Contactless Payment by Tinkoff Card in the Store

Why doesn’t contactless card payment work

Even though this is a new card, it is already in high demand. Arguments in favor of plastic design:

  • Maximum efficiency;
  • If the amount is less than 1000 rubles, do not enter a password;
  • No service fee/issuance of the card;
  • Readers are common in most countries of the world;
  • Can be used in terminals.

Financial sector specialists plan to turn on contactless devices in every store. At the moment, there is little innovative equipment in Russia, but there are positive trends in this direction.

The owner of a modern bank card may face a refusal when paying with a card in a store. In this case, you should understand in more detail why contactless card payment does not work:

  • New card. If you just received the card and have never used it, when you try to pay for purchases by touching the card, the terminal will show: “The card is not serviced.” For further successful use of the card, the first payment should be made by inserting the card into the terminal and entering the PIN code.
  • Wrong version of Android. There must be an option above 4.4. You need to check which version of the application is installed on the device. If the reason is inappropriate Android, you will have to purchase another smartphone that supports the desired system.
  • Technical failure. When paying by card via phone, there may be problems with the program. For example, there is a case when the corresponding key simply disappeared. You should reinstall the application or restart your smartphone.
  • Outdated terminal. The device that accepts the payment does not read the data. Most likely, the terminal is old-style and simply cannot perform such operations. We need to find a more modern version.
  • No funds to pay. The reason is the lack of balance. You need to top up your account.
  • Money disappears, payment cannot be made. You need to immediately contact the bank support service, block the card. We are talking about fraudulent activities, to which it is necessary to respond as quickly as possible.

If the Tinkoff card is not serviced, you cannot solve the problem on your own, you can always resort to the help of specialists. The company is known for its highly qualified support service, prompt response.

Despite the fact that sometimes there are difficulties with contactless technology, you still need to issue such a card, since there are an order of magnitude more advantages.

Despite all the positive aspects of the new service, a number of clients face difficulties. In particular, this is due to the fact that contactless payment by phone does not work. In most cases, the root of the problem that the connection was lost is an inappropriate version of Android (below 4.4), a disabled mobile bank, a lack of funds in the account, and other similar nuances.

If contactless payment does not work on your Android, check if all the technical conditions are met on your part for the smooth operation of the service, and also if fraudsters have gained access to your card.

Often, the key to the problem is a payment terminal that does not read information the first time, this is especially common with outdated devices designed only for card payments. Also, do not forget about possible technical problems within the system. In any case, if the connection is lost and contactless payment by Tinkoff phone does not work, you should contact the customer support center at: 8 800 555-25-50 or contact the managers via the Internet.

Relatively recently, gadget owners have a unique opportunity to pay for all kinds of purchases with their help. This unique service became available due to the launch of Apple Pay mobile payment system in 2014 by Apple Corporation. Soon, many retail chains and large banks supported and connected to the system.

Tinkoff launched Apple Pay on November 1 last year. Among the main advantageous features are:

  • Simplicity, speed and comfort of payments in outlets where payment terminals are installed and in online stores;
  • Clients are provided with complete confidentiality of transactions;
  • No need to pay commissions.

More than 30% of Tinkoff Bank customers have already become Apple Pay users.

When connected to Apple Pay, all the existing benefits of cards, both credit and debit – bonuses, discounts, interest accruals and other loyalty programs are preserved. To connect to the system, you must have a mobile device of the iPhone 6, 6s, SE, iPhone 7, Apple Watch categories, as well as a Tinkoff Bank MasterCard system card.

The connection algorithm is quite simple and consists of several stages. So, consider connecting Apple pay to Tinkoff:

  • Initially, you should check whether the device supports the mobile payment system;
  • Next, you should update the Tinkoff application;
  • After the update, a dialog box will open with the news about the introduction of Apple Pay, in which it will also be proposed to connect cards;
  • You can also connect through the menu functions. For this, a card is selected, the ellipsis next to it is clicked, and the Apple Pay system is selected in the list of services;
  • Next, you need to go through the procedures for checking connected cards, confirming user agreements, after the “card added” message appears on the gadget’s screen, you must click on the “ready” button.

After this procedure, you can already use the gadget when paying for services and goods in stores.

Tinkoff contactless payment on Android phone

This feature is similar to contactless card payment, but only available if you have a relatively new smartphone with NFC installed. The connection itself does not require special skills and will take only a few minutes.

Contactless Payment by Tinkoff Card in the Store

Read more about how to pay by phone here.

This feature is not available to all bank customers. It does not work if the smartphone does not meet the required technical specifications or the card is incorrectly linked to the mobile application.

Conclusion

Tinkoff contactless payment is a new step in the development of the banking system not only in Russia. Abroad, many banks can boast of such functionality, however, in the Russian Federation this is truly something new, taking Tinkoff Bank to a new level. Customers who can afford to enable this functionality should at least temporarily opt out of card payments and take advantage of the best banking feature in the field of cashless payments – contactless phone payments.

Payment process

You can use the gadget when paying at those outlets where terminals with the contactless payment function are installed. You need to bring a mobile device to the terminal, on the display of which an indication should appear about the need to put your finger on the “home” button. Next, you just need to put your finger on, confirming the operation. If at this moment the gadget was accidentally removed from the terminal, you need to attach it again.

