless payment is not available for cards of Russian banks. “This is due to the fact that Visa and Mastercard payment systems have decided to suspend servicing cards issued by Russian banks,” the company emphasizes. Now the developers of Wallet Pay are working on alternative solutions that will return the functionality and use contactless payment again.

“SBPey”

SBPey is another application (and a service of the same name) from the National Payment Card System, which developed the Mir bank card system. Its advantage is that a smartphone does not need to have an NFC chip to make a payment.

The SBPey system, available on both iPhone and Android devices, works with QR codes. How does it look to the user? He installs the application, indicates his bank account, and then, when buying at the checkout, scans the QR code and enters the amount.

The system has been operating since April 1, 2022, dozens of Russian banks are connected to it, according to the SBPey website. In addition to scanning a QR code at the checkout, the service allows you to pay for purchases on the Internet. To do this, just press a button on the site that has joined SBPey, or follow a special link.

Russian banks are actively encouraging merchants to use QR codes in order to offer customers an alternative to Apple Pay and Google Pay. The advantage for the merchant is that he does not need to purchase or rent a POS terminal (and other additional equipment). In addition, the money spent by the buyer is instantly credited to the seller’s settlement account.

You can place a QR code anywhere – at the checkout in the form of a small sticker, in a mobile application, in a taxi, on a website, in a beauty salon, and so on. The buyer just needs to scan the square code in the application and enter the amount by pressing the payment button.

In the dry residue

Despite the suspension of MasterCard and Visa in Russia, smartphone owners still have the opportunity not to return to paying with plastic. SberPay, Mir Pay, SBPey and Samsung Pay make it quite comfortable to pay for purchases both in regular stores and other retail outlets, and on the Internet. You don’t have to worry about the security of money and transfers – it will remain at the same level.

Many people use the contactless payment system to pay for purchases or services, as it is convenient and fast. Using this system, it is possible to pay both with a card and with a smartphone, where information about the card is entered. To pay for purchases by phone, it is necessary that a special NFC chip is built into it. Is it possible to pay with the Mir card through the phone? Yes, Mir card holders can also use the contactless payment system and connect the Mir card to NFC. Let’s see how to do it in this article.

How to pay with a world card via nfc on android and SberPay for World cards

  • What is the MIR payment system
  • Contactless payment by Mir card
  • How to link the Mir card to the phone and start paying for purchases
  • Applications for contactless payment by Mir card
  • What is the best way to pay with a Mir card via phone?
  • Reviews — how it is more convenient to pay with a Mir card from your phone

What is the MIR payment system

In 2016, the President of the Russian Federation decided to create a Russian payment system. According to the results of the competition, the system was given the name “Mir”. The decision to create this system was made in order to protect Russian residents from the fact that fraudsters can take over their data.

The Russian payment system offers several types of cards:

  • Debit: used to store funds and pay for purchases. It is possible to issue a virtual MIR card in some banks.
  • Credit MIR: provides an opportunity to use a credit limit for purchases, taking into account the grace period.
  • Social: intended for pensioners and students. The card is provided free of charge.
  • Co-badged: intended for payments abroad.

Issuing banks are responsible for issuing Mir cards. You can get this card from a financial institution.

Advantages of Mir cards:

  • Only Russia has access to Mir cards. This protects the system from the influence of other countries.
  • Each card has a chip, a magnetic stripe and a hologram. This ensures maximum security.
  • There are different rates for each client. For example, for social payments, operations are free of charge.
  • No additional fees are charged from the cards, since the money is within the state.
  • Various discounts, grace periods, cashback are provided for Mir card users.

Disadvantages of the World cards:

  • The card is not accepted in all stores in the country.
  • The card is not suitable for paying for purchases and services offered in foreign currency.
  • Foreign payment systems are better developed. International card holders can use additional discounts, choose bonus programs and much more.

Contactless payment by Mir card

Using the Mir payment system card, it is possible to make contactless payments using the card, as well as using its token, using mobile versions of contactless payment. In addition to applications released by smartphone companies, Mir has its own Mir pay application, which also allows contactless payments.

