Phone with nfc function

How the NFC chip works in a smartphone

To be able to make contactless payments or use many other convenient features, a cell phone must have an NFC chip. Today, many large companies are launching products with a pre-installed chip on the market. These are smart watches, tablets and of course smartphones, which are very popular.

After purchasing the device, the user only needs to replace a regular SIM card with a special SIM card with a chip. The cost of a SIM card with a built-in module starts from 190 rubles. In addition, many operators, for example, MTS, make such a replacement for their customers free of charge.

After such a replacement, an ordinary smartphone is transformed into an electronic wallet, but only after the user links a valid bank card to the device using a payment application. You can add the details of several credit cards to the SIM card through various applications. For example, link debit, credit or prepaid cards of such banks as: Raiffeisenbank, Alfa-Bank, Sberbank of Russia, VTB 24, MTS Bank.

Install transport applications on your smartphone for contactless payment in the subway, ground public transport and gas stations, the well-known Troika card.

Almost all major Russian banks offer their customers to use various bonus programs, discounts and promotional offers.

After adding a credit card, and if there are several of them, you should select one, which will be the main one, used by default. All financial transactions for contactless payment will be carried out with the main credit card, the rest will simply “hang” in the device’s memory, as an alternative. If necessary, at any time, you can replace the main payment credit card with another manually.

Today, you can make contactless payments with your smartphone at gas stations, parking lots, subways, surface transport, shops and many MTS retail outlets, that is, wherever PayPass-enabled terminals are installed.

In Moscow alone, more than a thousand terminals have already been installed, and there are more than 5,000 thousand of them all over Russia. MTS customers, without any restrictions, have the opportunity to pay for purchases through PayPass terminals abroad.

How to know if your phone supports contactless payment

A pre-installed NFC module can be found in almost all modern gadgets, but manufacturers prefer more expensive models. In budget smartphones, an embedded chip is much less common, although the cheapest smartphone with a chip will also be on the list.

How can I check if the device supports contactless interface? Many manufacturers indicate information about the built-in NFC chip directly on the device or battery as an abbreviation. Before buying a smartphone, this information can be seen or obtained from the seller.

Customers who already have a smartphone and want to know if the device has this option should use the settings menu. Follow instructions:

• go to the “Settings” section;
• find the “Wireless networks” function;
• click on the “More” tab;
• go to the “NFC Settings” tab.

If such a function is present in the smartphone, it should simply be activated. This can be done in the “More” section by following the steps:

• mark with a bird – “Allow data exchange”;
• wait for the Android Beam option to connect;
• if the option is not enabled automatically, just press this button and confirm the activation.

With these simple manipulations, the user activates a convenient option on his device. Now you can transfer any information, files, and by installing a payment application, you can easily attach a credit card for contactless payments.

NFC (Near field communication) is a wireless communication interface that allows you to transfer data over a short distance (up to 15 cm). Of the features of the NFC module: compactness, energy efficiency, budget. It is also impossible not to note the fact that the connection occurs in less than 0.1 seconds. But NFC also has disadvantages. For example, data is transferred slowly.

The most popular scenario for using the NFC module is contactless payments. Don’t worry, no one can steal your money for several reasons. Firstly, the operation takes a matter of seconds, secondly, the radius of the module is too small, and thirdly, each transaction has its own unique code, which is very difficult to read.

• Bank card marked paypass
• Application of the respective bank
• Find the NFC item in the application menu
• Place the card on the back cover of the phone for reading
• Remember password for payment transactions
• Everything is banally simple and clear.

To summarize, NFC is a very convenient, understandable and quite secure technology that can make your life easier. Therefore, when choosing a smartphone in 2018, be sure to pay attention to the presence of an NFC module in it.

List of smartphones with NFC module

Alcatel Pop S7 7045Y specifications:

• Materials: plastic glass;
• Display: 5″, IPS matrix, 540×960;
• Processor: MediaTek MT6582, quad-core, up to 1.3 GHz;
• Graphics chip: ARM Mali-T400 MP2 @ 500 MHz;
• RAM: 1 GB LPDDR3;
• Memory: 4GB eMMC;
• Main camera: 5 MP;
• Front camera: 0.3 MP;
• Battery: 3000 mAh;
• Fingerprint scanner: –
• Android: 4.4.2 KitKat;
• Antutu: 20,000 points;
• Price: 5000 rubles

The smartphone got into this top only because of the extremely low price. Buying Alcatel Pop S7 7045Y is worth it only if you just can’t wait to pay with your smartphone, because for everything else it’s just not suitable: a rotten 5-inch screen, not even with HD resolution (960×540), terrible performance (old MediaTek 1 GB of RAM), a small amount of internal memory (only 4 GB), an outdated version of Android, the cameras of the Alcatel Pop S7 7045Y are installed for show. The smartphone has only three pluses: good battery life (3,000 mAh), low price and the presence of NFC.