If the phone is in a locked or “sleep” mode, press the “home” button twice and quickly, select the card and put your finger on the button again, then bring it to the terminal for payment.

Add 5 comments

And who can say how it is more convenient than an offline piece of plastic? Need to carry one less card? With the risk of being without money if something happens to the phone?

I deeply understand the transfer of loyalty cards to mobile applications (and even more correctly, linking to a mobile number and using the card through a code in SMS) I understand the payment card aggregator in the NFC mobile application (PayPal аууууу).

Contactless Payment by Tinkoff Card in the Store

But one to one what’s the point? At least protection from skimmers.

https://www.youtube.com/watch?v=X88MlHAEvsM

{amp}gt; At the very least, protection from skimmers.

The technology is called “skimming”, and “Screamers” is an American horror movie of the year 95. And it has nothing to do with HCE skimming.

In Israel (in a fairly progressive country where the Internet is available almost everywhere and for free), plastic cards are still “rolled” through a magnetic strip and the use of a chip is not common at all. So it seems to me that these tricks about security are common only in countries of the 3rd world (where Russia also de facto belongs).

{amp}gt;{amp}gt;Can anyone tell me how it is more convenient than an offline piece of plastic?

Contactless Payment by Tinkoff Card in the Store

Apparently the fact that the card cannot be “rolled” without the mandatory entry of a PIN code. Although this will not work in the same Israel.

  • is it possible to pay for Tinkoff via phone
How a Tinkoff credit card works You can repay your debt in several ways, including Qiwi terminals, Euroset, Eleksnet, and so on. Some users are satisfied and use Tinkoff services and cards with pleasure, others have encountered problems and began to speak negatively about the bank. Let’s see how the Tinkoff credit card works? How is interest calculated on a Tinkoff credit card?
Contactless payment from Tinkoff: how to connect and use To activate and configure the service, in order to be able to pay for purchases without a card in the future, you need to perform several sequential steps, namely: To do this, just connect the contactless payment function via NFC and make a payment, by touching the phone to the payment terminal.
  • launch the mobile banking application on the phone screen;
  • select the contactless payment button;
  • enter the verification code;
  • check the entered amount on the payment terminal;
  • bring the phone to the terminal.
Everything about contactless payment with a Tinkoff cardYour mobile device is equipped with a transmitter, then let’s move on to setting up payments.
With the help of a credit card. Almost all organization cards are issued with a special RF {amp}gt; Via a mobile device. It is not necessary to take a credit card with you to the store, it can easily be replaced by a smartphone, thanks to NFC technology. In modern phone models, a special module is equipped in the design, which imitates a bank card signal and transmits it over a short distance to a receiving device – a payment terminal.
  1. The mobile device is equipped with an NFC module.
  2. The smartphone must be running Android version 4.4 with NFC. Try to update the software on time to avoid incorrect work.
  3. On some models, the LSF technology needs to be turned on manually. To do this, go to the main settings section of your mobile phone, and then to the wireless networks tab. Here, find the transmitter point and agree to the exchange of information over a secure channel.
How to use contactless payment with a Tinkoff card or through an application To install applications, use only licensed programs. The “gray” extension can be used by scammers to gain access to other people’s finances. The innovative payment method not only looks spectacular, but has a lot of positive aspects:

Tinkoff Bank’s contactless payment does not exclude the use, including the usual plastic, to pay for purchases.

How to enable contactless payment with a Tinkoff Bank card in a mobile applicationClick on the icon of the mobile application from the bank. Right in the mobile bank login window, tap on the “Contactless payment” icon. Enter the access code to activate the payment option from the phone. Check the amount of the check on the display of the contactless payment terminal. Attach the phone to the POS-terminal to pay the payment. The procedure for disabling the service is simple and has two ways, but first the user must decide for himself whether to disconnect from the convenient service temporarily or permanently. In the latter case, you need to move the application icon to the trash.

It is used as a means of payment. First of all, it is convenient, practical, saves time, and besides, in the current age of the “evolution of progress”, almost no human action occurs without using a smartphone.

On whose towers Tinkoff Mobile worksThe essence of the proposal is that by keeping money on the Tinkoff phone account, the subscriber will be able to receive income (interest), which can later be spent, for example, on covering communication services. The offer is tempting, but in order to get at least 500 rubles, you need to put about 100,000 rubles on your phone account. Whether it’s worth it or not, everyone decides for himself, but most are inclined to believe that the conditions are rather dubious. Tinkoff Mobile works through a well-known operator – tele2. It is the Tele2 infrastructure, their equipment and bases that ensure the functioning of Tinkoff Mobile. In the same cities where tele2 does not sell its services, Tinkoff Mobile successfully operates networks from other communication providers. To provide subscribers with a network outside the Russian Federation, the company has signed contracts with foreign colleagues and distributes communications at the expense of their bases. So, however, do all the well-known communication providers.

https://www.youtube.com/watch?v=YzJ-LXRoVuE

But with the Internet, everything is somewhat more complicated. If the subscriber’s SIM card functions through the base of such a player in the Tinkoff telecommunications services market, then you will have to pay for the Internet abroad at different rates, depending on the location of the client. And the “run-up” in the tariff scale is quite large.

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