Is it possible to pay with the Mir card through the phone?

The Mir bank card was also successfully introduced to the market of contactless payment for purchases and services. Now, using the card of the considered payment system, it is possible to pay for the purchase with one touch of the phone on the payment terminal. Contactless payment is made using a special NFC module, a mobile application and supported bank data. To pay, you only need to bring your smartphone to the cash terminal, and the transaction will be automatically executed.

How to link the Mir card to the phone and start paying for purchases

Before linking the Mir card to the phone, you need to make sure that the contactless payment technology is available for this mobile device. Contactless payment is available for those phones that have an NFC chip. N FC is a technology for wireless data transmission. It works in a short range. Due to this technology, it is possible to exchange data between devices that are within 10 centimeters

NFC option is supported by Android Pay version 4.4. and above, Apple Pay. To check if your phone has NFC, do the following:

  • Go to the phone settings, select the “Connected devices” section.
  • If the function is built into the phone, then the name “NFC” or “NFC and payment” will be indicated in the menu.
  • To activate the option, check the “Enable” box. After that, the function will be active.

These apps are free. After installing the application, a card with identification data is backed up.

To pay with a card using a phone, you need to unlock the device and bring it to the payment terminal: the payment will be debited from the linked Mir bank card, which is selected as the main one.

How to connect the world map to NFC

Connecting the Mir card to NFC is carried out in the same ways that are used for Visa and Master Card cards. To connect, you need to follow the following instructions:

  • Open the downloaded application and click “Add a card”.
  • Enter card details: number, expiration date, CVV code. Data can be entered manually or by scanning a card.
  • An SMS with a verification code will be sent to a trusted mobile phone number.

After the verification is successful, the contactless payment function will become active. The system provides reinforcement of several cards. To do this, use the “Add another card” function. To pay for purchases, you must select one.

Important! Not all retail and service outlets operate using the NFC system. It is possible to pay using this system only in large stores, cafes, restaurants where Pos-terminals are used.

  • Mir Pay is a mobile service for making contactless payments, which was developed by the payment system. This system can only be used by holders of the Mir card.
  • Sber Pay is a payment system for online purchases and for paying with a smartphone, launched by Sberbank. It is installed only through Sberbank-online.
  • Apple Pay is a mobile payment system developed by Apple. The system is only suitable for mobile devices older than iPhone 6, including iPhone SE, as well as for Apple Watch.
  • Samsung Pay is a mobile payment system developed by Samsung Electronics. Using this system, it is possible to make purchases at any terminal that accepts bank cards with a magnetic stripe, a chip and PayPass/PayWave.
  • Google Pay – this system was developed by Google. Paying with Google Pay is convenient and secure. All data of plastic cards are securely protected. You can manage your account both on the service website and in the application itself.

Applications for contactless payment by Mir card

Further, the available applications that allow contactless payment with the Mir card are considered in detail.

Mir Pay is a special application developed by the Mir payment system that allows you to make contactless payments using your phone. This application can be used by owners of devices based on Android OS (version 6.0 and higher) with NFC technology. All transactions of this payment system are under reliable protection. Security is provided in accordance with all international standards. Plastic card details are never disclosed when making transactions.

All transactions with MirPay are confirmed instantly. Here, double debiting of funds, which often occurs when using plastic cards, is completely excluded.

The advantages of Mir Pay include:

  • variety of partner banks;
  • the card is easy to register;
  • no fees for using the service.

Among the shortcomings of the system are:

  • the system is not available to all MIR cardholders. For example, debit cards issued by Sberbank could not be connected to MirPay for a long time;
  • the application cannot be used to pay for purchases abroad.

How to install Mir Pay:

  • Open Google Play and enter Mir Pay in the search bar.
  • Click on the Mir Pay icon and go to the details.
  • Click “Install”, wait for the download and open the application.