Huawei Nova specifications:

• Materials: metal glass;
• Display: 5″, IPS matrix, 1080×1920;
• Processor: Snapdragon 625, octa-core, the cores of which operate at a frequency of up to 2.0 GHz;
• Graphics chip: Adreno 506 @ 600 MHz;
• RAM: 3 GB LPDDR3;
• Memory: 32GB eMMC;
• Main camera: 12 MP;
• Front camera: 8 MP;
• Battery: 3200 mAh;
• Fingerprint scanner:
• Android: 7.1.1 Nougat;
• Antutu: 65,000 points;
• Price: 12,000 rubles

Huawei Nova is a compact and still relevant smartphone that Huawei released at the end of 2016. Despite the fact that Huawei has already managed to release several updates to this series, it is the first Huawei Nova that is an icon. What’s the secret? The answer is simple: the presence of NFC, an energy-efficient mid-range Qualcomm Snapdragon 625 processor with a frequency of 2 GHz, a high-quality Full HD IPS display, 3 GB of RAM in the company with 32 GB of internal memory.

I am glad that Huawei Nova has a new generation USB Type-C connector. It is also impossible not to mention a very good smartphone camera. Pictures on the main camera can be safely called an example for other smartphones in this price category. If you are looking for a compact, affordable, good-looking smartphone, you can safely look towards Huawei Nova and not worry about it being outdated.

Wileyfox Swift 2X specifications:

• Materials: metal glass;
• Display: 5.2″, IPS matrix, 1080×1920;
• Processor: Snapdragon 430, octa-core, the cores of which operate at a frequency of up to 2.0 GHz;
• Graphics chip: Adreno 505 @ 450 MHz;
• RAM: 3 GB LPDDR3;
• Memory: 32GB eMMC;
• Main camera: 16 MP;
• Front camera: 8 MP;
• Battery: 3010 mAh;
• Fingerprint scanner:
• Android: 7.1.1 Nougat;
• Antutu: 45,000 points;
• Price: 10,000 rubles

It’s a little unexpected to see Wileyfox products on this list, but at the very beginning of 2017 they released a really interesting smartphone. How can Wileyfox Swift 2X surprise you? The smartphone has a number of advantages. First, the Wileyfox Swift 2X is a smartphone with a premium feel. It will come to you in a black and orange designer box, inside there will be a variety of accessories.

Secondly, Wileyfox Swift 2X looks original and interesting. Yes, its appearance cannot be called attractive, but the smartphone clearly stands out from other devices. Thirdly, the characteristics of Wileyfox Swift 2X correlate well with the price of a smartphone. For 10,000 rubles, you get a device with a 16 MP camera, a Snapdragon processor, 32 GB of internal memory and an IPS display with FullHD resolution.

Lenovo P2 specifications:

• Materials: metal glass;
• Display: 5.5″, SuperAmoled matrix, 1080×1920;
• Processor: Snapdragon 625, octa-core, the cores of which operate at a frequency of up to 2.0 GHz;
• Graphics chip: Adreno 506 @ 600MHz;
• RAM: 3 GB LPDDR3;
• Memory: 32GB eMMC;
• Main camera: 12 MP;
• Front camera: 5 MP;
• Battery: 5100 mAh;
• Fingerprint scanner:
• Android: 7.1.1 Nougat;
• Antutu: 65,000 points;
• Price: 15,000 rubles

Need a smartphone with NFC and a powerful battery? Then urgently look at the characteristics and cost of Lenovo P2. Surely this smartphone will be of interest to you. Lenovo P2 was introduced at the end of 2016, but still has not lost its relevance. iPhone 6 style design, very nice Super Amoled display, Android 7.

0 on board and good performance (65,000 points in Antutu). The main advantage of the smartphone is a 5100 mAh battery. Lenovo P2 can live without additional recharging for 2-3 days. There is a fast charging function, the battery is non-removable. Therefore, the presence of NFC is just a nice bonus, since Lenovo P2 has something to surprise you with.

Samsung Galaxy A3 specifications:

• Materials: metal glass;
• Display: 4.7″, SuperAmoled matrix, 720×1280;
• Processor: Exynos 7870, octa-core, cores clocked up to 1.6 GHz;
• Graphics chip: ARM Mali T-830 MP2 @ 700 MHz;
• RAM: 2 GB LPDDR3;
• Memory: 16GB eMMC;
• Main camera: 12 MP;
• Front camera: 8 MP;
• Battery: 2350 mAh;
• Fingerprint scanner:
• Android: 7.1.1 Nougat;
• Antutu: 45,000 points;
• Price: 15,000 rubles

The coming months are the perfect time to buy a Samsung Galaxy A3 (2017). The fact is that in January/February 2018, a new generation of Samsung Galaxy A will be introduced, which will lead to a drop in prices for Samsung Galaxy A (2017). Yes, a frameless design and new processors are expected in the updated series, but it will also cost much more.

