Android pay for xiaomi mi5

How to set up the payment system application

Anyone who uses Android Pay support when making financial transactions should take care of their own security:

• Be sure to verify your identity. For example, set a PIN code, use a pattern or a fingerprint;
• Carry a regular card with you. In Russia, due to the recent appearance of this service, not all terminals are yet configured to use NFC.

The second point is the most controversial, but it is temporary. We hope that after a couple of months, the situation in Russia will still improve, and the program can be used in full force.

Please note that the work of payments also depends on how correctly you installed the program.

Mi Pay is a convenient and universal payment service that allows you to make a contactless purchase. It has a huge demand and interest in China, in Russia they learned about it relatively recently. The principle of operation is similar to making a payment with a bank card, but with a greater degree of protection. The mobile device imitates the data of a credit card attached to the service, as a result, the payment terminal sees the smartphone as a card.

Now almost any store or supermarket uses a modern payment terminal that supports this technology. Consider the benefits:

1. Now you only need to carry a mobile device with you, which can easily replace all cash and bank cards.
2. High time savings. The transaction process is several times faster, and you do not have to wait for the seller to collect and give change from the purchase.
3. The subscriber can add several different banks to the system at the same time and select the required account directly during the payment procedure.
4. Increased security level. The owner of a smartphone does not need to worry about the safety of funds. Each purchase must be confirmed by entering a password or scanning a fingerprint.

Which Xiaomi phone supports Mi Pay

Before thinking about whether to install a program for financial transactions on your smartphone or not, you need to make sure that this will be at least of some use. The fact is that due to the peculiarities of the hardware, not all smartphones can adequately work with the program. And the point is not at all in the software part of the smartphone, but in the hardware features.

In other words, the installed program is not a guarantee that Mi Pay will work. In order for the program to work, you must use devices that support the NFC module. If this module is not in the design of the smartphone, then the program will remain a beautiful icon on the desktop that does not bring any benefit.

Let’s look at the list of gadgets where NFC equipment works and which can be an excellent platform for the program:

• Mi2A;
• Mi3 and Mi5;
• Mi5S and Mi5S Plus;
• Mi6;
• Mi Note 2;
• Mi Mix.

Simply put, the NFC module is on the flagship part of the Xiaomi Mi line. The new frameless smartphone Mi Mix has exactly the same parameters. Since there may be problems with the NFC module signal if the smartphone is in a metal case, then Mi5, Mi Note 2, Mi6 and Mi Mix are made of specially processed ceramics and glass.

And if there is no signal, then perhaps the matter is in the settings. In this case, you need to go to the menu and find Settings → Wireless networks → More → NFC (check the box if it is not there) → Location of the security element → HCE Wallet. As a rule, after that everything should work.

What to do if the bootloader is unlocked

Many users tend to get superuser rights, as this opens up additional features and gives a chance to customize the phone as they wish. But in the case of Google Pay, root rights will play a trick on you in the form of a lack of access to install the application.

However, this situation can still be corrected.

Instruction:

• Download and install MiFlash on PC;
• Go to the following address bar: “C:Program Files (x86)XiaomiMiPhoneGoogle”;
• Copy the “Android” folder to C drive and rename it – “abd”;

• Next, you need to go to the Main Menu, Fastboot mode: hold down the power and volume down keys at the same time, after the vibration signal, release the power button, but keep holding the volume down until the Xiaomi logo appears;
• On a PC, holding down the “Shift” button, you need to right-click, and then select “Open command window”;
• In the line enter the following commands: “fastboot devices”, “fastboot oem lock” and “fastboot oem device-info”;
• If you see “false”, the bootloader is locked;
• Turn on the device;

Done.

The Magisk Manager application can also help solve the problem with root rights.