How to pay with a world card via nfc on android and SberPay for World cards

Link to download Mir Pay via Google Play:

After installing the application, you need to start registering the card. This will require:

  • Enter the mobile application.
  • Select “Add card” function.
  • Scan the card or enter its details manually: number, expiration date, name and surname of the holder, Cvv code.
  • Read the rules of the bank and put a mark on familiarization.
  • A message with a password will be sent to the phone linked to the card. With it, you need to activate the card.
  • The payment service will be ready for use after the inscription appears on the main screen of the application “To pay, bring the phone to the terminal.”

To pay for purchases via Mir Pay, you need to unlock your smartphone and bring it to the terminal with its back panel. Sometimes you need to enter a PIN code.

Sber Pay is a payment system that allows you to use your smartphone to make contactless and online transactions. When making transactions, the card is not needed. Using the application in question is completely safe. It ensures the safety of payment data. Using SberPay for individuals is free. An Android smartphone is required for installation. Also, to use this system, you must be a client of Sberbank and have a Visa, MasterCard, Mir card.

The main advantages of using the SberPay system are:

  • Payment is instant. You just need to bring your smartphone to the terminal and confirm the debit.
  • The interface is simple and clear. Before the payment is made, the cardholder sees on the screen the debit card, the amount and currency of the payment.
  • It is possible to withdraw cash from an ATM without using a card.
  • Security of payment for purchases via the Internet.
  • When making payments through SberPay, the bank is exempt from commission costs.

Among the disadvantages of this system, there are limitations in its use: SberPay is available for owners of Android smartphones who have a SberBank card.

The SberPay payment system is part of the Sberbank Online mobile application. No additional programs need to be installed.

To connect the system you will need:

How to pay with a world card via nfc on android and SberPay for World cards

Link to install Sberbank-online application (SberPay):

To connect the card to the SberPay service, you need:

  • Select a card and click on the “Connect SberPay” function. Here you will see a message stating that you need to set up a screen lock on your mobile device. This is required in order to ensure the security of contactless payments.
  • Service setting. To work with SberPay, it is important to make sure that the NFC option is enabled on your smartphone.

Similarly, other cards are connected to the service. With the help of SberBank Online, it is possible to disable SberPay at any time or change the main card used to pay for purchases.

In practice, to complete a transaction, you need to bring the mobile device to the payment terminal, and then return it to its original position. Enter the unlock code or put your finger on the scanner. Check the amount and debit card. Bring the device to the terminal and wait for the message “Operation confirmed” to appear.

With Apple Pay, you can make purchases without using a bank card. The transaction requires only a mobile device. The presented application is available for iPhone, Apple Watch or iPad. The service is convenient to use. Card data is not available to attackers. They are not stored on the mobile device and are not sent to the provider.

Apple Pay Benefits:

  • Payment is possible without using a card.
  • All transactions are made using a mobile device.
  • All transactions can be combined into one report, even if they were made using different cards.
  • Simplified payments.
  • Ability to track all transactions.

Among the shortcomings, there are restrictions on connecting to the system. It is only available to iOS owners – iPhone users with the built-in Wallet app.

To add a card to Apple pay you need:

  • Open the Wallet app and click the Add button.
  • Select Debit or Credit Card. Enter card details.
  • Click Continue.
  • After checking the card, you will receive a notification that the card can be used in Apple pay.

How to pay with a world card via nfc on android and SberPay for World cards

Payment for the purchase occurs at the moment when the buyer touches the terminal with a mobile device. After a few seconds, the screen lights up. This indicates a proposal to carry out the operation. To confirm, you need to present your finger to the fingerprint scanner or use a password.

This service allows you to make a mobile device equivalent to one or more bank cards. Using the application, it is possible to pay for goods and services both in supermarkets, cafes or transport, and when making purchases via the Internet.

Advantages of this system:

  • Prompt execution of payments.
  • Reliable protection of funds on the card.
  • The ability to use both NFC and conventional terminals due to MST technology.
  • Opportunity to receive bonuses and discounts.

Among the shortcomings stands out: a limited number of phone models that support the service.

