How to use Android Pay Sberbank

How to enable Android Pay Sberbank?

Before connecting your account to the system, that is, when deciding how to use android pay Sberbank, you will need to carefully check whether there is a similar option on your smartphone. You will need to carefully check whether a special NFC module is built into the smartphone.

You will need to check which OS the smartphone is running on. If it is below Android 4.4, you will need to update. Only after downloading all the necessary applications to the device and checking the points, it will be possible to carry out the necessary operations.

https://www.youtube.com/watch?v=ucLh1SK_Y6k

If for some reason there is no need to use this payment option, the system can be deactivated by solving the question of how to disable android pay in Sberbank online. It is not difficult to do this, just delete all card data from the application and then delete the application itself from the phone.

It is very important to remove information such as plastic number, expiration date and a special code in the form of numbers on the back. All payment information must be deleted from the payment history. Before deleting the application, you must make a mandatory exit from it. After such operations, the personal profile will be completely deleted.

Most recently, a modern specialized payment system was introduced on the territory of the Russian Federation, the main functional purpose of which is contactless payment with Samsung. In less than a year, the number of users amounted to more than 1 million people. The specifics of the program is that now you do not need to carry plastic cards of banks that support Pei.

It is enough just to bring the mobile phone closer to the terminal or other payment device, and the transaction will be completed. In fact, the device is now a reliable financial assistant and custodian of its owner’s funds. We will figure out how to use the system, and on which devices this program is supported.

You only need a smartphone to pay for goods using the Samsung Pay app. This eliminates the need for the user to carry plastic cards with them.

Users often try to save money by buying smartphones in foreign online stores and auctions: eBay, Aliexpress and the like. Sometimes the manufacturer makes different “fillings” of devices for different regions. Different processors can be installed, a different number of frequencies are supported. The main risk is whether the phone will work at all in Russian cellular networks.

Almost always, such gadgets are not Russified, to install the Russian language they have to be reflashed. According to user reviews, American versions of smartphones support Russian bank cards and the Samsung Pay application works on them. There are complaints about versions for Arab countries, where Samsung Pay is not supported.

Reflashing the gadget for some tasks, the user faces other problems. The most serious of them is that the smartphone will stop turning on and turn into a so-called “brick”, so you need to soberly assess the risks when buying gray phones.

Connecting via Sberbank Online

There are 2 ways to connect contactless payment technologies:

• using a special mobile application;
• through the Sberbank Online personal account.

To make a payment using this method, first of all, you need to link the product to the Android Pay system. It will be possible to pay for services and goods in this way without any problems. The most important thing is to make sure that all settings are set as correctly as possible and the card is connected correctly.

As soon as it becomes clear that all the settings have been made as correctly as possible, you can make ordinary payment transactions from the bank’s plastic through any terminals installed in the city that support this option. To carry out the operation, you will need to perform the following simple steps:

1. Turn on the smartphone and unlock the device in the usual way.
2. Mobile is brought to the terminal.

If the operation was carried out correctly, the appropriate inscription Ready will appear on the screen, which will be accompanied by a special sound signal.

All owners of credit and plus plastic products from this financial institution, without exception, can use convenient and comfortable payments with the Android Pay option. An exception can only be the owners of such products as Visa Electron and Maestro.

Among the main types of cards that can be used to make a payment in a store, we can distinguish such financial products as Visa Classic:

1. Youth.
2. Aeroflot.
3. Momentum.
4. Platinum.
5. Infinite.
6. Give life.
7. Golden.
8. Individual.
9. Standard and so on.

If multiple cards are connected to the system at the same time, the user will be able to set which one should be used as the default. If necessary, the standard map can be changed, but this will have to be done manually. After making such a choice, all payment transactions will be carried out exclusively with this product.

If for some reason you can’t use the card and the system described, you should check which product category is available and find out how the android pay from Sberbank works. After making all the necessary settings, the NFC option is automatically activated. Immediately after that, convenient contactless payments become available to the user.

