Background
For the second year now, the Yandex electronic payment service, with the unlimited support of Tinkoff Bank and the MasterCard international payment system, has been issuing the Yandex settlement credit card of the same name. money.
At first glance, this is the most ordinary bank credit card with a magnetic strip and a microchip, but in fact the Yandex card of the same name. Money is a kind of lever for managing electronic funds directly linked to a virtual account.
In simple words, the Yandex card. The money is not attached to a bank account, but to a virtual wallet. That is, payment, replenishment or withdrawal of funds from the web wallet is automatically made from the balance of the credit card.
Advantages of Yandex. Card
Firstly, a Yandex settlement card is a premium Gold account that opens access to the MasterCard system bonus and discount program. According to this, the Gold MasterCard owner has the opportunity to contact the support service anywhere in the world, get discounts and special offers for their business, get to private shows and exhibitions, etc.
Secondly, Yandex. Card is equipped with a modern, innovative contactless payment technology “pay pass”, which allows you to make purchases in any store in the city, absolutely instantly without commission, without entering a password or signature.
Thirdly, this is a unique free card, which is issued for the use of the client for up to 3 years. The only thing you need to pay for is its delivery (149 rubles).

And perhaps the last thing you should know when choosing this card service is that it is a prepaid account, which means that, according to the legislation of the Russian Federation, certain restrictions (limits) will be connected when making transactions with it. In particular, identified users will be able to afford to operate with amounts of up to 250,000 rubles per month.
Advantages of Yandex money cards
- Bonuses and discounts from MasterCard, plus a special program for residents “Priceless Cities”.
- There is a chip and a magnetic tape, as well as all types of protection.
- Delivery to any region and city of the country.
- Delivery and release of plastic is free.
- You can get an anonymous card even for a foreign citizen. True, it can only act in Russia.
- Cashless payments and purchases in stores without commission and interest. There is one caveat – if the store has the wrong MCC address, then they can withdraw 3%.
- It is possible to use and withdraw foreign currencies abroad: euros, dollars, yuan, etc.
- You can connect SMS notification.
- Free card replenishment via Svyaznoy, Sberbank or Euroset.
- You can quickly and fairly profitably withdraw funds from WebMoney. When transferring money from WebMoney to Poison, the commission is only 1%. When compared with other services that ask for it from 3 to 6%, then this is quite profitable.
- PayPass contactless payment technology costs 200 rubles for 3 years.
- Only one card can be issued per account. So additional plastic for family members cannot be issued.
- Sending money through an ATM occurs only through the MoneySend system. In this case, the delay can be several days.
- ATMs charge a commission for cash withdrawals – 3% of the cash withdrawal amount, but not less than 100 rubles at a time.
- You cannot withdraw money from a virtual card.
- When paying in foreign stores or converting to another currency, debiting occurs two days after the purchase. But the freezing of a certain amount of funds that you have spent occurs instantly.
How to withdraw money from Yandex. Card?
Obviously, a user of a payment system who has ordered a plastic analogue of his account is unlikely to plan to pay with it only in the global network (after all, this can be done without using it). The main purpose of issuing a credit card is to get cash.
Looking ahead, I’ll say that you won’t be able to withdraw money from an ATM without a PIN-code! Therefore, now I will tell you in detail how to get it.
In fact, everything is quite simple. After activating a bank card (previous stage), an SMS message from the Yandex payment service is sent to the attached phone. Money with an active (valid) password to your card. If the message did not arrive, write or call the support service (8 800 555-80-99 for Russia and 7 495 9743586 for customers in other countries).
Be sure to remember or write down the pin code, since it is generated only once for each card.
Questions left
Q: I can’t remember the code word, what should I do?

Answer: The code word can be found in the “Payment history” section for additional information about “Issuing a bank card”.
Question: Yandex. Money” is the same as virtual?
Answer: Absolutely. The only difference is that, unfortunately, you will not be able to pick up an electronic card.
Question: Is it possible to bind Yandex. Card to virtual wallet?
Answer: No, since the Yandex card and wallet are the same current account.
I hope the information was useful, share it on social networks. networks so that your friends also learn about the possibility of using a Yandex bank card. Don’t forget to subscribe to updates, see you on the blog pages!
Best regards! Abdullin Ruslan
NFC Expert