Does Android Pay work on Xiaomi

Unfortunately, this contactless payment technology does not work on all models of the Chinese manufacturer. First of all, you must comply with the following conditions and focus on them when choosing a mobile device:

1. An important aspect is the presence of a special NFC module in the design of the smartphone. It is a chip in which the owner’s payment information is stored in an independent memory. With its help, the phone generates a signal and transmits it to the receiving terminal. If there is no such module in the device, then you will not be able to make a purchase in the MI Pay system.
2. Currently, this technology is supported by such models as: MI 2A,3, 5, 5S, 5S Plus, 6, Note #2, Mix, Mix #2. The list shows that the payment system works only on smartphones from the MI line. This means that the popular budget line of equipment marked Redmi Plus does not have an NFC microchip.
3. Another requirement is the installation of up-to-date and licensed software from the manufacturer on the equipment.

Plastic cards have long since replaced cash. But progress didn’t stop there. Now more and more popular payment method is payment through special applications installed on smartphones. Since phones already allow such operations to be carried out as detailed as possible, many brands release their own programs.

Since payment systems have not yet become one hundred percent in circulation, many people have a question whether Google Pay works on Xiaomi, and on which models it happens.

First, let’s figure out what characteristics a phone must have in order to be able to support this application.

A smartphone must be equipped with an NFC sensor.

The NFC module is the most important feature that provides contactless communication and, unfortunately, is not found in all Xiaomi phones.

Models with NFC chip:

• Xiaomi Mi 5 series (including Mi 5s);
• Xiaomi Mi 6 series;
• Xiaomi Mi 8 series;
• Xiaomi Mi Note 2, Mi Note 3 phones;
• Xiaomi Mi Max series;
• Xiaomi Mi Mix series.

You can check its availability in the technical specifications before buying, in the store with a consultant or through the “Settings” on an existing device.

Instruction:

• Go to “Settings”;
• At the very beginning of the page (“Wireless networks”), enter the tab “Additional/More/More”;
• There you should see the item “NFC”, if it is not activated, click on the slider to enable it;

• To work with the application, you will also need to configure one function, to do this, click on the “Security element location” field on the same page;
• Instead of “Integrated Security”, select “Use HCE Wallet”;

Done.

In addition to this sensor, the phone must match a few more characteristics.

These include:

1. Android OS version above 4.4. If the version is lower, the program will not install, will not work properly, or you will not be able to link cards.
2. Lack of root rights (developer/superuser rights).
3. Finding the user where the given program has access. Otherwise, you simply will not find the application in the Play Market.
4. Having a google account.
5. Locked bootloader.

If one item does not match, it may be the reason why Android Pay is not working on your device.

It happens that you have downloaded, installed the application, turned on all the functions and all the necessary characteristics are present in your smartphone, but still Android Pay does not work. What to do then?

Let’s look at a few more points that you may not have known about.

Possible reasons why android pay does not work on xiaomi:

• Old firmware – you just need to update your phone to the latest version of MIUI.
• If the battery charge is below 5%, the application simply won’t turn on;
• As a last resort, check the validity of the card and its balance;
• You may have forgotten to set autoplay.

To activate autoplay:

1. Go to “Settings”;
2. In the “Security” section, select “Permissions”, then “Other Permissions”;
3. After selecting Android Pay, check all items;
4. Return to “Security”;
5. Activate the “Autoplay” field next to Google Pay;
6. Go to “Battery and performance”, then “Battery consumption by applications”;
7. In the corresponding application, put “No restrictions” and “Allow”;

Done.

How to use Mi Pay

Since this application is relatively new to the Russian market, people are not yet sure that it can be used without risk to themselves. But don’t worry – it’s really safe, convenient and fast. In addition, not everyone knows where you can pay using the application. The answer to this question is simple – where there are terminals that support contactless payments. In Russia, there are such in all large supermarkets and shopping centers.

Payment is made as follows:

• Unlock your smartphone;
• Bring it to the terminal for a couple of seconds;
• A payment message and a picture with a card should appear on the screen;
• Sometimes you need to sign a check or enter a code, but it depends on whether you specified this operation in the settings.

In terms of security, it is better not to save money, because the phone can be stolen or you will lose it, and access to money will be open. Therefore, it is advisable to play it safe so that later you don’t grab your head not only because of the loss of your smartphone, but also the money, access to which is open there.