The reason that the system refuses to accept a card is quite often not only the lack of the correct card, but also special manipulations. It is very important to check factors such as:

• Application update. The most up-to-date version must be installed on the smartphone;
• The application itself is launched and the card of interest is selected. After that, you will need to open the option with detailed information;
• Here you need to select a section with contactless payment and then clearly follow all the established instructions.

Usually, after all the settings made, the user gets the opportunity to enable all the required options inherent in the payment system.

If the user will make payments in the amount of less than 1000 rubles, they can be carried out without a secure pre-set PIN code. No more than three financial transactions in the amount of less than 1000 r can be carried out without first unlocking the smartphone. Unlocking is only required for every fourth manipulation. This process is carried out by entering a graphic key or a fingerprint.

To activate Samsung Pay Sberbank through the user’s personal account, you will need:

• install the Sberbank online program on your smartphone;
• switch to the section with a list of cards;
• choose among the offered options a card that you want to link to contactless payment technologies;
• open detailed information about the selected “plastic”;
• scroll through the list of suggested actions and select the item related to contactless payments;
• follow the recommendations and prompts of the setup wizard.

In situations where it is not possible to register a card in the application, there is no need to wait for the program to work, since usually the problem is not in it. To access the function you will need:

• check if the selected card supports contactless transactions (there may be problems with Visa Electron binding);
• try to tie another “plastic”;
• restart mobile.

In the most difficult situations, you will have to call the bank’s contact center. Support operators will try to understand the causes of the difficulties that have arisen and suggest the correct procedure to help solve the problem.

Additionally, it is worth pointing out that sometimes the application is useless due to an outdated version of the mobile. To find out which smartphones the Samsung Pay program is compatible with and on which devices it can be used, you should visit the already mentioned Sberbank website and see the full list of models.

Now it is not at all necessary to carry a Sberbank card in your pocket, because you can pay for purchases with a smartphone. All you need to do is connect the Android Pay service in the Sberbank Online mobile app. This service is absolutely free. In addition, this payment method is completely safe – the smartphone does not store your card details.

In fact, Android Pay technology is a digital analogue of a contactless card. And if you are worried about the theft of your smartphone, then the easiest way is to order a Sberbank contactless card. This payment method is available on almost all modern phones since 2016 on the Android platform equipped with an NFC module. When you buy a smartphone, the box of the phone says whether it supports this function or not.

In order to use the Android Pay service you will need:

• Smartphone with built-in NFC* and Android version 4.4 or higher.
• Visa or Mastercard of Sberbank

1. If you don’t have the Sberbank Online app installed, download it on Google Play.
2. Open the application, in the main menu, find the desired card and open detailed information about it.
3. You will see the line “Add to Android Pay” – click on it and follow the prompts

You can also connect a Sberbank card in the Android Pay application itself

• Unlock the screen of your smartphone and bring it to a terminal that accepts contactless payment.
• You will see the inscription “Done” on the screen and hear a sound signal – the payment was successful!

Many people ask a question about the payment limit through Android Pay. Well, as in the case of a contactless card, payments for purchases in the amount of up to 1000 rubles inclusive are made without entering the PIN code of the card. If the purchase is over 1000 rubles, then after applying the smartphone to the payment terminal, you will additionally need to enter a pin code.

FAQ:

1. If you don’t have the Android Pay app installed, please download it from the Google Play Store.
2. Open the app and add your Sberbank card.
3. Confirm card information.

In addition to a bank card, you can also link all your discount cards to the Android Pay service. Yes! Now it is not necessary to carry a wallet full of cards – all of them will be securely stored in the phone. More often, Visa and MasterCard, together with major banks, hold numerous promotions that encourage paying for purchases using Android Pay.

The process of accruing bonuses for such a purchase is very simple – you buy goods under the terms of the promotion – after successful payment, part of the money for the purchase is instantly returned to your account. Payment via Android Pay is now supported in a variety of applications, such as Uber, Delivery Club, OneTwoTrip and Rambler. Cash register.

The only difficulty will arise if you often pay with different cards. Then you will have to go into the application every time and change the card for payment by default.

The first big disadvantage of Android Pay is the situation with the return of goods. The fact is that when buying through a payment terminal, a unique token is created (a unique digital combination that identifies your purchase), which remains behind the payment terminal in which you paid. Therefore, you can return the money only through the terminal through which you paid for the purchase.

