NFC Expert Application not installing
On May 23, when Android Pay officially launched in Russia, some users found that the application was not available or did not work on their devices. The official Google support site lists smartphones that do not support Android Pay. Among them are Elephone P9000, Evo 4G LTE, Nexus 7 (2012), Samsung Galaxy Note III, Samsung Galaxy S3 and Samsung Galaxy Light.
In addition to the models announced on the Google website, users of other devices from different brands encountered a problem when installing the Android Pay application. In particular, problems are observed on smartphones Meizu, Xiaomi, OnePlus and others.
Solution: for many popular devices, w3bsit3-dns.com forum users have already compiled detailed instructions for launching Android Pay. Perhaps a solution to the problem has already been found for your smartphone. How to find out:
- go to the topic about Android Pay and find your gadget through the search;
- go to the topic thread about your device, open the topic of your device and see the latest messages, as well as the topic header (don’t forget about the search function);
- go to the topic of flashing your smartphone and see the solution on the last pages or header.
Tip: even if your smartphone is on the list of unsupported devices, it makes sense to try installing Android Pay on it. For example, we personally tested the operation of Android Pay on the Galaxy S8 with the “incompatible” MyKnox function – everything worked, but before that, you need to set Android Pay as the main payment system in the device settings. In the case of other devices, go to the profile topic – it is possible that there is already a solution there.
How to download?
While Android Pay can be used by cardholders of these banks:
- Ak Bars
- Alfa-Bank
- Binbank
- VTB24
- MTS Bank
- Otkritie Bank
- Promsvyazbank
- Raiffeisenbank
- Rocketbank
- Russian Standard Bank
- Russian Agricultural Bank
- Sberbank
- Tinkoff Bank
- “Point”
- Yandex. Money
The list of banks will be expanded soon. If your bank is not, then follow the news.
The application can be downloaded to a smartphone that supports Android 4.4 and above, as well as watches with Android Wear 2.0. This means that if your phone was released in 2013 or later, then it will support the program. It is important that the phone has an NFC chip – thanks to it, a contactless payment is made.
According to Google representatives, if the device allows, then Android Pay, Samsung Pay and Apple Pay can be used on it at the same time.
If you have a root or an unlocked bootloader
Solution: To fix this problem, read our special news.
Instructions for rooted smartphones
A large number of Xiaomi smartphone owners have an unlocked bootloader, developer firmware and Xposed modules. For such devices, there is a separate instruction for launching Android Pay
How to make Android Pay work on Xiaomi
How to pay?
It is necessary that the NFC option is activated on the smartphone (sometimes it is disabled due to rare use). If there are several cards in the wallet, then you can choose the one with which it is more profitable to make a purchase. If there is one card by default, then you do not need to enter the program, but simply bring your smartphone to the terminal, as you do with conventional cards that support contactless payment.
Payments with Android Pay can be made in most payment terminals, but not in all. All terminals, according to Google representatives, will switch to contactless within the next 2-3 years.
To use Android Pay, it is important to connect the data option on your smartphone. At the same time, payments are possible if the phone is not connected to the Internet for several hours. The duration of the gap between connections depends on the bank, Google explained.
Problem with zip code
In a number of Google services, there has long been a problem with specifying a postal code, which is inherent in Russia. Android Pay is no exception. The essence of the problem lies in the fact that when registering, the user is required to indicate, in addition to the city of residence, the area where he is located and the postal code. It is at this stage that some users experience a hitch.
Google knows all the postal codes of Russia, but it sets priority not for the city, but for the region. For example, for the city of Moscow, if you try to enter the correct postal code, an error will occur. The fact is that Google does not accept federal cities and believes that the index should be from the list for the Moscow region.
Solution: residents of cities of federal significance can indicate the name of their city in the “City” and “Region” sections, and their real postal code in the “Zip Code” section. For example, for residents of Moscow, you get “Moscow”, “Moscow” and “140500”.