If the user is the owner of a Samsung phone, then the application in question should be installed by default. If not, then it can be installed from the Google Play app store. To do this, you need to go to Google Play, find the application through the search and install Samsung Pay.

How to pay with a world card via nfc on android and SberPay for World cards

Samsung Pay Download Link:

Important! A prerequisite for linking a card to the application in question is that the bank is on the list of Samsung payment service partners.

To add a Mir card to Samsung Pay, you need to:

  • Sign in to the Samsung Pay app.
  • In the main menu of the application, click on the map image and select “Add”.
  • Take a picture of the card or enter its data manually.
  • Click “Next”.
  • Accept the Samsung agreement and the bank agreement.
  • Enter your signature with your finger or stylus and click “Done”.
  • Add fingerprint or PIN. With their help, purchases will be confirmed.

The process of payment for goods or services is carried out as follows:

  • Before the transaction is executed, it is necessary to select from the list of cards from which the withdrawal will be made.
  • After the cashier enters the amount to be debited into the cash register, it is necessary to bring the mobile phone to the scanning device.
  • After synchronizing the gadget and the terminal, 30 seconds are given to confirm your actions with a fingerprint or PIN code.

If everything went well, the terminal will display a cash receipt.

When will it be possible to connect the Mir card to Google Pay?

According to the latest data, banks will be able to start connecting Mir payment system cards to Google Pay from October 26, 2021. For each credit institution, the terms will be set individually.

This information is available in the information bulletin sent by the payment system to credit institutions.

After implementation, it will be possible to make purchases without using cards using smartphones through Google Pay.

What is the best way to pay with a Mir card via phone?

Each application for contactless payment can only be installed on certain models of mobile devices:

  • Google Pay can be installed on all Android devices.
  • Samsung Pay is only available on Samsung smartphones running Android.
  • Apple Pay. Only available for Apple devices starting with iPhone.

Mir pay and Sber pay systems are available for both iPhone and Android.

Reviews — how it is more convenient to pay with a Mir card from your phone

According to reviews on how to pay with a Mir card from your phone more conveniently, we can conclude that the most convenient way can only be a built-in application for making payments – Apple Pay or Google Pay. The Mir Pay application is receiving complaints for frequent freezes and the impossibility of making payments. Sber Pay requires a Sberbank card.

How to pay with a world card via nfc on android and SberPay for World cards

How to pay with a world card via nfc on android and SberPay for World cards

How to pay with a world card via nfc on android and SberPay for World cards

Thus, the contactless payment system is also available for Mir payment system cards. It greatly simplifies the process of making purchases and reliably protects the funds on the card.

Share your opinion in the comments: which application to choose for contactless payment with a Mir card from your phone? Below you can see real reviews from visitors to our site.

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Today, contactless payments are very popular. Using special programs, you can quickly and easily pay for purchases using your smartphone, without having a bank card and cash with you. One of these services is the Mir Pay application. This is an application developed by the national payment system specifically for MIR cardholders.

How to pay with a world card via nfc on android and SberPay for World cards

Mir Pay is a service that supports the tokenization of cards of the MIR national payment system and is used for contactless payment from a phone via NFC. The program is compatible with mobile devices running Huawei and Android operating systems version 6.0 and higher. The service does not work with Visa and Mastercard payment instruments. Only MIR cards, including co-badged ones, can be added to Mir Pay. You can link bank and transport cards to the service without limiting their number.

Attention! MIR cardholders have the opportunity to use Mir Pay and Samsung Pay services on the same device.

MIR is a Russian payment system that was founded in 2014. The reason for this was the sanctions applied to Russia, as a result of which operations on cards of Russian banks were temporarily blocked. The first MIR cards were issued in 2015. To date, all state payments, including pensions, subsidies, allowances, as well as wages to public sector employees, are paid only for these payment instruments.