The operation simply won’t go through another terminal. Therefore, for large purchases, we advise you not to be lazy and pay for goods using a regular bank card. Payment via Android Pay is stored on Google servers, so if the phone does not have Internet access, then you can make 1-2 purchases at most, after which the smartphone will ask for Internet access. Otherwise, further purchases will not be possible. This is a big minus compared to Apple Pay and Samsung Pay.

Absolutely all Sberbank cards, except Maestro.

Instead of your personal data and card information, a virtual account number is used. User information is encrypted using SSL technology and stored only on Google servers. If your phone is lost or stolen, you can change your password, lock your devices, or remove all personal data from your phone using Android Remote Control.

https://www.youtube.com/watch?v=IIppLHCICR8

Thousands of organizations in Russia already support Android Pay, including such popular ones as Magnit, Perekrestok, Starbucks, KFC and Rosneft, and their list will continue to grow. And, great news for those whose discount and bonus cards no longer fit in their wallet. Android Pay lets you store their data right on your phone.

The Android Pay wireless payment feature is for you if you pay for purchases with one card all the time and do not often buy large amounts. In addition, mobile Internet must always be connected to your phone, otherwise the payment will not go through. Well, at least it would not hurt to always have a PowerBanka with you to recharge your smartphone – after all, if the phone sits down, then you won’t be able to pay through it. This payment method contains both pluses and minuses – to use or not to use it – it’s up to you.

• Of course, you must have one of the Apple devices (iPhone SE, iPhone 6 and later, and Apple Watch.)
• Device must have Touch ID connected and signed in to iCloud
• You must have a card Visa or Mastercard of Sberbank
• Go to Sberbank Online application and activate Apple Pay

• Open the Sberbank Online application.
• Go to the card page, click on the “Connect Apple Pay” or “Connect on iPhone” button.
• Follow the instructions to add the card to the Wallet app on your iPhone. You do not need to scan a bank card and enter codes from SMS and personal data.

• After connecting, the status of the card on the main page of the Sberbank Online application will change.

• Launch the application, select a Google account;
• Next, click on add a card;
• You will need to take pictures with your card’s smartphone camera;
• Accepts the terms of use;
• After waiting for the card to load, lock the screen. The system must check for blocking, otherwise you will not be able to use the service;
• We confirm the card with a code from SMS.

How does Samsung Pay work?

Samsung pay stores all payment information inside your device in encrypted form. At the time of payment, the service accesses the storage and uses the necessary data to make the payment. Internet for these operations is not necessary. It is needed only at the stage of adding cards to the device, and when paying, you can even use a phone without a SIM card. Only a message about a successful transaction will come when your smartphone finds a network.

Users of gadgets other than Samsung cannot use the Samsung Pay service. Samsung uses its own Samsung Knox card data encryption technology in its devices, which other manufacturers do not have.

Owners of the following Samsung Galaxy models can use the Samsung Pay service in full:

• S7;
• S7 Edge;
• A3 (2017);
• A5 (2016, 2017);
• A7 (2016,2017);
• Note8;
• Note5;
• S8;
• S8 ;
• J5 (2017);
• J7 (2017).

S6 and S6 Edge owners have restrictions in using samsung pay: they can only pay via NFC.

Google Pay and Apple Pay services operate in Ukraine, while Samsung Pay is only planned to be launched.

The application accepted by the mobile payment service belongs to the category of contactless banking. Most users are wondering if the Internet is needed to complete such transactions? The program works according to the following principle. First, a person makes a copy of his personal bank card in the application of his device and saves it in his gadget.

When you need to pay for any goods or pay for a service, you just need to ensure contact between the phone and the device that reads information from it. In Samsung, an emitter of magnetic waves was originally laid, which transmits these flows at a distance. The terminal and the payment card are adapted to work on the same frequency, which is why the device sees the information and reads it without any problems at the contactless level. The transaction will take place according to the same algorithm as if the user’s plastic card was inserted into the terminal.

The main problem that limits the operation of the application is the lack of magnetic cards in some phone models – the system only supports smartphones of this configuration.