There is another way to solve the index problem. As a city, you indicate Moscow or St. Petersburg, and the region – Moscow or Leningrad, respectively. Then indicate the postal code of any regional city. For Moscow it can be 140500, and for St. Petersburg – 187111.
Is it safe?
Google says yes. AndroidPay is based on tokenization technology. Its essence is to encrypt data about a bank card and its owner. Instead of all the information, one number appears. Even if the scammer intercepts him, he will not be able to do anything.
If the smartphone is lost, then the wallet can be blocked using the “Find my phone” option. You can also call the bank and block the card.
Losing a bank card is more dangerous than losing a smartphone with Android Pay.
Problems with payment
The payment terminal does not accept the card linked to the smartphone. Payment from a smartphone and the use of discount or bonus cards is possible only in those places where the terminal has a contactless payment sign or the Android Pay logo.
In practice, users encountered a number of problems:
- contactless terminals are not yet available in all stores;
- contactless payment in the terminal can be disabled;
- banal failures due to the not yet debugged operation of the system.
Solution: Since Android Pay supports a huge number of banks and services, it is not surprising that such a large and complex system does not work perfectly at the very beginning. Therefore, at least for the first time, we recommend that you still carry a regular bank card or cash with you.
Pay for purchases up to 1,000 rubles without entering a PIN code. Users have noticed that when making a purchase in the amount of less than 1,000 rubles, no PIN code or fingerprint is required. You should not worry – plastic cards from MasterCard with PayPass technology and Visa with payWave work in a similar way. It also depends on the policy of a particular bank and stores.
Solution: If you lose your smartphone, contact your bank’s support service as soon as possible and block the cards connected to Android Pay so that no one can use them.
Decision: Unfortunately, we cannot influence this situation in any way. Follow our news – we will definitely tell you when the promotion starts and you can pay in the metro with a 50% discount.
Aeroexpress also offers a promotion to celebrate the launch of Android Pay in Russia. Here everything went smoothly and exactly as the organizers promised. Since May 23, 3,000 tickets purchased using Android Pay with a linked MasterCard have been sold at a 50% discount.
Solution: Buying an Aeroexpress ticket is cheaper, even if not by 50%, even now. To do this, you need to purchase it in advance through the official website with a 20% discount.
Cookies and bonuses
Residents and guests of Moscow using Android Pay will be able to ride the metro with a 50% discount until June 23, 2017. “When paying for the metro and MCC using Android Pay, the trip will cost passengers 50% cheaper. First, the cost of the ticket (40 rubles) will be debited from the card, and within 10 minutes 50% of the cost of the trip will be returned to the account, ”the message on the website of the Mayor of Moscow says.
The first 3,000 Aeroexpress passengers can get a 50% discount on a Standard ticket. The bonus is valid when buying a ticket at the turnstile at Moscow airports. You won’t be able to save on family travel – one device with Android Pay – one ticket.
Nothing is known about the benefits for users from other regions of Russia. Their appearance depends on the banks that will promote Android Pay in the cities of their presence.
Installing Android Pay in Russia
position. This result is a positive signal for the company.
It is assumed that Android Pay in Russia will first be tested on the basis of Sberbank. Representatives of this financial institution have already spoken positively about the system, believing that even despite the slow progress in the penetration of electronic payments in Russia, this project in the country will be a great success. Banks that refuse to cooperate with Google may lose their competitiveness dramatically.
How Android Pay works
The system is somewhat different from similar Samsung and Apple products. Android Pay has its own API and allows the client to pay for goods separately for each application. This principle of operation is safer than in Apple Pay, which is a pre-installed software that stores all data about the payer in one localization.
The Android Pay system is so tightly integrated into Google that the developer can analyze user transactions in real time. The information received by the IT giant can be effectively used in organizing advertising campaigns, creating relevant personal offers for customers.
But there is something in common with Korean and Apple payments: data is securely encrypted by forming a single beam for each individual transaction. To successfully use Android Pay, NFC must be present in your mobile device. Bank card and account data is hidden from cashiers and protected from potential cyber threats. User identification is carried out using a special built-in biometric scanner.