Advantages of the MIR system:

  • profitable bonus program with cashback in real money and discounts on purchases from partners;
  • maintenance of MIR cards throughout Russia, including Crimea;
  • preferential interest rates on loans;
  • availability of additional non-financial services;
  • transaction security.
  • impossibility to use MIR cards outside of Russia, except for some CIS countries and abroad (co-badged cards are an exception);
  • cases of software failures (all violations are eliminated as a matter of urgency).

Mir Pay mobile application

To use the MirPay service, you need to install the appropriate mobile application on your smartphone and add one or more cards of the national payment system of any banks.

Opportunities that are provided to Mir Pay application users:

  • contactless payment for goods in sales outlets where terminals with the corresponding function are installed;
  • receiving cashback for purchases from partners of the national payment system;
  • the opportunity to purchase goods from MIR partners at a discount;
  • access to information about payments made via phone.

How to install the World Pay app on Android

To install Mir Pay on an Android smartphone, use the Google Play app store.

MirPay download link:

Mir Pay for Huawei

How to pay with a world card via nfc on android and SberPay for World cards

To install MirPay on a phone with Huawei operating system, you should use the AppGallery app store.

Program download link:
https://appgallery.huawei.com

Is there a World Pay app for iPhone (iOS)?

To date, there is no possibility to install the Mir Pay application on an iPhone.

How to install and start using

Algorithm for installing and using the MirPay application:

  • Find MirPay.
  • Click the “Install” button and wait for the download process to complete.
  • Open the application.
  • Scan any card of the MIR payment system using the camera of a mobile device or enter its details manually.
  • Follow the instructions of the system, performing the necessary actions to activate the card.
  • To pay for the goods, unlock the smartphone and bring it to the terminal.

Participating banks that support Mir Pay

You can find out which banks support Mir Pay now on the official website of the payment system.

How to pay with a world card via nfc on android and SberPay for World cards

The list of banks supporting Mir Pay includes the following financial institutions:

How to use Mir Pay — on the example of the MIR card from Sberbank

One of the banks issuing MIR cards is Sberbank. The payment instruments of this financial institution can be used to pay for purchases free of charge using the Mir Pay application. Consider how to pay through World Pay from your phone.

We recommend that you study in which banks you can issue a MIR digital card without having to wait for a plastic card.

What you need to connect Mir Pay

To connect the MIR card to the MirPay service, you need to have:

  • NFC-enabled smartphone;
  • Google account;
  • MIR card of any bank;
  • Internet access for application settings.

How to connect Mir Pay and pay from your phone

The interface of the MirPay mobile application is simple and intuitive. Here you can see detailed instructions for adding maps.

To link a payment instrument to the service, you need:

  • Open the application.
  • Press the “Start” button.
  • Scan the card using the mobile device’s camera or enter the required data manually.
  • Read the terms of service and confirm your agreement with them.
  • Complete the card linking procedure by entering a set of characters from the SMS message.
  • Activate access to phone resources with a fingerprint or password. This measure is aimed at ensuring the safety and security of important data.

Attention! To use the MirPay service by default for all payments made using a smartphone, it is recommended to set this application as a priority in the settings section.

How to pay Mir Pay

To pay for a purchase via phone, you need:

  • Unlock smartphone.
  • Bring the device to the terminal or open the MirPay application and select the payment instrument with which you need to make a payment.
  • Check operation result. If the payment was successful, the corresponding information will appear on the phone screen.

Attention! If the transaction amount does not exceed 1,000 rubles, it is not necessary to unlock the smartphone screen. To make a payment, it is enough to turn it on.

Questions and Answers

Before using the MirPay service, it is recommended to read the answers to frequently asked questions.

Where is Mir Pay accepted?

Payment using the application of the national payment system is accepted in all retail outlets in Russia where terminals with the contactless payment function are installed.

Cost of using Mir Pay for MIR card users?

There is no charge for using the application.

Can I pay with Mir Pay without internet connection?

Internet access is not required to pay for purchases using the World Pay service. The mobile device interacts with the terminal using NFC technology.

Attention! A limited number of unique payment keys are reserved for all payments on the phone. Therefore, the Internet may be required to download them.