And the Samsung Galaxy A series (2017) is a very successful creation of Samsung, especially the Samsung Galaxy A3 (2017). This smartphone is a unicorn in the world of smartphones. Try now to find a phone with a diagonal of less than 5 inches – this is not an easy task. Samsung Galaxy A3 (2017) has a display diagonal of 4.

7 inches, dressed in a glass body and equipped with an amazing 12 MP camera. It is also worth noting that the smartphone is protected from dust and moisture according to the IP68 standard. There is support not only for the Android Pay mobile payment system, but also for Samsung Pay. The weak point of the smartphone is the amount of internal memory. 16 GB is not serious.

Xiaomi Mi5S specifications:

• Materials: metal glass;
• Display: 5.15″, IPS matrix, 1080×1920;
• Processor: Snapdragon 821, quad-core, the cores of which operate at a frequency of up to 2.15 GHz;
• Graphics chip: Adreno 530 @ 624 MHz;
• RAM: 4 GB LPDDR3;
• Memory: 64GB eMMC;
• Main camera: 12 MP;
• Front camera: 5 MP;
• Battery: 3200 mAh;
• Fingerprint Scanner:
• Android: 7.1.1 Nougat, MIUI 9;
• Antutu: 125,000 points;
• Price: 18,000 rubles

Xiaomi ignores NFC more than other major smartphone manufacturers. Only Xiaomi’s flagship smartphones get the wireless payment option. Xiaomi Mi5S turned out to be the cheapest smartphone of the company that supports NFC. This is really a top-of-the-line smartphone that is a little behind the market trends (no dual camera, small screen, not bezel-less design), but still a very good device.

What is the once top-end Snapdragon 821 processor installed inside this smartphone along with 4 GB of RAM. In Antutu, Xiaomi Mi5S scores more than 100,000 points. The screen is 5.15 inches, Full HD, a good 12 MP camera from Sony and a 3200 mAh battery with support for fast charging.

HTC Desire 530 specifications:

• Materials: plastic glass;
• Display: 5″, Super LCD matrix, 720×1280;
• Processor: Snapdragon 210, quad-core, the cores of which operate at a frequency of up to 1.1 GHz;
• Graphics chip: Adreno 305 @ 400 MHz;
• RAM: 1.5 GB LPDDR3;
• Memory: 16GB eMMC;
• Main camera: 8 MP;
• Front camera: 5 MP;
• Battery: 2200 mAh;
• Fingerprint scanner: –
• Android: 6.0 Marshmallow;
• Antutu: 30,000 points;
• Price: 10,000 rubles

Do you like HTC? Is money tight in your pocket? Is performance important to you? You can safely buy HTC Desire 530 for 10,000 rubles with 1.5 GB of RAM on board. And why not, because it’s HTC. It’s amazing how they installed NFC on the HTC Desire 530 – it’s incredibly generous of them. The design of the smartphone is really nice, but everything else is a little scary.

The battery of HTC Desire 530 is only 2200 mAh. The main camera has a resolution of only 8 MP, and all this beauty works on Android 6.0. The simplest processor from Qualcomm, the Snapdragon 210, is responsible for the speed of computing processes. Buying such a smartphone in 2018 is a risky undertaking. But we know for sure that HTC has a very powerful and loyal fan base, so there will definitely be those who want to buy the HTC Desire 530.

Nokia 5 specifications:

• Materials: metal glass;
• Display: 5.2″, IPS matrix, 720×1280;
• Processor: Snapdragon 430, octa-core, the cores of which operate at a frequency of up to 1.4 GHz;
• Graphics chip: Adreno 505 @ 450 MHz;
• RAM: 3 GB LPDDR3;
• Memory: 16GB eMMC;
• Main camera: 13 MP;
• Front camera: 8 MP;
• Battery: 3000 mAh;
• Fingerprint scanner:
• Android: 7.1.1 Nougat;
• Antutu: 40,000 points;
• Price: 10,000 rubles

Nokia returned to the mobile device market with pathos with the help of Chinese millions. The comeback was really successful. What is the philosophy of the updated Nokia company? Almost all smartphones released in 2017 received a metal case, NFC, a fingerprint scanner, the “bare” Android of the most current version and Snapdragon processors.

Nokia 5 got all this at its disposal, that’s why it got into this rating. In this smartphone, almost everything pleases: speed, design, price. I would like a little more resolution and an increased amount of internal memory, otherwise HD resolution and 16 GB of internal memory for a smartphone for 200 bucks are not comme il faut.