NFC Expert What you need to set up Apple Pay on Apple Watch
Before you figure out how to pay for something with an apple watch, you will have to familiarize yourself with a few nuances that are associated with the correct functionality of a smart mechanism.
It will be interesting to know: How to connect a smart watch to a phone: ways for 2 smartphone operating systems
Not so many recommendations:
- contactless payment system is supported by all Apple watch models;
- to start using, you must first set up your iPhone, so you can’t do without a smartphone;
- a card of any bank in the country is required. It must support the option of contactless payments. And the financial institution that issued it, to cooperate with the electronic wallet.
With Apple Watch, you can make purchases even if the iPhone is not with you now
Having figured out how to pay for Apple Watch for any purchase, you should figure out how to return the goods. It is important that you can get a refund only on smart watches. This cannot be done on a smartphone – even when using the same bank card, devices have different accounts.
Everything is just as simple – insert the card from which finances were debited into the terminal, and attach a smart watch there.
Calculating Apple Watch is very easy. Setup is done quickly, and the number of outlets where you can apply this technology is growing daily.
03/13/18 at 12:17
While at the checkout of the store, you ask to pay with a card. The cashier activates the terminal, at this moment you press 2 times on the side button located below the Apple Watch wheel. Your plastic card will be displayed on the screen. Bring your wrist to the terminal to make a payment. You should almost touch the watch screen and the terminal. As soon as the payment goes through, you will feel the Apple Watch vibrate and beep. Information about successful payment will appear on the watch screen.
If you have multiple cards, you can select the one you want by double-clicking the side button.
The best part about paying with Apple Watch is that you don’t even need an iPhone to make a payment. You can go for a walk, leave your iPhone at home, and when you need to pay for purchases by the clock.
If you want to return a purchase made with Apple Pay on iPhone, read our detailed instructions. The refund scheme for a purchase made with an Apple Watch is similar. The seller asks you to insert the card with which the purchase was made. You must touch your Apple Watch to the return terminal.
Just keep in mind that when buying with an Apple Watch, a refund can ONLY be made on this same Apple Watch, and not on your iPhone. Even though your Apple Watch is linked to the same plastic card as your iPhone, the two devices have different device account numbers. Therefore, having paid for the purchase using the Apple Watch, a refund is also made through them.
How Apple Pay works on Apple Watch
So, Apple Pay is essentially a payment system with which you can pay for any goods and services thanks to Apple devices.
This is an extremely convenient feature that allows you not to reach for your phone or wallet every time you want to pay for some small purchase. It is enough just to have a smart watch, phone, or even a MacBook with you.
This system works thanks to the so-called smart watch NFC, a protocol that requires special terminals. Therefore, you should not count on the fact that with the help of this application it will be possible to make purchases absolutely everywhere – in small or “distant” stores this feature is unlikely to work.
The technique in smartwatches is different from that used in the manufacturer’s phones. Many people ask how to pay for an apple watch if they do not have a face or fingerprint scanner to pay? You can use the built-in buttons and enter a password if it is required when paying for the goods.
The device will signal with a slight pulsation that the payment was successful. To pay for purchases in any store, the user does not need to have an iPhone with him. After synchronization, both devices in action do not depend on each other.
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How to connect and set up Apple Pay on Apple Watch: a guide in a few steps
So, as mentioned above, in order to set up Apple pay on your Apple watch, you will need one of the “more complex” devices from Apple.
How to pay for any goods with apple watch? You need to do settings in Apple Watch. Actions are as follows:
- Establishing protection on “smart” gadgets. Go to the settings menu, find the line that says “Code”. Come up with a number combination of four characters.
- Pair two gadgets using iPhone.
- Launching the Watch application.
- Login to Wallet and Apple Pay.
- Launching the menu where payment documents are displayed. How to pay for their goods / services through apple watch? Select the “Add” line next to the data.
- Confirmation in the opened selection box by entering the security code. Go “Next”.
- Reading the terms of use and agreeing to them.
- Waiting while adding a payment instrument and setting up.
- If correct data is entered, confirmation will be required. Usually via SMS. You must click “Next” to receive the message.
- Entering the combination received in SMS in the opened field. Click “Next”.
- If the password is correct, messages will be sent to the smartphone and Apple Watch confirming the linking of the bank card to the watch.
The setup procedure is over. Next, on the iPhone, you need to enter the Wallet to register new means of payment and go through the whole process in the same sequence.
How to pay for goods using apple watch – later in the material.
How do I use Apple Pay on Apple Watch?
For direct payment, bring your Apple watch to the terminal, then double-click on the side button, and hold the phone until it vibrates.
This vibration is a notification of a successfully completed transaction.
If the system asks for a password, just enter the passcode that you chose in the “my watch” program on your Iphone (or other device through which you set up your Apple Watch). This can happen depending on the store, or the amount of the transaction, however, for example, when paying for the subway, entering a password may not be required.
Almost all those who use watches manufactured by an American corporation (example – Series 4 44mm) answer the question of how to pay with Apple Watch – quickly and without problems. No need for wallet, card or cash. You don’t have to take your iPhone with you. Nothing needs to be retrieved. He brought his hand with the watch to the terminal – and that’s it. How the calculation is done – later in the article.
How do I pay for apple watch? Everything is simple and clear:
- Double-click on the button on the side and bring the device closer to the terminal.
- Hold the smart watch a few centimeters away from the terminal. The display will show the default map. If there are several cards, select the required one by pressing the same button twice. Each card must be added to the payment system and linked to the watch.
- As soon as the payment is made, an audible notification will sound, and the hand will feel a pulsation. The display will show the details of the transaction.
We recommend reading at your leisure: How the popular Apple smartwatch has evolved: from Watch Original to Series 4
What do I need to install Apple Pay on Apple Watch?
If you have an Apple watch and an Iphone, you may be surprised how autonomously the watch can behave.
Despite their seeming “pairability”, these are still two different gadgets, which means that you will only be able to pay for your purchases with your smartwatch, no phone. But to install and configure an apple pow, you still need another, “more complex” gadget from Apple.
Of course, in addition to it, you will also need an Apple Pay-enabled payment card and an Apple ID.
Is this payment method secure?
In most cases, yes. However, it is safer on the Iphone. There, in order to pay for anything with a card, you will have to verify your identity using FaceID, or TouchID. That is, even if your phone with the activated apple pay function gets to an attacker, he will not be able to make any payment to them due to the fact that he simply does not have your face or fingerprints.
The situation is different with Apple Watch. There are no sophisticated ways to confirm your identity at all – just double-click on the button and spend hours on the terminal by entering a special passcode – password, which you will need to do every time you want to pay for a purchase.
The threat of a stranger wasting your money only arises if he knows this password, or he managed to crack it (which takes an unimaginably long time).
In addition, if you lose or have your smartwatch stolen, you can easily block access to it and delete all credit card data using Iphone, MacOS, or a simple PC. To do this, you just need to set the status “stolen” on the stolen device using the Icloud service.
If we consider the issue of security from the side of tracking bank card data, then everything is also quite good here: Apple does not save your credit card number in any way, as well as the history of all your purchases.
Only the bank that provides services to you has the right to track all this. Hacking this system is also too difficult and impractical, because a special, completely random code is generated for each transaction.