How to make a refund for a purchase paid through Mir Pay?

The conditions and procedure for returning goods to the store paid through a smartphone are the same as when paying with a regular plastic card. In some cases, the cashier may request information about the last four digits of the payment instrument. This data can be seen in the “Detailed information about the card” section. They correspond to the last four digits of the real bank card number.

How to remove a card from Mir Pay?

The function of deleting a card is available in the “Detailed information about the card” section.

Is it possible to see the payment history in Mir Pay?

In the “Detailed information about the card” section, you can find data on the last ten transactions made using the World Pay service. Access to the full payment history can be obtained in the mobile application of your bank or in your personal account on the website.

How else can you pay with Mir cards using your phone

You can use other similar services to pay for purchases with a card via phone:

  • Samsung Pay (only compatible with Samsung brand phones);
  • SberPay (available to holders of MIR cards from Sberbank);
  • Apple Pay (serves payment instruments of banks connected to the service, suitable only for iPhones).

The procedure for connecting cards to these systems is the same as when using MirPay.

From October 26, 2021, it is planned to connect MIR to Google Pay.

Does Mir Pay support MasterCard and VISA payment systems?

MirPay service supports only MIR cards. It does not work with instruments of foreign payment systems, including Visa and MasterCard.

Is the loyalty program and cashback valid when paying with Mir Pay?

All users of the MirPay service are participants in the promotions of the loyalty program “Hello, World!”. national payment system.

Can I link several MIR cards to Mir Pay?

There are no restrictions on the number of cards in the MirPay application.

How to choose another card for payment (not the default)?

To pay with a non-primary card, you need to:

  • Select the item “Detailed information about the card” of the required payment instrument.
  • Bring the smartphone to the terminal.

The system will transfer funds from the selected card for payment.

How to change the default map?

You can change the default card at any time when the user needs it. For this you need:

  • Select the desired payment instrument.
  • Activate the “Payment Card” function.

Can I link the same card to multiple devices?

When a card is removed from the application, all information associated with it, including the history of operations, is also deleted.

What should I do if the MIR card or the smartphone to which it is linked is lost?

If you lose the smartphone to which the card is linked, it is recommended to contact the bank with a request to block all tokens of the payment instrument in order to exclude fraudulent actions. In this case, the card itself can continue to be used further.

If the card is lost, you should contact the bank with a request to block both it and its tokens in order to eliminate the risk of theft of funds. In this case, further use of the payment instrument using the phone through the MirPay service is impossible. The card should be removed from the application.

Does Mir Pay work in Crimea?

The MirPay service operates throughout Russia, including Crimea.

Payment for metro via Mir Pay

The Mir Pay service periodically holds promotions for its users with the accrual of cashback for paying for metro fares. Under the terms of the program, 20 rubles are returned to the owner of the MIR card for each trip paid by phone. As of today, the offer has expired.

Mir Pay user reviews

Alexander, Volgograd: “In order not to carry bank cards with me, I use special services for contactless payment. For MIR cards, the Mir Pay application has been installed. The service is convenient and easy to use, cashback is credited without problems. I saw reviews on the Internet about frequent failures in the program, but I haven’t come across them myself yet.”

Veronika, Simferopol: “Mir Pay is a convenient contactless payment service that can be used today in Crimea. The only drawback is that sometimes the payment does not go through the first time. In this case, I bring the phone to the terminal again and hold it a little longer. This usually resolves the issue. The rest of the application is satisfied. Pleased with free service and cashback for purchases.

Sergey, Moscow: “I receive a pension on the MIR card. I recently installed the Mir Pay application on my phone. There were no problems with it. The procedure is simple and does not require much time. When adding a card, there were no questions either. The procedure is clearly described in the application. Now I use the service to pay for purchases in the supermarket and travel in public transport. Very comfortably”.

How to pay with a world card via nfc on android and SberPay for World cards

How to pay with a world card via nfc on android and SberPay for World cards

How to pay with a world card via nfc on android and SberPay for World cards

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