Pays personal account loan

Differences between Pay P.S. and other microcredit systems

Economy and reliability. Simple conditions and the provision of loans exclusively online have allowed us to reduce the amount of interest and commissions to a minimum. We use secure channels to conduct all transactions with clients’ personal information in real time. You can see for yourself the legality of our company’s activities by reading the Certificate of Entering Pay P.S. Information into the State Register of Microfinance Organizations.

Simplicity and efficiency. We offer our clients the issuance of loans online 7 days a week, 24 hours a day without collecting certificates and meetings with couriers. The money is transferred by us to the client’s card immediately after the application is made. Also, using our service, you can directly pay for purchases on partner sites with borrowed funds.

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Honesty and openness. When applying for a loan with us, you will not encounter any hidden fees, confusing loan plans, incomprehensible financial slang and fine print conditions. We provide each user with the opportunity to independently choose and control the term, amount and date of repayment of the loan.

Friendliness and courtesy. Our service will pleasantly surprise you with the convenience and clear interface, the delicate use of reminders and mailings, as well as the respectful and easy language of communication.

For any questions about how to get a loan, you can consult our specialists by phone.

Take out a loan from Pipes

Pay PS личный кабинет

Getting a loan is as follows:

  1. Register in your personal account (or log in to it)
  2. Leave an application for a loan, choosing the desired amount of money and the repayment period
  3. You receive a decision on issuance by e-mail (you can also see the result in your personal account)
  4. Receive money in a way convenient for you

In order to receive a loan, you must meet the following requirements:

  • Age of the borrower from 18 years old
  • Possession of a passport of a citizen of the Russian Federation with a permanent residence permit in the country
  • Mobile phone
  • Source of permanent income

If the above requirements are met, then you can get a loan on the following conditions:

  • Loan amount: from 3,500 rubles to 11,000 rubles.
  • Return period: from 6 to 25 days.
  • Interest rate: 1.9% per day.

You can receive money in any way convenient for you:

  1. To a Visa, MasterCard or Maestro bank card (debit or credit)
  2. Cash via the “Contact” transfer system (money can be received within 2 hours after sending at the nearest office of the company)
  3. To Yandex. Money
  4. Money transfer to your account opened in a Russian bank

Depending on the chosen method of receiving funds, the transfer time may take different times: transfers to a card and to an electronic wallet are carried out instantly, with a bank transfer, money is credited to the account within 1 to 3 business days (depending on your bank) .

The contract for the provision of microcredit signed by you obliges the client to repay the loan within the period established by the agreement. Loan repayment can be done in the following ways:

  1. With a bank card in your account (We recommend! Instant repayment). Commission – 3%.
  2. Payment via Qiwi wallet (commission – 2% 40 rubles).
  3. Via “Contact” money transfer system (no commission charged)
  4. In Euroset, MTS or Beeline communication stores (commission – 1%)
  5. By bank transfer to a current account (For example, via Sberbank Online. The transfer fee is charged according to the tariffs of your bank)

If you have the necessary amount to repay the term before the end date of the contract, you can repay the loan ahead of schedule. To do this, replenish the balance by the amount calculated for the current date. You can find out the amount in your personal account or call the customer support service. This method allows you not only save your savings, but also improves your credit history.

If you do not have time to pay the loan amount on time, then use the loan extension function, this function allows you to avoid delay and maintain your reputation in the eyes of credit organizations. To activate the service, you must pay interest for the past period of using the money.

If you find yourself in a difficult life situation and you do not have enough money even to extend the loan, then immediately inform us about this by phone 8 (800) 555-24-35.

Pipes Hotline

If you have any questions about the service at Payps (Pay PS), you can always contact the hotline at:

  • 8 (800) 555-24-35 – calls in Russia are free of charge from all mobile and landline phones
  • 8 (499) 703-38-52 – calls are charged according to the tariffs of your mobile operator

Customer Support is available Monday through Friday from 8:00 am to 7:00 pm (Moscow time).

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If your question is not urgent, then you can use other ways to get feedback from the organization:

  • send an email request to [email protected]
  • order a callback on the official website
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