The advantage of Samsung Pay is the universality of the service – it is supported by absolutely all terminals, the operation of which is regulated on the territory of the Russian Federation. Even if we are talking about an outdated version of the device, a unique experience of Korean specialists is used – it will ensure uninterrupted magnetic transmission of information.

But really, where the program is powerless is ATMs. They assume the internal immersion of the card, and it is impossible to pay for them using the method discussed in the article.

In 2018, the official list of Samsung Pay banks actively cooperating with the application included 49 organizations. Not all of them are purely banking structures – this list includes, for example, Yandex Money, Megafon, the Euroset Corn card.

The most popular banks in Russia that support Samsung Pay (there is support for both Visa and MasterCard):

1. Sberbank
2. VTB
3. Russian Agricultural Bank
4. Tinkoff Bank
5. Gazprombank
6. Binbank
7. Home Credit Bank
8. RaiffeisenBank
9. Promsvyazbank
10. Otkritie Bank

Above is an incomplete list – you can find all the organizations that support this payment service on the official Samsung website on the corresponding page.

How to make these payments

You can use Samsung Pay from Sberbank (payment by phone) at any terminals that accept bank cards, including contactless ones. The only exception is Visa cards. In addition to the classic NFC technology, the service successfully uses MST technology of its own production. The peculiarity of this technology is that it creates a special field associated with a magnet strip on the map and can be used at all points.

Korean manufacturers, of course, took into account the reliability factor, protecting their users in several areas at once:

1. During the transaction, all personal information about the client is stored in the device – the Samsung Pay payment system does not transfer them to the terminal. He only sees numbers. Tokenization is one of the most reliable defense mechanisms.
2. Any purchase made will be backed up with a fingerprint or a special code. The first option completely eliminates the possibility of a fake, so it is more preferable.
3. The program works on phones where a high-quality anti-virus program is initially installed, blocking all illegal operations. If you try to hack the system, all personal data and bank card numbers will be deleted automatically.

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To fully use Sberbank’s Apple Pay on iPhone, you need to install the following functions:

1. Set up the Touch ID scanner. For the purposes of making payments secure, it is strictly not recommended to register fingerprints of other (even the closest) persons by tying them to the device.
2. Sign up for iCloud using your mobile device.
3. You must have a Visa or MasterCard payment system card.
4. You need to add a bank card in the Wallet application of your phone.

The Apple Pay program from Sberbank is also available to owners of virtual stores. A service such as acquiring allows you to set up the acceptance of payments directly from mobile devices to the corresponding applications in online stores. This allows you to expand the range of potential consumers.

The service is easy to use and has many advantages. Most importantly, the service is absolutely free, you just need to download the application to your phone once. To make a payment, even a network connection is not necessary, the service works offline.

Samsung Pay is a special service developed by Samsung to pay for goods in stores. The service uses two technologies:

• MST (Magnetic Secure Transmission);
• NFS (Near Field Communication).

Sberbank of Russia recently launched the Samsung Pay service. This means that all owners of bank payment cards can connect to this service and pay for their goods using a mobile phone. You can find a list of smartphones that support this function on the official website of the bank.

Samsung Pay supports all Sberbank cards, including instant issuance cards. Therefore, you can easily connect this service to yourself.

The main advantage of Samsung Pay Sberbank is that the service is absolutely free. Users do not need to pay for the program, as well as for its use. Also, no additional commissions are charged when paying for goods using this method.

The second advantage of the system is that the service can be used not only in modern terminals that support NFS. All Samsung smartphones support special MST technology. This means that smartphones can create their own magnetic field, which becomes an imitation of the magnetic tape of a bank payment card. This is very convenient, since you can now pay for goods even if there are no NFS terminals in the store.

https://www.youtube.com/watch?v=M_BZr37pjAg

That is, in order to pay for goods in this way, your smartphone does not need the Internet. The device communicates with terminals directly via NFS and MST.

But the main thing is that now you do not need to carry all bank cards with you, because up to 10 cards can be connected to the service. Now you just need to take your mobile phone to the store and not worry that you will lose your bank card or forget the pin code from it.